GavStyli

i have no convictions, no claims, 10 years ncd, 2k miles a year on classic insurance on my fiesta 250bhp with the nitrous


in 2009 was with greenlight and paid £450 fc with agreed valuation
in 2010 greenlight stopped the agreed valuation
so went back to hic and they done me a 'special deal!' £650 fc with agreed valuation

now hic are asking for £750 for some it doesnt sound alot but i only do about 1.5k miles a year and if this carries on ill be paying nearly double next year compared to what i was paying every year between 2005-09

ive already spoken to hic and they saying it because of loads of accidents and claims being made as usual, most injury claims these days are a joke!

what would you do? any recomendations on insureres that also cover nos

t16coupe

my dad is with flux £400 375 bhp pulsar gtir 340bhp+35 nitrous but he is nealey 65

Ginge !

mine is 630 a year, thats a for a impreza and the same for my clio 172, just take a look at what the young drivers are paying mate,,, trust me i aint paying for my little ones first insurance on her car pmsl

Dlatch!

keep shopping around
as a low mileage and high ncb in my eyes your a perfect customer for them

ben_frst

having a similar problem in the last 2 years ive had £640 on a frst then 580 on a seat cupra 20vt now i just had the renewal on the seat (£498) and am in the process off buying a 106 gti and they want £593 even tho i have 4 years ncb now and have never claimed

the fiesta was group 15 iirc the seat was 16 and the pug is 13 yet is dearer than the seat and im guessing my fiesta if i still had it

on top of all of that i have a renault trafic thats £980 its an effin van thats covered 3.5k in 6 months

D16PJM

Im with need 2 insure and have a 400BHP cosworth and it went down £240 this year.

pete

bigchez

Just had my renewal come through for my daily and that's up £300 despite the fact I've another year's NCB. Getting silly, like the price of fuel.

Harris.

try these . peterjames insurance, i have 0 ncb and fc on my 350bhp 3 door is £198 . they are excellent with the classics, i can also do as many miles as i like

The guy round the corner from me has a saff , escort cossie and a black rs500 plus a tvr. he called them and they quoted £798 for the lot

bigchez

Sounds almost too good to be true - do they have a proper agreed value, and will they actually pay out in the event of the worst happening? If so - everyone get on to these guys!!

Harris.

I paid £32 to agree the value . £12000 OH and im 32


http://www.peterjamesinsurance.co.uk/

Fudgey

iTrader: (4)

i can see why a lot of people dont bother with insurance, £200 fine and 6 points IF you are caught!

and even if you crash, just drive off and deny it, like the cunts did to me. dont bother to reply to the NIP's. and when you go for questioning with the cops, continue to deny it and there is fuck all they can do!

great isnt it!

lacey

My friends little brother (17) has just got a nice little Mk 2 fiesta 500 pound and the cheapest he can insure it for is 3500 now that is shit and they are just cashing in on people cause of course a 17 year old is going to want to drive and I dread what it will be like when my son is 17 ( he is 2 and a half) , all that will happen is one day you will be out with the family and a uninsured drive will stove into you , maybe if they weren't such greedy cunt like the banks and government and said hay your insurance is 2k and if after a year you don't claim then you can have 1k back then they would pay it and look at it as a good thing and think twice about claiming but thats to fucking easy , the rich get richer once again

essexRSTSouthend

total joke.my younger brother was looking at 4k for a 1.3 fiesta at 18!!

lacey

And here is another thing , knob down the rd leaves the bath running and his house floods o dear( dick) any way his 200 pound a year insurance ain't going to cover some robbing builders cost ( there not all robbers there just not poor chaps)anyway you know where your car ins is going don't you on that fucking house and it all because you have to have car insurance by law ( there's another joke) it like getting fined for taking our own child on holiday during school term so now holiday company's know that children are only aloud away on serton times of the year they double prices and it worse here this countrie is fucking it's self with a great big cock, welcome to great cock England ( where fucking our selfs is part of the nature)

essexRSTSouthend

Totally agree dude

Psycho Warren

iTrader: (5)

have insurance companies actually got genuine data showing a increase for last years claims that matches the increase of on average 37% this year??? especially considering the increase the year before!! or are they sneakily adding an extra 15% just to fuck us over???

Considering insurance premium tax is a tiny percentage, im surprised the government arent trying to intervene to win some cheap votes.

coswurv

iTrader: (8)

I just done a quote with that peterjames, saph cossie £218 a year fully comp!! now i know my car isnt standard but they dont offer quotes for modded cars online, but that is still silly cheap so modded should still be way under the 1k brentacre quoted.

bluntys1rsturbo

try footman james fella im 27 3yrs ncd 6k miles per year and get my modded r5gtt for £320 all in

lacey

I was told that the government put up the tax on insurance and I would have been none the wiser if it weren't for a mate reading something some where cause they are a holes like everything you have to have they cash in on and the gov don't give a fuck cause the more things are the more they fuck you for , were is guy forks when you need him lol, or just have a riot the day of the wedding (29th) no that would be interesting

