Boncaster Insurance - Very nice people. LOL.
so I shall bend over, lube up and take it like a man. 
02-06-2009, 09:56 PM
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I'm Finding My Feet Here Now
Join Date: Jun 2003
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I've just taken up my insurance for this year with Boncaster and have today received the paperwork.
Of all the niggles I have with this policy (most of which are pretty insignificant), the one that I really am pissed off about is this.....
"Theft Limitation Endorsement -
We will not pay for any claim for any loss or damage occurring between the hours of 10.00pm and 6.00am unless the vehicle is in a locked garage at your private dwelling place."
What the absolute fuck? So, I'm on a curfew? How about if it gets stolen whilst at National Day if I choose to camp or something?
Insurance companies just seem to creep premiums up, raise excesses and increase the amount of disclaimers limiting the circumstances under which they will actually pay out.
I'm not happy about that.
Of all the niggles I have with this policy (most of which are pretty insignificant), the one that I really am pissed off about is this.....
"Theft Limitation Endorsement -
We will not pay for any claim for any loss or damage occurring between the hours of 10.00pm and 6.00am unless the vehicle is in a locked garage at your private dwelling place."
What the absolute fuck? So, I'm on a curfew? How about if it gets stolen whilst at National Day if I choose to camp or something?
Insurance companies just seem to creep premiums up, raise excesses and increase the amount of disclaimers limiting the circumstances under which they will actually pay out.
I'm not happy about that.
Mine is similar but on mine this only applies whilst the car is at my home address.
It does not apply if I am away from home.
Terry
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