help, fooked up at the bank!!!!
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i recieved a payment by cheque for one of my car parts last week so i payed it in so it would clear. today i went to check it was clear and post the parcel and the bank said it was never paid in and they dont know what im on about? i got in touch with the person who issued the cheque and he says its cleared? what can i do?
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i dont normally use barcalys, only paid it in there so its seperate from my work accounts lol, i havnt got the reciept now as i didnt use paying in book i just used a slip and hsbc who i norm use are bong on and never had a prob so never really worried
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it'll be when you paid it in they keyed your account number in wrong, so the payment still leaves the otherguys account but if the details for you are incorrect they go to a temporary holding account called rejected entries fir your sort code, people check this account on a daily basis and match up the rejected transaction with the reciepts from the counter staff, then sort the transaction out.
This will be whats happenin with your cheque mate, sit tight as this happends soooo often there will be a backlog, hense why the guys above always got his money through a week later
PM me if you wanna know more, I did cheques for 3.5 years with Barclays
This will be whats happenin with your cheque mate, sit tight as this happends soooo often there will be a backlog, hense why the guys above always got his money through a week later
PM me if you wanna know more, I did cheques for 3.5 years with Barclays
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if it's left the other guys account you should mate but I wouln't send it till I see the money in your account, they might not match the entries with your account and then they would return the funds to the debiter
Wait if I were you mate, you should ring your branch anyways, they should be sorting this for you, they make reciepts for every transaction they do, so if you can remember what counter you went to and what time they should be able to find your transaction![Wink](https://passionford.com/forum/images/smilies/icon_wink.gif)
On a side note if you paid it into your Barclays account the reciepts get sent off daily so it can take them a day or 2 to get the info back from a local processing centre, which branch did you pay it into? Sort code?
Wait if I were you mate, you should ring your branch anyways, they should be sorting this for you, they make reciepts for every transaction they do, so if you can remember what counter you went to and what time they should be able to find your transaction
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On a side note if you paid it into your Barclays account the reciepts get sent off daily so it can take them a day or 2 to get the info back from a local processing centre, which branch did you pay it into? Sort code?
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I had this happen to me and it was a fucking nightmare to say the least....spend 2 days on the phone constantly to halifax chasing a vanished 3k cheque.
Absolutely shocking that can actually loose your money!
You must have a receipt for paying it in or some sort of infoirmation from teh guy who's cheque it is (get him to contact bank and find out where his funds went to).
Good luck and it woint be easy.....worst thing is the guy I was selling to thought I was ripping him off as his money had gone from his account :S
Cheers
Dan
Absolutely shocking that can actually loose your money!
You must have a receipt for paying it in or some sort of infoirmation from teh guy who's cheque it is (get him to contact bank and find out where his funds went to).
Good luck and it woint be easy.....worst thing is the guy I was selling to thought I was ripping him off as his money had gone from his account :S
Cheers
Dan
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i dont have the reciept as i never bothered keeping it as i thought it was safe once given to them, never had a problem before with hsbc but barclays are bloody useless.
should it deff end up in my bank as my name is on it? i feel im in a catch 22 as i dont want to send the parecl without having the money and the blokes sent the cheque
should it deff end up in my bank as my name is on it? i feel im in a catch 22 as i dont want to send the parecl without having the money and the blokes sent the cheque
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Your bank should still be doing this for you though mate it's not down to you, just go in or ring them up and create hell and let them know that there is a purchase hanging on the clearance of this cheque, if they don't jump through hoops ask for the manager, you're not at fault here the bank is!!
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Get the other chap to send you a screen shot from his online banking page.
I would have thought it'd show the cheque leaving and where its gone to.
Bare in mind to the banks its all paper. Theres no such thing as 'money', its all just numbers in a machine.
I would have thought it'd show the cheque leaving and where its gone to.
Bare in mind to the banks its all paper. Theres no such thing as 'money', its all just numbers in a machine.
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