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E46 M3 owners - car insurance

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Old 22-09-2010, 02:21 PM
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RichardPON
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Default E46 M3 owners - car insurance

Just want a rough indication of what you guys are paying?

Obviously it massively varies based on loads of variables, but want to know if anyone has any recommendations where they've recieved a reasonable quote....
Old 22-09-2010, 02:29 PM
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Ryan
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800 for me with an accident 2 yrs ago
Old 22-09-2010, 02:39 PM
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Get on the PC and ask the singing twat with the dodgy tash.....


Steve
Old 22-09-2010, 02:55 PM
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Jim Galbally
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i know this is NOT the question you've asked, but never know it might be useful.

on an E36 M3 (higher risk) mine was 1300 @ 23 w/ no convictions 1100 @ 24 w/no convictions and 1500 @ 26 w/10points

so i'd expect yours to be well under a grand
Old 22-09-2010, 03:13 PM
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my m5 27 years old me and the wife 0 no claims fully comp is £980
Old 22-09-2010, 03:16 PM
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RichardPON
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Cheers guys, but who are these with?
Old 22-09-2010, 03:16 PM
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£460 FC with track day, Europe blah blah limited mileage though

Need2insure

Last edited by rsnissan; 22-09-2010 at 03:18 PM.

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Old 22-09-2010, 03:30 PM
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RichardPON
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Originally Posted by rsnissan
£460 FC with track day, Europe blah blah limited mileage though

Need2insure
Jesus!

What's your ltd mileage?

Who's the underlying insurer?
Old 22-09-2010, 03:32 PM
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Adrian Flux just starting doing "deals" on M cars, it was posted on piston heads M power forum the other day. Again, NOT an M3 (sorry) but E39 M5, £380 fully comp, 7 years NCB, clean licence, I'm 30 years old. Got from a company called 1st Central through compare the market.

Last edited by rog; 22-09-2010 at 03:33 PM.
Old 22-09-2010, 03:41 PM
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Originally Posted by rsnissan
£460 FC with track day, Europe blah blah limited mileage though

Need2insure

Beauty. I'm with them for my evo and still hanker for an m3. I wondered if the m3 would be more but maybe not tbh.
Old 22-09-2010, 03:42 PM
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Ryan
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i wonder why chops
Old 22-09-2010, 03:46 PM
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Originally Posted by Ryan
i wonder why chops

Haha certain reasons this week make my "i want" worse
Old 22-09-2010, 04:01 PM
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Jim Galbally
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mine is thru flux, nobody other than performance direct could touch their quotes except performance direct
Old 22-09-2010, 04:14 PM
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Originally Posted by RichardPON
Jesus!

What's your ltd mileage?

Who's the underlying insurer?
limited to 3000k id be LUCKY do do more than 2k in a year, forgot it has to be garaged when at home

underwritten by aviva

Originally Posted by Lambchop
Beauty. I'm with them for my evo and still hanker for an m3. I wondered if the m3 would be more but maybe not tbh.
yeah I was shocked only 100 more than my cos was

still, I'm not complaining
Old 22-09-2010, 04:46 PM
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I'm with Adrian Flux, not garaged (private parking), used to commute, no limited mileage, 29 years old - Under £500, can't remember the exact amount, something like £465 or something.
Old 22-09-2010, 05:15 PM
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Ryan
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if i didnt have an accident mine would be around £500-£550 from memory
Old 22-09-2010, 05:35 PM
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Originally Posted by rsnissan
underwritten by aviva


yeah I was shocked only 100 more than my cos was

still, I'm not complaining

Even better as i'm with aviva too so good to know i can swap

My evo is £630 which i thought was a bit expensive

Think the BM would be cheaper.
Old 22-09-2010, 05:45 PM
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700 kwik fit
Old 22-09-2010, 05:51 PM
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Originally Posted by rsnissan
limited to 3000k id be LUCKY do do more than 2k in a year, forgot it has to be garaged when at home

underwritten by aviva



yeah I was shocked only 100 more than my cos was

still, I'm not complaining
You got a good quote for being limited to 3,000,000 miles!
Old 22-09-2010, 06:18 PM
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I pay £750 a year and I'm 35 with full no claims, no points and that includes business use and it's insured through Keith Michaels
Old 22-09-2010, 09:46 PM
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£565 with flux, me an the missus who just passed her test 18 month ago


Im 28 7 years no claims f/c unlimited mileage
Old 22-09-2010, 10:11 PM
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RSCossieGaz
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Originally Posted by rsnissan
£460 FC with track day, Europe blah blah limited mileage though

Need2insure
you got one now andy?????
Old 23-09-2010, 09:11 AM
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RichardPON
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I always knew Adrian Flux were a useless bunch of cunts!

