I thought tax was around 22% which would make your tax bill about right

 

Its all relative really.

 

about 26% all in on paye with your ni included iirc. or it used to be.

 

I thought the national average was something like 26k?

I hate to rub this ins, but if thats true, I work in the west end, and if you dont include the london waiting I'm still earning more few grand more than the national average.

But then again my one bedroom flat in Croydon is gonna cost me Ł800 per month in mortgage repayments with Ł500 worth of bills on the top of that before I have any other out goings like travel, food ect.

Oh and I pay nearly 25% tax

Soo pretty much all my money gone right then and there.

 

Wage Summary Yearly
Gross Pay Ł16,000.00
Net Wage Ł12,963.65

http://listentotaxman.com/ details the breakdown. Looks like youve been screwed

 

awesome, the tax man owes me a grand

 

A lot of people round my way were giving up thier jobs because with commuting costs factored in they were financially better off not working!!!

For a single mum its almost always not worth working due to silly childcare costs.

 

if theres one thing ive always been certain of its that most people lie about there wage.

National average is probably right just everyone will tell you they earn much much more.

I must add i wouldnt get out of bed for that sort of money though.

So hats off to the people that do!.

There are ways of topping up what you earn though with doing other things. In the last 3 months i have earnt Ł**** roughly for working and about Ł**** buying and selling. Thats after tax.

 

All these figures are monthly, yeah?

( )

 

thing is with averages, it can be a bit mis-leading..

par example, if you average 3 peoples wages

2 of them earn 20k a year
and the third person happens to earn 65k a year..
the average wage woudl be 35k....

so equate that to all the people in britain and you could see how its possibly a bit misleading.

 

averages arent misleading. its an average, thats the point. from the highest to the lowest minimum earners.

 

No 3 months combined. I wish they were monthly id buy a 15k escos and a 3 door lol.

 

im not glen...we get 200 a fortnight as a couple and shit loads to pay out still..being on the doll sucks..im looking at minimum wage work as job centre wont pay for me to get my certificates,as now experience counts for nuffing...im a landscape gardner and flt driver by trade,but it means nuffing..iv been given a job as a hgv driver by a mate earning 200 a day,its guaranteed work and have been driving horse boxes(7.5t) for years,but again,experience is nothing...

 

be a rent boy. MALE ESCORT.

GET YOUR DOLLAR UP

now there you go son

 

22k isn't average north of Watford!!

 

Move south of watford.

 

its a national average. everyone north and south of watford will be included. from the premiership footballers to the 18 year old minimum wagers in mcdonalds. that doesnt mean you have to earn that but its the average.

 

I know this lol. But it's the wages down south which help bring up the average. I could earn 10-15k more in certain parts of the south than I do now, and it's the same across the board.

 

Nah, I like my cheap housing to go with my cheap wages

 

i like my above average earning with my cheap living, thats why i moved to a small town outside the capital within easy commuting distance.

 

what i don't get.. is why office staff get paid more than manual labour.. i don't mean that offensively, but manual labour is a shit load harder than sitting at a desk, using a keyboard, taking phone calls etc

This is coming from me - who is a qualified administrator, forklift truck driver (both cbl & reach) and an nvq trained 'horticulturalist'. I get bored enough sitting at my desk over the weekend let alone all week

maybe i missed something ? do people really only do these jobs just for their wage packet ?

 

im a keyholder

 

i own a limited company so i only pay 10 pe cent on my earnings,cant beat robbing the tax man

 

And so it should be... you went to college and trained on the job earning an unrealistically low wage while an apprentice, now you're a qualified skilled tradesman you deserve to be earning a decent wage imo.

 

Same as me, twatted about at school but not doing to bad for it now, but you need it to run a Cossie.

 

That's the thing...i'm a fully qualified electrician and i don't earn anything like 35k a year....no one on the books round here earns that either, though some may tell you they do! That's a 40hour basic week mind, i don't count people that add all their overtime and cash jobs to their total income! Does fuck me off a bit really how you can be a skilled tradesman and not earn as much as someone doing a job that in reality requires far less knowledge and training. I know i'd earn more going self employed but there just doesn't seem to be enough work around to do justify it at the moment.

 

I went from a job that paid Ł300 a week after tax to Ł1100 a week after tax a little over 4 months ago and all i can do is count my lucky stars with the condition this countrys in now.

Gaz

 

I'm not trying to be a cock here, but almost everyone doing manual labour is there because there was a lack of effort to begin with. I put up farm buildings and industrial units etc and I would say 8/10 manual workers in construction just do what they need to do to get by.

It's the same with low skilled workers in any company. Many of them aren't interested in what they are doing, or advancing - they just want to take the money home at the end of the week. That's why they don't have anything...because they have never put in 100% effort.

If you want to do well in life and actually do something about it then you will do well.

 

also what you have to bear in mind is how easy/expensive it would be to replace you.

