Umi

Got couple of weeks left for my insurance but got renewal letter come throught saying they cant insure me next year.

My main problem is that i was will bell who use to let me drive any other cars but recently alot of companies including them have stopped that.

Does anyone know any other companies with the DOC cover?

24vcossiemat

depends on your age I think. at 35 with good no claims, fully comp we have other cars on it so long as you don't own them. but that is the misses policy. I have a traders policy so anything upto 51 grand I can drive. maybe a traders policy is best for you. how old are you

vaughant

iTrader: (1)

Traders everytime,part time with no premises probably suits u although I don't know ur circumstances BUT be careful as my latest renewal had a massive list of cars I wasn't able to drive on it,mostly exotic stuff but a few familiar ones like scooby turbos and evos popped up.also they don't tend to like modified,your covered but often tpo which can be awkward in business,obviously not in your case.I pay 725 for me and the missus,both 34 and with a respray business upto Ł20k liability,only Ł250 excess this year as well.

Turbo Pez

depends on age mate, virgin do it, im 25!

Umi

The problem is i am only 19 so i need a company that will insure me, seems everyone has stopped, does anyone know any companies that can help

Ginge !

no chance mate, they stopped that YEARS ago

benporter

iTrader: (1)

will struggle to find that at 19 now , swinton used to but have probably stoped

Turbo Pez

i doubt you find someone mate, i didnt no virgin did untill i read the policy details.

clarke5700

i was insured with bell a few mounths ago. they covered me to drive other cars

Ginge !

clarke at the age of 19 hes gonna more than struggle

i couldnt even add you to my impreza insurance for a week due to age

focusjohn

Quinn direct used to do this for me when i was 17 dunno if they still do tho.

ronf42

iTrader: (2)

try swiftcover, I have it on my policy, but I am 32yrs old

Umi

I had it last year, policy is just due to expire, companies started to stop it recentley, anyone know who is still running it

Rick Astley

Most insurers now offer it only to you if you are 25+. Even then it's normally an add on.

Ginge !

i found the same, i think that performance direct got a company to insure me on 1.3 escort when i was 23,,,,, but then then stopped it to be a min of 25,,,,, but i was 25 when that happened which was lucky

ive got it on both of my insurances now though pmsl

Oranoco

Bell are part of teh Admiral group so are a complete shower of shit. UI would almost put money on the extension having an exclusion on that part of the policy until you are 25, read through the small print of the policy as I know mine stated DOC but then in teh small print in all the crap they send you iit says something like "DOC part of thi spolicy is not valid to under 25's"

Umi

Policy has finished, anyone got any advice ?

Saaamon

iTrader: (2)

Why do you need the cover on other cars so badly?

dreamer

So he can go for a spin in his mates new cars for example.

When I was younger all the lads changed cars every second week so there was loads of opportunities to drive new cars-i know thats not technically what the cover is for but hey

And for plenty of other practical reasons eg helping out family or being able to borrow a car if he is stuck. It makes you more flexible.

Mate Im pretty sure quinn direct still allow this but be aware they are bastards if you ever needed to claim on a policy

steves24V's

iTrader: (7)

Last year I found out that most companys stopped giving it to people in the motor trade ie mechanic, so hope your not on the motor trade or you have no hope, I did get it with more than in the end.

Turbosystems

iTrader: (5)

most high risk drivers used this type of policy to obtain cheap cover on their real car not the fictitious low group car they took the cover out on
appears this year it has all changed 25+only
the insurance companies aren't stupid

paul xr2

quinn direct still do it but you got to be 25

danb21t

I got a classic policy with HIC and that allows me to drive any other car 3rd party, Im 23 been driving 2 years. I think the car has to be 93 or older to qualify.

HTH

Roosie

iTrader: (8)

as above same as me as long as your 21 i think tho

TimC

iTrader: (1)

What car is your main car?

Roosie

iTrader: (8)

mine is a mk2 escort which hasnt done a mile in 2 years and it cost me Ł264 a year but i can drive anything upto the value of 25k on my policy as long as its not owned by myself but can be owned by a member.

R4N SS

iTrader: (6)

Elephant do it - you just have to ensure they have added it at the time of taking the insurance out

Saaamon

iTrader: (2)

I can understand that although it came across as though he was quite desperate to get this kind of cover so assumed it maybe for other reasons.

martysmartie

iTrader: (1)

Qunn direct does and I am guessing thats who you got the letter from as I got one as well as they went into administration for a while, so long as you have held full EU license for a year then you have it unless that has changed recently with them.

I know of no other company who offers it to under 25, unless it's the mentioned classic insurance.

I can see one day this will be history totally as so many some people abuse it.

Martin

Iain Mac

Caught the end of an item on the radio news this morning about the sheer number of parents "fronting" car insurance for their kids (claiming to be the main driver when it is actually the kid who is the main user).

They called this practice illegal but, whether it is or not, I'd say that's another area about to be clamped down on, though.

Oranoco

Part of the Admiral group and to be avoided like dipping your genitals in a tank full of starved pirhana

vaughant

iTrader: (1)

Years,and I mean years ago,eaglestar offered it,the other car didn't have to be insured either,just not in your name....u could even tax off it!!could u ask a trader to put you on their policy?not the easiest or cheapest way but then you are covered for anything.regarding the fronting up issue,that was tackled years ago by companies just charging stupid amounts when the teenager was mentioned!!!

Iain Mac

Based on the numbers in the report, I'd sat it HASN'T been tackled!

James998

Quinn Direct did this for my when i was 17 and 18, although i'm with a different company now as quinn have gone bust.

Shame really because it was ideal if I need to drive a friends car if they'd had a drink or whatever.

studabear

10 years ago when I was 21 (my dad had a s1)

I've never had doc, I'm in motortrade and been insured on my own for years, clean license and no claims

Umi

Managed to get hold of a traders policy, with me and my dad. Can drive up to 1.6 petrol 1.8 diesel, and unlimited for business use. I told them i had a claim in the last 5 years then they said they, i can not use it for social domestic and pleasure.

Psycho Warren

iTrader: (5)

sounds about right. the point being if your a trader why would you need to use someone elses car for SDP??