Insurance, advice!!!! (please)
#1
Part of the Furniture
Thread Starter
Join Date: Apr 2009
Location: Wolverhampton
Posts: 172
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
Just wondering if this seems steep to you guys? ![wtf.gif](https://passionford.com/forum/images/smilies/wtf.gif)
Ok, just got my first car, mint mk2 fiesta 1.1 (lol)![Rolling Eyes](https://passionford.com/forum/images/smilies/icon_rolleyes.gif)
My dad has just tried to insure it, under his name with me as a named driver... So that i can learn to drive in it like![Big Grin](https://passionford.com/forum/images/smilies/icon_biggrin.gif)
£650!!!!![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
For me to be a named driver?![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
On my dads insurance?![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
And hes had a NCB for like 26 years...![Confused](https://passionford.com/forum/images/smilies/icon_confused.gif)
I know all the usual 'im a high risk' bollocks, but was expecting a lot less than that!
Do you think its worth it, or shall i just keep it in tha garage and pay an instructor to teach me?
Any advice would be apreciated chaps!
![wtf.gif](https://passionford.com/forum/images/smilies/wtf.gif)
Ok, just got my first car, mint mk2 fiesta 1.1 (lol)
![Rolling Eyes](https://passionford.com/forum/images/smilies/icon_rolleyes.gif)
My dad has just tried to insure it, under his name with me as a named driver... So that i can learn to drive in it like
![Big Grin](https://passionford.com/forum/images/smilies/icon_biggrin.gif)
£650!!!!
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
For me to be a named driver?
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
On my dads insurance?
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
And hes had a NCB for like 26 years...
![Confused](https://passionford.com/forum/images/smilies/icon_confused.gif)
I know all the usual 'im a high risk' bollocks, but was expecting a lot less than that!
Do you think its worth it, or shall i just keep it in tha garage and pay an instructor to teach me?
Any advice would be apreciated chaps!
#3
I've found that life I needed.. It's HERE!!
Join Date: Jul 2008
Location: in the bushes outside you window(birmingham)
Posts: 921
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
that aint that bad really mate
alot of people go on as second driver to make it cheaper so the insurance company's have put the prices up
alot of people go on as second driver to make it cheaper so the insurance company's have put the prices up
#4
Part of the Furniture
Thread Starter
Join Date: Apr 2009
Location: Wolverhampton
Posts: 172
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
Really?
I was only insuring it so my old man could go and pick it up though lol
Hes just tried to insure it as a classic without me as a named driver
£82 lol
You think i should do that and learn in an instructors car?
I was only insuring it so my old man could go and pick it up though lol
Hes just tried to insure it as a classic without me as a named driver
£82 lol
You think i should do that and learn in an instructors car?
#7
I've found that life I needed.. It's HERE!!
Join Date: Jul 2008
Location: in the bushes outside you window(birmingham)
Posts: 921
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
its up to you depends on how many lessons you have i think its £20 a lesson i cant quite remember
but will properly work out cheaper that way yes
but will properly work out cheaper that way yes
Trending Topics
#8
Part of the Furniture
Thread Starter
Join Date: Apr 2009
Location: Wolverhampton
Posts: 172
Likes: 0
Received 0 Likes
on
0 Posts
#9
I've found that life I needed.. It's HERE!!
Join Date: Jul 2008
Location: in the bushes outside you window(birmingham)
Posts: 921
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
£99,999 to insure a scoob after one year driving clean lisense
was gonna get a civic vti as first car would of cost £700 to but £7400 to insure lol
was gonna get a civic vti as first car would of cost £700 to but £7400 to insure lol
#10
Part of the Furniture
Thread Starter
Join Date: Apr 2009
Location: Wolverhampton
Posts: 172
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
Haha yeah i guess mate!