 

Id have to agree with you!! ive been applying for jobs despite being employed and at interview on several occasions they just arent interested in previous experience over a year old. it just counts for shit. On several occasions ive been asked what makes me think i can do a job when im "only" a security guard at present. It is like everything done before counts for nothing. So 10 years of management experience in a security environment is wiped out in a year meaning im not "experienced" enough to even apply for a supervisors job. its a joke if you ask me! but the employers have the pick of the crop so what can you do???

wow good pay for a keyholder!!

Thats bollocks in the current climate mate. Theres a lot of people currently doing unskilled/manual labour jobs because its better than no job after being made redundant or losing a skilled job!!!

 

I cant see in a milion years that the average wage is anywhere near that. I do agree with others that people lie though

Out of 10 of my mates (all living and working in central/east london) we earn from Ł16 to Ł40k. And 7 of us are nearer to the lower than the higher wage

 

I understand your not trying to offend and fair point.

If you do a manual job or a office one, it still depends on the basic factors on how much you get paid.

i) How high up the food chain you are, for example, a builder will not get as much as a a property developer.

ii) If you have any special skills that are in demand, or not. The majority of admin staff in offices will get less than the average wage. For example, my Mrs is an admin assistant for the home office and spends the day tracking in, tracking out, ordering, and repairing files and making sure paperwork goes to the right place, and she ears less than the average wage. Where as I work on a specialist team within a bank dealing with new lending deals writing up reports making recomendations to our main office on lending decisions and analysing businesses I ear more.

iii) How nich your business is. If you have a sector to yourselves you can charge the earth for it because not many people can do it. For example, its quite easy to find builders to help build houses or flats or redevelop properties. But you cant find people who can build off shore wind turbines that easily.

You will find that most office work doesn't pay to well. A telephony operator or processing center amin where I work will earn 18k in london. 15k out of it.

While I earn nearly double that, my job in comparison is a lot harder work. I have deadlines to meet, pressure from managers and customers to do certain bits of work within a certain amount of time while also adhearing to very strict rules and regulations on how to do things. Christ I go home to sleep and night and I dream about my job and customers calling to complain about things!!! Not to mention I might pull the odd 12hour day if I have a deadline to meet.

I could make one mistake and it could end up costing my employers a lot of money. For example a mistake I sorted out last week, we lent a property developer one million and everything on our end was done spot on, but the person who actually opened the loan account, keyed the info and transfered the money over read the estimates and not the loan agreement. So the estimates which was just a calculation said the rate on the loan was 6.5%. But the loan documents stated it was actually 1.5% above base! So when we opened the loan, yes 1.5% + base was 6.5%, but with the base rate drops is down to 2% now. As a result we have overcharged the customer 22k interest after less than on year!

Needless to say I had to refund it no questions asked. But if I haden't picked it up and the loan was to run for a few years it could have easily ended up costing 100's of thousands.

People who work in high stress or unique jobs are paid the money to keep them there. Otherwise we would all be working for Tescos so we wouldn't have to deal with the stress.

No I am not saying that people in the labour industry know less or deserve less money, because a joiner will know a lot about putting things together where I would think some super glue will do. But to earn more money you need to go by rules i, ii and iii above. Otherwise you will always earn less money.

Its taken me 8 years in the finance industry to get to the level i am at the moment, and a lot of hard work and proving myself to managers.

 

Sounds like my mum was a lucky puppy then!

She had a cheque from HM for a grand total of Ł7k without even asking. Apparently they had been over taxing her for several years.

Needless to say she treated herself to a few bits and pieces. Good on her I say!

 

that has to do stupid amont of hours a month to earn that sort of money

 

It's a heavy key leave the guy alone!!!!!!

 

Vote with your feet mate. You're in a job so you can bide your time, and walk when it suits you. Good luck.

 

I'm on 24k but my sister who has never worked but keeps pushing kids out (one of whom is sadly disabled but a real money spinner for her) and knows how to work the benefits system is much better off than me!! Makes you wonder why people bother trying to earn a living. Mind you, if her life is the alternative I would rather work my arse off!!!!

Debs

 

im an assistant manager in a shop and my money is shite but retail is.although i know there's normal sales staff in some shops getting more. trouble is at the moment its a risk to move.

 

some people dont understand the difference between average and normal lol.

The mean average is that, believe it or not makes no difference.

If you took the mean of the 5-95th percentile it would be a little less, and if you took the mode it would be a lot less.

In the current climate things are skewed, but go back 5 years and no one was doing manual labour by choice, they were doing it cos they could do anything else.

Ive done 5 years of being bloody skint, studying constantly and racked up a fair amount of debt despite working every spare minute but Ive just walked out of uni into 24k a year, had my own flat for 4 years and in this climate im fucking thankful for that!

 

makes me feel good i earnt nearly double the average last year (gross)! now i'm jus wondering where it all goes! then i remember, i own a 1988 ford!