As Scoob's are going so cheap these days I thought I would buy one for some fun. I called my insurance company up today and they said they don't cover them.....So went on 'Cheap car insurance' on Google that checks over 100 insurance company's. The cheapest that came back for a 1998 Scoob Wagon was £1,070

I am nearly 40, full no claims, driving since I was 17, no points, I have a secure garage etc etc.....Why are they stupidly expensive to insure or have I tried the wrong way about getting lower insurance on one of these?

 

really? im about the same age with 3 years no claims and 3 points and i only got quoted just under 900 for an rs6.

 

i got offered £1112.85 for a 2003 wrx i got 9points and only 25yrs old and 4yrs no claims and also had my bro inlaw as a named driver on there who is 33yrs old. . . . u sure u entered your details in right? that was on compare the market i think

 

wouldnt surprise me if the classic scoobys are now a lot more expensive to insure as the cheap ones are proper CHAV material these days so i suspect they now have a high claims rate bumping the premiums.

 

That makes total sense as the older ones are mostly chav'd up with stupid body kits etc. I wonder what fast cars are going cheap but without the silly insurance costs?

 

+1 very high risk cars these, just been out walking the dogs and seen one doing about 80 mph in a 30

 

I would really love a Cossie but they hold there money.....Excellent for the owners, very sad for buyers!

Your one in your pic is exactly how I would want a Cossie....Colour, wheels, indicators, splitter.....Lovely car there mate.

 

Can't beat a well waxed Nouveau Sierra imo

 

Was it UK spec or an Import? Trade policies usually refuse imports unless you ask for it to be added, maybe that had something to do with it try a reg on a UK spec one.

 

Go and try one of the approved insurers over on Scoobynet mate, the guys on there are always raving about teh great deals they get.

 

Does seem steep. When I sold my classic two years ago I think I was paying about 600ish and I was 29. Started thinking about getting another this time a blob eye STI and the cheapest quote was just under 800 notes. That was done on check the market with protected no claims

 

Comparison sites aren't always the best, they're good because they can give you a rough idea, but I've always found getting a quote direct from some company is always better (like Adrian Flux- I got a great price this year!)

 

go to a brokers such as greenlight or need 2 insure

every year when my renewal is up on the RS i go on confused etc out of curiosity, quotes usually come in around £900....i just renewed my policy with need 2 insure (after 5 good years with greenlight) for £460

 

Agreed!

My second year quote by need 2 insure nearly halved! from around £1k to £575

 

Yesterday Direct Line quoted me £2,000 on a 1.25 Fiesta, to say I was gobsmacked was an understatement!

Oddly, I was recently quoted £500 quid on an RS6 and £200 on my 3DR. Seems to make little sense, although I can imagine it is related to the fact the more Fiestas are involved in accidents than either RS6s or 3DRs!?!

 

2000 for a fiesta...Thats shocking.

 

£1200 for my TitX 30 with full no claims and no points

 

As above, forget price comparison websites!

Call Sky insurance if it's an import. Or, if it's a UK car try Aviva.

I've got an STI and it costs me about £680 FC. My mrs has a uk turbo and that's about £400. Strangely enough Sky (who insure my Sti) wanted more for the uk car. Aviva (Norwich union) were about the cheapest for the uk car.

Keith Nichaels are supposed to be good, and cheap but I gave up trying to deal with them as they have a Subaru 'specialist' who is never available.

 

53 Plate sti wrx ,im 33 with 0 ncb and it £514

 

Try Keith Micheal's they specialize in scooby's and its who Ive got mine insured with 300 odd bhp and its £580 a year but they couldn't do much on my ST so thats with greenlight

 

Insurance annoys the fuck out of me, ive just renewed and to start off with I was getting cheaper quotes on the cossie than I was for me mk3 gold gti daily driver thats worth a few hundred quid

 

Someone mentioned Sky Insurance,

i Agree!

i just insured my very rare 1992 Audi 80 Quattro saloon with "slight mods" for £428

32, 4 years "Traders" NCB, no bumps or convictions low risk area (older Audis are stupid to insure, fcuk knows why lol!)

very helpfull and 100% above board and you ask them to ring you on a specific date, they do so, payments are very flexible also, deposit then i paid in full next month with no extra charge,monthly installments also not an issue

 

My impreza is 550 quid for a 96 import sti with all mods declared but my first insurance was 1300 quid as I needed to own the car a year for a bigger discount

I'm with Keith micheals but yes Gary can be a nightmare to get hold of

 

Do they?
Never experienced that in 10 years of having a trade policy but times are changing.

 

Insurance is a joke. Im nearly 30 and at 23 i insured an Astra SRi Turbo for £540 a year fully comp with 2 years no claims. In the past year ive gone from a Leon Cupra R which was £80 a month, then changed to a 206 GTi which was £75, then a ST170 which is £78 a month. Renewal time came and they wanted what worked out to be £150 a month give or take a few pence, ditched the old company and joined another and paying £615 for the year fully comp on the ST170. I think the days of ' being over 25 ' and having a load of no claims and driving experience doesn't really go in anyones favour anymore.. okay it helps a little but not much. Or so it seems.

 

IM 36 now
full no claims all mod declared fully comp
1989 cossy is £300 ish Adrian Flux
2010 focus rs is £460ish with Ford insure
1995 discovery with £5k of extras was £260 Adrian Flux

Misses 2006 mr2 is £400ish
misses 2011 bmw 320d £550ish

Cossy is the only one thats garaged, but they all have limited mileage, (brings the cost right down)

tbh I'm quite happy with the prices i get but am fucking old now

 

Also don't forget area helps a lot. Before i moved recently where i was living must have been a bad area on the insurance databases, because whatever i insured it was always a 4 figure sum or more but if i insured it at my parents address it was always 500 - 600 cheaper !

 

Gary Moulson @ Keith Michaels would be best to ring regarding Scooby insurance.

02082880275