For bonza car insurace deals
#1
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Don't bother with sheilas wheels, or diamond or any other sort of womens insurance companies as it is now illegal to make men pay more than women.
Apparently blokes will get an average of a 10% reduction and women will pay upto 25% more
so Europe ftw
Apparently blokes will get an average of a 10% reduction and women will pay upto 25% more
so Europe ftw
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#5
PassionFord Post Whore!!
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If there was equal amounts of women to men on the road women would have more accidents. Its just theres are small and cost less. Things like using other peoples doors to know how far they can opens theres, bumpers for knowing when to stop. Things like that
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#6
*** Sierra RS Custard ***
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Thats nothing to do with the number driving, as its on a per head basis.
The main reason AFAIK is that women do less mileage on average.
Being cheaper to insure means you are less of a risk, it doesnt mean you are a better driver.
Last edited by Chip; 01-03-2011 at 09:19 AM.
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#9
Carbon Crazy
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the ageism thing is one i dont want them to challenge in court. yes they might win but if people are stupid enough to think it would mean massively cheaper insurance for young people then you are naive. it would just mean a massive hike in premiums for everyone over 25 as they remove the age factor.
#11
*** Sierra RS Custard ***
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the ageism thing is one i dont want them to challenge in court. yes they might win but if people are stupid enough to think it would mean massively cheaper insurance for young people then you are naive. it would just mean a massive hike in premiums for everyone over 25 as they remove the age factor.
The way they would then have to counter it is with bigger no claims discounts.
Ie if they triple my policy so its the same price as a 18 year olds, then they will then increase my no claims discount from 70% to 90% so that Im still back paying the same amount.
Will be interesting to see how it all pans out!
#13
Carbon Crazy
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i reckon by the time we are old then insurance policies wont be worth the paper they are written on as there will be so many exclusions and exceptions that we are all fucked.
I wonder how long it will be before it becomes a matter of course for insurance companies to come after you for the cost of a claim in the same way they do with some other policies such as mortgage shortfall insurances etc???
I wonder how long it will be before it becomes a matter of course for insurance companies to come after you for the cost of a claim in the same way they do with some other policies such as mortgage shortfall insurances etc???
#17
PassionFord Post Whore!!
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I bet the banker who thought that one up got a bonus!
#20
Carbon Crazy
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but i wonder, the original debt is secured, you get your house repo'd then claim on the shortfall insurance to sebtle the original debt and hence the secure'd loan. then the insurance company goes after you, i presume its an unsecured new debt and hence subject to completely different rules to secured debt or do they have preserved rights from the original mortgage?
Makes you think, what is the point of shortfall insurance when you still remain liable??
#21
PassionFord Post Whore!!
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The lender makes the claim on the policy, the insurer pays them, but I've never thought about the "debt" situation when they come after you. Guess it must be enforceable, though, because these have existed for years now.
The point is, most lenders won't lend on deals with limited equity without the shortfall insurance.
The point is, most lenders won't lend on deals with limited equity without the shortfall insurance.
#22
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they might as well, as that those who are the biggest risk should pay the most. it's logical. men are a bigger risk than women so it's silly to say it's discriminatory in my opinion.
in fact they may as well not as take anything into account and have a standard insurance rate.
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