Insurance Q.
06-04-2005, 04:53 PM
#1
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Insurance Q.
Just to settle something here. Cousin recently crashed his Saxo VTR. Totally smashed the front and o/s front wing etc. One of his alloys was damaged in the crash.
He then tells us that he hasn't declared to the insurance that he has aftermarket alloys on the car. I reckon that the insurance company will void his policy (any excuse for not paying out) however he reckons they'll still pay out but will only pay to replace the alloy with an original VTR one..
Which one of us is "right" or does it vary from company to company? He's with Adrian Flux...
Cheers
JK
He then tells us that he hasn't declared to the insurance that he has aftermarket alloys on the car. I reckon that the insurance company will void his policy (any excuse for not paying out) however he reckons they'll still pay out but will only pay to replace the alloy with an original VTR one..
Which one of us is "right" or does it vary from company to company? He's with Adrian Flux...
Cheers
JK
07-04-2005, 07:28 PM
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i wrote off my series 2,declared it standard to insurance but it had wheels/chip/exhaust,adjustable boost/lowered the list goes on but i got full payout,the car was looked at by insurance company engineer but he failed to notice anything 
,got a small turbo cos now and i wont be so stupid again as it was an arse twitching time till the cheque dropped thrugh letterbox
,got a small turbo cos now and i wont be so stupid again as it was an arse twitching time till the cheque dropped thrugh letterbox
07-04-2005, 07:37 PM
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i dunno, some insurance companies allow up to 3 body/exterior mods before
they void it i thought??
but then adrian flux do seem to be tight fisted assholes when it comes to it.
they void it i thought??
but then adrian flux do seem to be tight fisted assholes when it comes to it.
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08-04-2005, 07:48 PM
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depends on who comes round and inspects the car, if there a tight ass they'll void it but if they dont give a fook they wont notice. and most of these ppl wouldnt know what a standard saxo looks like anyway.
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