xr-stu

will be renting my own place in the next few months, just wondered approximately what percentage of peoples wages they pay on rent? not sure how i should be budgeting really...

would 30% of what i take home per month be reasonable?

SteveH

Depends what you earn and where you live.

There was a thread about this a while ago, i think the general consensus was £800 pcm all in, inc bills, phone, food etc

Chip

iTrader: (3)

Stu, get a room in a shared house, 300 ish inc bills in this area.

xr-stu

wont be in this area chip, im moving back to stoke when my parents emigrate in a few months. seen a few nice looking 2/3 bed houses in the right area with drives and one with garage for 375-400pcm.

tbh i dont know yet what im going to be earning, but unsure if after all bills etc ill be able to comfortably afford that, or if i should be looking at a flat/house share for less. obviously having never properly lived independantly im unsure on what stuff like utilities and council tax will tot upto ontop of rent.


*edit* i am trying to find someone to share with, but trying not to count on that as a certainty when im budgetting to begin with you know..

Red16

im not renting and i live with the wife, so not exactly what you're asking but just as a comparison... my half of the mortgage payment takes up about 25-30% of my monthly take home pay, not including other bills etc.

Chip

iTrader: (3)

Bills on a place like that will be about 200 ish I expect mate, so you'd be looking at 600 or so all in.

Psycho Warren

iTrader: (5)

Stu, make sure you try to secure work before you get here as jobs are thin round here especially if your looking at the bottom of the market. If you got needed skills you should be fine if your good in your game though.

xr-stu

thats my concern mate, i would have gone back into the building trade but its not really the right times to be rekindling a career down that road is it.

ive applied for a job at a place my mate works doing industrial climbing, hanging off pylons and chimney stacks etc. he says theyre desperate for people at the mo and arnt bothered about experience so i may have a chance with that. im keeping my fingers crossed, once fully qualified the money is very good.

Red16

i really like the sound of that job

xr-stu

yeah me too! i bumped into him while out on the piss a few weeks ago, asked what he was doing and he said that and i was really impressed! said id love to do something like that, and he said they were looking for people, so i applied! it involves intructing people aswell, i assume in house maintenance staff at tower blocks and the like.

James

thats fucking cheap.

round here you'd be looking atleast a grand for a 3 bed with garage.

pa_sjo

My rent and bills is about a £1k/month. Small 2 bed flat. Nice village, commutable to London.

Karlos G

iTrader: (4)

My rent and bills is also about 1k/month, bigish 2 bed semi bungalow, 6car drive and single garage, front and rear gardens, 50mins from London.

twoblacklines

Surely you dont need a 3 bedroom house when your single with no dependents ?

Psycho Warren

iTrader: (5)

COOOL!! Be an ideal job for a nugget like me so i dont have to abseil off a tower block to get my kicks!!! I got warned at uni for abseilling down the block stairwell

James

my missus pays 575 pcm for a 2 bedroom terreced house, no drive/gardens small back yard, literally big enough for bbq and bin.

thats 2 minutes from penzance, ten mins from the beach.

xr-stu

no but i want a garage, which dont come with 1 bed flats, and at some point will be having a mate move in with me.

this is the sort of thing im looking at, its right round the corner from a few of my mates.

http://www.propertyfinder.com/cgi-bi...&tm=1232144565

there were others i saw last night similar but you get the idea.

dreamin

can i offer some advice,

dont forget ANYTHING when workin out ur outgoings ,

make a thorough list ,

water,
gas,
elec,
sky ( if u want it) ,
food,
car ins,
council tax,
petrol,
food, (only a guess as u only find out when u do it a few times) ,
rent obviously ,
mobile phone bill,
home phone ,
internet ,
tv license

theres soo many extras that we all just use that are little bits that add up

sit down n work out properly m8

HTH

Scott

xr-stu

yeah thats pretty much everything id thought of mate. im not fussed about luxeries though so should keep my outgoings to a minimum. ill probably justy get one of them cheapo freeview boxes from supermarket, the internet im not to fussed about and will prob just scrounge a mates or whatever. food - aldi FTW. im not a tight arse but i rarely waste money other than when im pissed

Lee_R21Turbo

iTrader: (1)

I rent a 2 bedroom bungalow & inc all my bills it works out around £900 per month!!

RSMK4TURBO

Thats ok that is,not to close or to far from Hanley and tidy house.

xr-stu

lee how much of that is rent?!

thing that suits me best about that place is its close to my mates, and its got a garage, and seems really cheap! thats through an agent too, so im assuming if could contact the owner i could get it cheaper? or doesnt it work like that?

Lee_R21Turbo

iTrader: (1)

Stu.....£595 is rent, 2 bedrooms, bathroom, lounge/dining room, kitchen, conservatory, gardens front & rear, garage - and a driveway big enough to fit 3 cars on!!

xr-stu

so for you, its rent + 300 ish in bills? seems about what i was expecting i was gonna pay, although id imagine i can shave some off that by being a tight arse

Ginge !

mate around 800ish is the norm i would say, my bills are around that each month but i also rent a garage thats fucking expensive

chip renting a room in a house and renting a flat and totally different,, cant even be compared tbh and some people would rather be on there own than live with a stranger,,,,,, being able to drop you wallet on the sofa or leave your watch on the kitchen side is just a few of the benifits

Ginge !

ps: DONT WHAT EVER YOU DO TURN TO CHEEPO MICROWAVE MEALS,,, we did that, the shite in them is soo bad for you, always eat fresh fruit and veg with the evening meal, also taking lunch into work saves a fortune,, even when you aint trying too !!!

i bring my meals in from home due to the shite food options around my work, i also started drinking green tea,, i dont take a penny to work and due to this i aint seen a cashpoint for 2 weeks !!!!

xr-stu

i despise those instant meals. itll be fresh food all the way for me. doesnt mean it has to be expensive though, tuna, mince, potatos, pasta, rice and bog standard veg are all piss cheap really, the odd bit of garlic, chilli and herbs and spices and youre laughing.

i try not to buy stuff at work but its hard when your constantly driving past shops and stopping for fuel!

twoblacklines

Ahhh, fair enough, i thought you would be living alone!

And that link dont work!

xr-stu

they must have removed that house.