ROB7656

need 2 insure got my s2 with frontmount brakes rims filter exhaust strut braces agreed value for £182, my renewal with flux was up for £365 and performance direct wanted over £800

lacey

And like so many people I am fucked off with working very fucking hour just to give some pick all my money , but the price of bread has come down by 2 pence ( that's going to help very one lol) maybe just maybe if the gov stopped giving fucking money away then they wouldn't feel the need to bum every one all the time and make prisoners and doll claimers fix the shit roads that way everyone so is doing there bit and the gov can stop wasting cash and they could start up a new sport were a load of people ( snippers) could pick off any illegal immigrants as they appear could be fun it just a thought lol, rant over ish now I have gone off on a arse about face tangent lol, sorry

lacey

Performance direct are a joke I phoned the about 10 years ago ( lol) and they said that they could only insure the value of the car at 3k so I said if you can find a nice 3 dr for sale for that then I would do it but till the fucking do one , 90 percent of them take the piss bike insurance is no different as they send you a renewal for more money then I phone them with the arse then the bloke on the other end of the phone go we always put a little bit on so I will take that off here you go sir ( I ain't actually a sir lol but I was for one second ) any then they stopped trying to bum me for another year , but why not just do that anyway instead of pissing people off , dicks

pee vee

My insurance went up 200 odd quid this year too for no reason.

Insurance is a joke, very quick to take as much money as they can, and you KNOW they make it as difficult as possible for you when you do need their help.

scoooby slayer

iTrader: (4)

dan at a plan, 570 bhp skyline fully comp all mods declared £650 a year. and the supra at 600 hp with £25k value was £50 extra

gingeRS

remember a north london postcode bumps your insurance up too, when i moved from barnet to whetstone (1.5 miles) my insurance went up by 10%

yellowsierra

[QUOTE=pee vee;5425147]My insurance went up 200 odd quid this year too for no reason.

Insurance is a joke, QUOTE]


Exactly

My Van's up for renewal

Last year i paid £320

Nothing has changed this year except one more years NCB

The best price £500 !!!

Go figure that

Ian

yellowsierra

I go to his mate "Chris at a plan"
My Scoob, with all mods declared, 330bhp, comp £530

dojj

iTrader: (3)

aplan were the best for my mondeo, but it was still just under £600 for fully comp/protected/like for like replacement cover

Harris.

When i told them, about the mods all they wanted was pictures , the price didnt go up that much . been with them for 3 years now.


All the info you need is above so the people moaning should just try them .

they save me £700 a year

rik-rs

bloody hell im gonna use that peter james, fook me ,my saph 2000e has just been quoted at £134 fook me.... bastards churchill are getting nearly 500 from me...cunts

iansoutham

It should be well under that.

I am insured with Peter D. James for 3 cars ATM. Granted, none of mine are turbocharged, but I was told that as long as you don't have any big fibreglass bodykits (a-la chav) and haven't done big engine conversions (i.e. base model engine to big turbo-charged one) then the price for the "standard" car is the same price you pay for modified. Yours will be a little higher, due to the fact you have a Cossie and they have bigger power increases, but as long as your brakes and suspension are up to it, I see no problems with them.

As for agreed values, they are underwritten by the same people who do most companies' Agreed Values, so you have as much chance of a payout as you would with anyone else.

Just a point to mention, Peter D. James is the "James" from Footman James. They went their separate ways a few years ago, and Peter D. James specialise in cars over 20 years old. You can have some younger cars on it, but you get some restrictions until they turn 20. One of mine is 19 years old and I am limited to 3k miles per year and pay £171. Next renewal it will be 20 years old during the insurance term, so apparently it will drop to about £140 (same as my others which are 20 or over) and no mileage restrictions.

iansoutham

As said above by Harris, all they want is 6 photos:
each of the four corners so that you see the whole car, including numberplates
engine bay overview
interior overview

That is it. You can email as many others as you want, they will keep them on file should anything happen and you need to claim, but the 6 above is all they have as a minimum.

iansoutham

Because they work on the theory that most people will stay with the same insurance company as it can be a pain to change everything over each year. Easy money if the customer just stays.

1 insure 9 cars on separate policies, and although everyone else's insurance went up by 30% average, mine all either stayed the same or went down, other than my Cinquecento that I use for work. That went up by £20 as that was the best I could get for those conditions. I just ring round every year and play everyone off against each other until I get a quote I am happy(ish) with.

Harris.

thats not bad atall

rik-rs

i know

BillyCabrio

iTrader: (1)

Just had a quote on the Peter James site on the cabbie as a 'standard' car and it came up £154!!

Naturally i got a boner over that!! PMSL!!

Harris.

rik-rs

well been in touch with the peter james people today about my saph 2000e cossie lookalike..and they said the mods etc make no difference to the premium... at £130 roughly, and thats fully comp, never had fully comp before,
they just said excess goes up a touch to 250 i think..but haha

so churchill, your getting fucked off with your third party fire and theft premium of nearly £500...

OH YES...

yellowsierra

Well well well after i done a little surching online...as you do i managed to get my Insurance down by £100
Phoned my insurance and told them and guess what.....they matched it
Why couldnt they just do that in the first place
Ian

BRAMMER

iTrader: (23)

Both my policies went up 20% last year - this year my Sierra with no limit's mods through Need2insure is £390 and te daily well it's up soon so i'm preparing for the shock