Can't give me a sensible quote as I haven't owned a high performance vehicle in the past 12 months!!!
Old 23-09-2010, 09:17 AM
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Rich, have you tried calling Pace Ward?

I was paying around £600 with them when I had mine.

Pace Ward 01782 286311 may be worth a shot bud.
Old 23-09-2010, 09:51 AM
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Jim Galbally
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spambot!
Old 23-09-2010, 10:02 AM
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RichardPON
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Most of these places wont quote!

They want garaged and tracker....

Pace Ward say no, Kwik Fit is £1400, online searches are over 1k, and Flux is a no!

So much for 8 years no claims, and living in a nice area in London!
Old 23-09-2010, 10:25 AM
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maybe they worried that the chin will cause attention and cause others to crash

was it cheaper if you said it was having black out windows?



Old 23-09-2010, 11:20 AM
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Originally Posted by Spiky
maybe they worried that the chin will cause attention and cause others to crash

was it cheaper if you said it was having black out windows?




Old 23-09-2010, 11:26 AM
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Insurance companies really, really hate M3's, they are the new Cosworth in that respect. Probably due to fucking idiot chavs who have no clue about RWD cars smashing them up on a regular basis, and a very high theft rate ... Seems to happen to most really good cars
Old 23-09-2010, 11:42 AM
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when you actually think about it, its a hell of a lot of BHP for a standard car, insurance is never going to be buttons.
Old 23-09-2010, 12:19 PM
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£760ish FC, 5k mileage, (im away over 6 month of the year), garaged, no mods, 5+ years no claims, no points / endorsements / convitions, 26 y.o. male

thats with Adrian Flux

more than my 400+bhp mk1 frs with all mods declared lol,
Old 23-09-2010, 12:30 PM
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the performance car ownership seems to work with a few places, my first years insurance on my impreza was 1300 quid as 325 bmw was "really" a performance car, after that i now pay 600 a year all mods ( and there is a few pmsl) declared and my postcode may aswell be Iraq

pon im sure your postcode is a high claim area more than if its a nice area if that makes sence
Old 23-09-2010, 04:39 PM
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£850, 8 years ncb, 27 years old with 3 points with adrian flux. Thats limited mileage of 5k a year which i wont do.

I'm selling me m3 if anyone is interested in a cheap straight decent example
Old 23-09-2010, 05:40 PM
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Originally Posted by Alps Pacino
£850, 8 years ncb, 27 years old with 3 points with adrian flux. Thats limited mileage of 5k a year which i wont do.

I'm selling me m3 if anyone is interested in a cheap straight decent example

How cheap?

Fancy an evo?

Not sure if i'd like smg though...
Old 23-09-2010, 05:42 PM
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m3 is such a more comfyer car than an evo chop and still got the performance when you need it.

I really didnt like my FQ, thought it was far too plasticy and uncomfortable, actually prefer the STI M3, Or M5
Old 23-09-2010, 05:46 PM
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Originally Posted by Ebonycossie4x4
m3 is such a more comfyer car than an evo chop and still got the performance when you need it.

I really didnt like my FQ, thought it was far too plasticy and uncomfortable, actually prefer the STI M3, Or M5

I still hanker for the m3 but chose the evo to px the focus away. Dont get me wrong i really like the evo, what a weapon! Plasticy doesnt bother me. I wouldn't say it was uncomfortable. To me the seats are the bollocks!

I'm fed up of modded cars tbh and almost considered sacking the evo and just getting a cheap 172.

All i want in life is a ferrari! But the cossie and evo would only pull me back £22k. Need to save another 15k and finance 15k and im happy

When i get to that point my daily driver can be ANYTHING lol
Old 23-09-2010, 05:49 PM
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I tried for a N reg M3 the cheapest i was quoted with 6 points was £850 F/C - twice as much as my old Impreza
Old 23-09-2010, 06:19 PM
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I was paying £1600 last year when i had mine that was on an 04 cab and i was 22 with 2yr ncb. that was with admiral btw.

Weirdest thing is my Tuscans only £56 dearer!!!
Old 23-09-2010, 06:26 PM
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M3 CSL 660 with flux 3 points, with mods milltek cats supersprint mids and rear box
Old 23-09-2010, 07:40 PM
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say youre a teacher
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