yellowsierra

Was out with the Mrs this morning,on our way over to visit her Daughter.
Anyway, we come across a pair of tarts on there nags two abreast. so we do as you do and slow down and pass leaving lots of room.
Half way past the pair, one of the Nags gets spooked and pulls a Wheelie and slips over and into us.
I was sitting in the Passengers side and promptly shat myself on seeing a huge hairy arse right up on the side window as it fell
Thing was all over the place and even kicked the front wheel as it was doing its dance in the middle of the road with the tart just going with it
Anyway, we pulled over and got out and erm, do as you do and ask for her details (as they aint exactly got Number plates) when said tart said,
"Its not my Fault, its a horse, its what they do"
"Bollox" was my reply
"If you are going to drive a Horse , then learn to keep it under control" i said.
.
Anyway, got her details and passed them on to the Insurance
.
Any insurance experts here as she said she was insured and it was clearly her (or her Horses) fault
.
Here's what a fat hairy Nag can do to a Car if you dont know how to drive one properly
.

rostill2007

if she was a member of bhs she will be covered for this i know this as my sister is with same people

stuboy

looks better now..................




we had a cow jump on our old 4x4

Oranoco

Horses are animals, they have a mind of their own and can and do spook. I've had a horse in the past and they are superb animals, however there are a lot of irresponsible riders that seem to put themselves in the firing line. I would say there are as many daft riders as there are daft drivers.

Hope you get it sorted mate

yellowsierra

Cheers dude
I know its only a Micra, but it HER car and she loves it and is proper gutted

Soppy tart deffo falls into the Irresponsible Catagery as she just did not give a shit, she wasn't even bovered about her nag and after we asked if it was ok she just said " yeah its fine" but didn't even check it over, just rode it off. The thing was clearly upset as it dropped a huge shit as we was talking

Charlie Chalk

iTrader: (1)

Accidents happen, its insured.

yellowsierra

Dont be such an arse !!!!!!!!!!!!!!!

Grantcos

Pmsl!

Hope u get it sorted ok! Never though about what would happen with that sort of thing. Same if cows had got on th road etc? Doubt the farmer would cough up...

cossie4i+

iTrader: (15)

Should they be riding 2 abreast anyway ?

Hope you get a payout for the car

Steve

barney170

Its the law that if riding on the road that they must have three points of hi viz on.one on rider and two on the nag.

rich123

iTrader: (3)

damn man thats harsh but its well funny the way youve put it down lmao

JLStretton

I was driving home down the lanes last night and a cow was walking up the other side of the road, shit me self, nothing to do with this thread like, hope you get it sorted mate, without having to pay

stuboy

we used to help the farmer at work re heard the cows back into the fields as locals would cut the fence's but once got spooked and ran at the 4x4 and flttened the bonnet and wing...filling out the insurance form was fun

col93saphcos

iTrader: (2)

surely they need some sort of insurance before going on the road,if been my car id be eating horse steak for tea,

morto

being a horse rider and car owner myself its surprising how many car drivers think they can squeese past a horse on a country lane ,treat them with respect , remember horses are flight animals so they panic at the slightest noise and they do not have breaks! , always pass very wide and very slow and if you havn' t enough room to pass then be patient and wait, most riders will wave you past when safe to do so.I have already had one horse killed by an irrisponciable driver and had run in's with boy racers who think it is cleaver to drive past as fast as possiable and beep there horn,may b they will think twice when a ton of horse lands on their bonnet , killing horse and rider! a car can be fixed, a dead horse & rider cannot!!

(sandy, andys wife)

col93saphcos

iTrader: (2)

so how much do horse riders pay for road tax and insurance?

zetec-Sam

iTrader: (2)

I think its quite clear by what the OP has written that they took care when they passed

kosman

horses shouldnt be on the road end off,they should be in a field or a tube of glue in b n q

morto

you can pay up to Ł500.00 a year for insurance

Ollie.

Hope you get that sorted out mate but the insurance will write the car off for that.

zetec-Sam

iTrader: (2)

That much? fuck me! I might get rid of my car, and get a horse instead

col93saphcos

iTrader: (2)

so no road tax contribution then,i assume then the horse must be insured before allowed on the road?
if horses are so unpredictable why would you risk going on the road with them knowingly putting people in danger?

fuzzy

im sure theres plenty specialist websites that cater for that sort of thing although ive fucked a couple of dogs and pigs plus the cow im with now..

Stevie RS Boy

horses shouldnt be on the road, and most riders can't control them anyway

yellowsierra

Here is said Tart on her Nag

Can't see any hi-viz's

yellowsierra

Oh and here's the Pair of Tarts going merily on there way after the event, and NO hi-viz'z to be seen

fuzzy

you should have crept up and blasted your horn as you were passing.

RUPERT THE BIG HAIRY BEAR

horses should pay road tax especially when they do great whopping shits all over the fucking place if my spaniel shits i will get fined if i dont clear it up but a horse can do 1 99 times the size and thats ok fuck off its not

theres also a bird rides her horses on the lane where we go up and down in our tractors the road in a main road but this bitch thinks she owns it wont let us past and stuff and complains when we slow down (john deeres blip there throtle on the down change) and if the trailer or what ever is on the back or front bangs she goes of her fuckin nipples

yellowsierra

Stinking pile of poo indicates were accident happened

ben_frst

i hate horses hope u get it sorted as said theres no way something so unpredictable should be on the road i always keep well back and give em a good blast of the horn lol

stuboy

so when some scooter/bike skids on the poo and crash's he get nowt but the nag keeps on pooing free of charge on the queens highways

Lambchop

iTrader: (1)

doesnt look like the kind of road you take a horse on


in the pic looking from behind the car it looks like it coukld get dodgy taking that left and fining them there?

i fucking hate horses

furqall

horses = dog food .... yum yum

Ellie

Yeah thats hilarious that. What does that achieve??? A spooked horse that can cause a lot of damage to your car and potentially kill someone.

Fucking idiot!

Unfortunately for the horse haters, they are allowed to be ridden on the roads just like cyclists/farm vehicles/pedestrians etc.
Drive down country lanes=be prepared for any sort of hazard. Theres more mud on the road than shit anyway.

Your lucky she is insured, i dont think they have to be.

But, i completely agree that if the horse isnt safe to even be passed by a small car then she shouldnt be on public roads with it.

Oranoco

Do that near my horse and you'd be wearing the horn mate

Bit of consideration from both sides is all that is required

yellowsierra

Exactly , but said Tarts were more interested in Driving there nags

Lambchop

iTrader: (1)

woah woah woah you're half right! if the bike crashed it'd be a travesty...if a scooter crashed it's a silver lining imo!

Oranoco

If you're riding down lanes you should expect these hazzards as they are part and parcel of the countryside. Expecting horse shit in the middle of an A road no. But on a B or C road, perfectly possible and you should be riding (as you should be driving) to the conditions and in anticipation of the hazzards. Horse shit also doesn't contain the harmfull crap that dog and cat shit does so before hassling the horse riders maybe go after the cat owners who let their moggy's shit on your gravel driveway.

fuzzy

its ok to punch cyclists and pedestrians so you should have given the horse a right hook to the jaw.

marky_g

they must be insured to be on the road mate,