Properly raped on car insurance!
#1
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I'm best part of 28 (in a month), been driving 10years, no "fault" accidents, no accidents of any kind in the past 4/5 years, but yet to insure a 1.8 P reg Escort worth £300 is nearly SEVEN HUNDRED QUID third part fire & theft ![Wall](https://passionford.com/forum/images/smilies/wall.gif)
Nobody seems to want to accept a letter from my previous company stating I was driving a company vehicle with no accidents, so even with all my "driving experience", I'm starting at the bottom paying the sort of figures I was paying when I was a new driver in the 90's!!!!
FFS![Wall](https://passionford.com/forum/images/smilies/wall.gif)
/rant
![Wall](https://passionford.com/forum/images/smilies/wall.gif)
Nobody seems to want to accept a letter from my previous company stating I was driving a company vehicle with no accidents, so even with all my "driving experience", I'm starting at the bottom paying the sort of figures I was paying when I was a new driver in the 90's!!!!
FFS
![Wall](https://passionford.com/forum/images/smilies/wall.gif)
/rant
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#3
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its due to the credit crunch there pushing prices up as theres less people insueing cars, and more people claming
my escort gti was only 370 2 months ago full comp, now its 784 (im nearly 29)
so not just you mate
my escort gti was only 370 2 months ago full comp, now its 784 (im nearly 29)
so not just you mate
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#9
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lol i went to insure my beemer with them, went through compare site, 1300 FC but if i wanted to pay monthly had to ring them, they wanted £2200 because i would loose the online discount...i told them to go forth and multiply
#10
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thats a bit steep like im paying 300 f/c for my frst with ecar try them their usually preety good when my missus passed her test she was only 256 tpft on a s reg 1.6 astra.
#11
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i went to a company called tradex multi car because i was in the same boat 10 years on company policy bmw 535m,escort cosworth,sierra cosworth,zx10r £1500 fully comp they have been one of the best insurance company's i have ever dealt with
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#12
Made in Scotland
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I used compare the market and confused last night and they seemed to throw up decent quotes for cars way more powerful and higher value than your Escort. I'm 26, company NCB and was getting quoted around 350 FC on stuff like Impreza Turbos/Leon Cupra R etc and that was with my 21yr old lass on the policy too?!
Cheers,
Grant
Cheers,
Grant
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#17
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Interesting piece of information for you, Admiral Group own confused.com
They tried to bullshit me asking me for the same information as I had already entered, they then said they had no access to the information I submitted other than what was sent to them.
I told them they need to communicate more within their group of companies then
He went quiet and said yes sir.
![Wink](https://passionford.com/forum/images/smilies/icon_wink.gif)
I told them they need to communicate more within their group of companies then
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#22
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Try insuring it fully comp instead , and add a family member as a named driver .
I was in exactly the same boat as you when I went to insure my own car after having a company policy , I had my BMW 540 with the wheels declared and re map etc etc f/c only cost me £600 with my old dear as a named driver. It was £1700 tpft on my own
Hth
I was in exactly the same boat as you when I went to insure my own car after having a company policy , I had my BMW 540 with the wheels declared and re map etc etc f/c only cost me £600 with my old dear as a named driver. It was £1700 tpft on my own
Hth
#24
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My renewal came today, been with Bell for 3 years (same company as Elephant/Admiral) and they wanted £354 for a shite 1.8 zetec focus mrk1 ![](https://passionford.com/forum/images/smilies/shocked.gif)
I have no convictions, points, claims, Good NCB and 13/14 years driving and drive for a living
I didnt pay that much more when i owned a cossie rs2k and mondie STs![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
Went on compare the market and best i got was £230 with some cunt i cant remember but teh co-op were £245 which suits me fine
Phoned bell for the haggling session and they offered a £30 discount
so much for wanting to keep custom
Ahh well co-op for me this year
![](https://passionford.com/forum/images/smilies/shocked.gif)
I have no convictions, points, claims, Good NCB and 13/14 years driving and drive for a living
I didnt pay that much more when i owned a cossie rs2k and mondie STs
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
Went on compare the market and best i got was £230 with some cunt i cant remember but teh co-op were £245 which suits me fine
Phoned bell for the haggling session and they offered a £30 discount
![Poke](https://passionford.com/forum/images/smilies/stickpoke.gif)
Ahh well co-op for me this year
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#25
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Years back, when I passed my test, in 96, I had a 2dr 1100 mk2 Escort, cost me just over 700 tpft. 3 months later I bought an Orion 1600 Ghia (non injection) and same company quoted me just over 400 tpft.
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im 29 with 1 yr no claims n been drivin 4yrs. nearly 5. wen i got my frst last yr, all my quotes was comin bak at between 950 and 1850 tpft. my m8 recommended direct line but over the internet. u ready........... 488 fully comp with guarenteed replacment car if ote goes wrong. 488£ give em a try dude
#27
Will it ever end !!!!!!!
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Just renewed my S2 RS - 2.1 zvh Stage 3 Head, Polished, Ported, Stage 3 Turbo etc etc, 17's, all mods disclosed and I mean everything for £369 fc and protected the NCB - u need to look around cos there are good deals out there if you look hard enough.
#28
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im 29 with 1 yr no claims n been drivin 4yrs. nearly 5. wen i got my frst last yr, all my quotes was comin bak at between 950 and 1850 tpft. my m8 recommended direct line but over the internet. u ready........... 488 fully comp with guarenteed replacment car if ote goes wrong. 488£ give em a try dude
Might have to cancel the Admiral one and take out the DirectLine one, but need to double check the details on the phone first - might even be cheaper if I go down to TPF&T...
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#31
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i wouldnt bother checkin m8. there all gd. i was gonna chek mine but just went ahead. they dont even check =)
#32
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Ouch thats raping! im with direct line and moan at £340 on my poxy old 306gti atm lol. though i had to laugh i got home insurance with Co-op and they said because of that they could do me discount on car insurance. Gave me a quote of over 1k!!!!!!!! Me and the women on the phone laughed and she said "where a bit un competitive then". No shit sherlock! lol
#39
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My cossie was only £367 fully comp and only pay £400 for my EVO am 31 and was a company car driver too, seems very very steep that quote
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