I do accept that, i guess im just being tarred with a brush, because in reality, ill spend 1 hour in it every month with the hours that me and my dad work lol, which is like £65pound an hour insurance lol (technically lol)
Olie
I do accept that, i guess im just being tarred with a brush, because in reality, ill spend 1 hour in it every month with the hours that me and my dad work lol, which is like £65pound an hour insurance lol (technically lol)
Olie
#11
Part of the Furniture
Thread Starter
Join Date: Apr 2009
Location: Wolverhampton
Posts: 172
Likes: 0
Received 0 Likes
on
0 Posts
#12
I've found that life I needed.. It's HERE!!
Join Date: Jul 2008
Location: in the bushes outside you window(birmingham)
Posts: 921
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
thanks man its difficult paying attention as my car has hard suspension lol
and there real quotes mate in the end got a 206 1.6 16v for £1400
just shop around mate the difference some times is scary
and there real quotes mate in the end got a 206 1.6 16v for £1400
just shop around mate the difference some times is scary
#13
Black Country RSOC
Join Date: Oct 2005
Location: Stourbridge
Posts: 2,282
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
Shit aint it, BUT we all had to put up with prices like that when first starting out.
Keep your nose clean, get your own insurance asap and start building up your no-claims.
Keep your nose clean, get your own insurance asap and start building up your no-claims.
#14
Part of the Furniture
Thread Starter
Join Date: Apr 2009
Location: Wolverhampton
Posts: 172
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
Lol cheers lads... Ive just got my dad to insure it without me on the policy for £82 lol
Agreed value of £600
Sorted
Will get my lessons off some one else
Cheers for the help lads![Big Grin](https://passionford.com/forum/images/smilies/icon_mrgreen.gif)
Olie
Agreed value of £600
Sorted
Will get my lessons off some one else
Cheers for the help lads
![Big Grin](https://passionford.com/forum/images/smilies/icon_mrgreen.gif)
Olie
#15
Team HOTHOT!
![](https://passionford.com/forum/images/pf_gold_member.png)
![Default](https://passionford.com/forum/images/icons/icon1.gif)
Could be worse
I have 9 years NCB and used that to insure my E39 540i Sport (I'm 26) - that cost me £540 fully comp with upto 15000 miles, £150 excess blah blah blah.
That is parked in the garage to be used for pleasure, for my daily hack I have a V reg 1.8TD escort - propper heap of junk and it cost £350 to buy - but the insurance is £620 tpft as all my NCB is on the BMW
Go figure![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
However, buying and insuring the escunt was still cheaper than having to buy a new mirror from BMW as someone cunted it in the carpark at work 2 weeks ago
I have 9 years NCB and used that to insure my E39 540i Sport (I'm 26) - that cost me £540 fully comp with upto 15000 miles, £150 excess blah blah blah.
That is parked in the garage to be used for pleasure, for my daily hack I have a V reg 1.8TD escort - propper heap of junk and it cost £350 to buy - but the insurance is £620 tpft as all my NCB is on the BMW
Go figure
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
However, buying and insuring the escunt was still cheaper than having to buy a new mirror from BMW as someone cunted it in the carpark at work 2 weeks ago
![Wall](https://passionford.com/forum/images/smilies/wall.gif)
![Wall](https://passionford.com/forum/images/smilies/wall.gif)
#18
PassionFord Post Whore!!
Join Date: May 2003
Location: ESSEX
Posts: 6,467
Likes: 0
Received 0 Likes
on
0 Posts
![Default](https://passionford.com/forum/images/icons/icon1.gif)
Ok cool. My advice would be go on your own policy. Best way to build up a decent no claims bonus and also help you insure more powerful cars in the future.
#19
14000+ post superhero
![Default](https://passionford.com/forum/images/icons/icon1.gif)
theyre not stupid. insurance companies know your going to be the main driver and not your dad so the premium quoted reflects this. its a right coont when your young.
Thread
Thread Starter
Forum
Replies
Last Post
mk3ste
Restorations, Rebuilds & Projects.
19
17-10-2021 10:09 AM
Mc5506
Ford Escort RS Turbo
6
05-10-2015 09:57 PM
rsguy
General Car Related Discussion.
44
29-09-2015 03:29 PM