car impounded for no insuance
#41
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sorry ginge but if the reg was different on the certificate to what it was on the car then technically your not insured for that car. at least you didn't have the same plate on that you had in germany.lol bit of a shitter about the storage costs when it wasn't even in storage though!
here's another one for you.mate with a redtop cavalier sri thats been sorned for 2 years. moves it to the bottom of his drive to do some work on it,then moves it back up the drive again when he has done,but doesn't quite get it back to the top and one wheel is still on the pavement/road.he lives in a cul de sac so no one can just drive past really. comes home one day to find a dvla clamp on it! has to pay £200 to get it taken off just cos one wheel is not on his drive.
bryan
here's another one for you.mate with a redtop cavalier sri thats been sorned for 2 years. moves it to the bottom of his drive to do some work on it,then moves it back up the drive again when he has done,but doesn't quite get it back to the top and one wheel is still on the pavement/road.he lives in a cul de sac so no one can just drive past really. comes home one day to find a dvla clamp on it! has to pay £200 to get it taken off just cos one wheel is not on his drive.
bryan
and then claim that "someone" moved your car without your knowledge to put it on the road to clamp it and you have mearly moved it back to it's original position?
but yes, it's all fucked up
#42
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#43
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Ginge,
Sorry fella, I think you are pissing in the wind on this one. As to why you could not get your car back sooner, once it's been 'impounded', ie, recovery requested thats it. The recovery operator wants his money so your car is going. Once it's recovered off the road then any arguments over time scales etc are between you and them, not us.
If it was to happen with us, then its £105 recovery plus £12 storage, these prices are set by the recovery operator. If we get it wrong then you can claim the money back, (but you still have to pay it initially), and then WE have to pay the recovery people £65.
So, police do not gain financially out of it.
Sorry fella, I think you are pissing in the wind on this one. As to why you could not get your car back sooner, once it's been 'impounded', ie, recovery requested thats it. The recovery operator wants his money so your car is going. Once it's recovered off the road then any arguments over time scales etc are between you and them, not us.
If it was to happen with us, then its £105 recovery plus £12 storage, these prices are set by the recovery operator. If we get it wrong then you can claim the money back, (but you still have to pay it initially), and then WE have to pay the recovery people £65.
So, police do not gain financially out of it.
how likely are they to cough up though?
What i dont get is why didnt the insurance company pick up on it as im pretty sure when they put the reg number in now it gives them the vehicle details, so should tally them up and confirm with the customer that there correct. Unless of course the incorrect reg number is exactly the same make model and colour?
It is wrong if you dont get your money back though, especially when you can rob £200 worth of goods from a shop and probably get a fine of £20 or something stupid.
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It is wrong if you dont get your money back though, especially when you can rob £200 worth of goods from a shop and probably get a fine of £20 or something stupid.
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in gine's case, even after he's got the docs to proove that the car is insured etc he's still got to wait 3 hours for some fuckwit to bring the car to where ever it's going to from where it was taken from him and then py out for all this lot
the insurance certificate being wrong should be sorted by the insurance company
i have heard a tale from someone who's insruance company fucked him over for something so, when his car got broken into once (legitamnatly) he claimed for all sorts of stuff whihc not only covered him for the cost of the policy, but also for the cost of the fuck up they had fucked him over for plus any money that would have covered him for an increase in his policy after having had a claim
it's not right but i can understand why he did it
name and shame the insurance company ginge
#45
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#46
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i understand the " techincal things to it,,,,,, just pissed that i payed for insurance and due to human error,,,, a GENUINE MISTAKE that ive had to suffer this, ok the time i agree with but the charges fucking suck due toi me ALREADY PAYING FOR INSURANCE
im gonna write to a few places,,, cant see why the insurance company NEVER noticed the car reg was for a fucking ford transit and NOT a impreza,,,,, seems strange they cant tell that when taking out the policy tbh
im gonna write to a few places,,, cant see why the insurance company NEVER noticed the car reg was for a fucking ford transit and NOT a impreza,,,,, seems strange they cant tell that when taking out the policy tbh
#47
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nevertheless, when your insurance certificate is sent to you, they specifically say in the letter that you should check it. you didn't, tough shit. think yourself lucky that you have found out this way and not after a serious accident - particularly one that could have happened in germany (and even worse if you were not using the correct number plates as indicated by a post above)
#48
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mate you seem to miss the point though, i AM insured for the car im driving,,,, the reg on the docs was WRONG,,,, its a simple error that happens ALOT
NOW i should have checked the docs BUT as i got them BEFORE i collected the car i over looked it,,,, being its a new car and all that
the plan was to put my private plate on it,,, i just aint had time due to work and other commitments,,, i dont have a job where i can chill for a bit to sort out stuff and when i finish work i do other stuff,,,, aslong as i am covered thats all i care about
i was having money removed from my account for my old insurance for over a year after it finished and i was told i should have noticed it by my bank...... it seems that EVERYONE is ment to worry about shite rather than enjoy life,,,,,, maybe i have other stuff going on in my life that i overlook things,,,,, but IMO aslong as i get what is required then i dont bother with stuff
i dont read my credit card statments as i KNOW what i spend on them,,,,, i dont read my bank statments cause i check if theres money in there,,, if there is then i dont care what i spend each month,,,,, if i did then fuck me would i be suprised
i live life to enjoy, buy what i wish rather than worry about stuff that could happen
NOW i should have checked the docs BUT as i got them BEFORE i collected the car i over looked it,,,, being its a new car and all that
the plan was to put my private plate on it,,, i just aint had time due to work and other commitments,,, i dont have a job where i can chill for a bit to sort out stuff and when i finish work i do other stuff,,,, aslong as i am covered thats all i care about
i was having money removed from my account for my old insurance for over a year after it finished and i was told i should have noticed it by my bank...... it seems that EVERYONE is ment to worry about shite rather than enjoy life,,,,,, maybe i have other stuff going on in my life that i overlook things,,,,, but IMO aslong as i get what is required then i dont bother with stuff
i dont read my credit card statments as i KNOW what i spend on them,,,,, i dont read my bank statments cause i check if theres money in there,,, if there is then i dont care what i spend each month,,,,, if i did then fuck me would i be suprised
i live life to enjoy, buy what i wish rather than worry about stuff that could happen
#49
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Private clampers you can do this as long as you return the clamp undamaged and much to their disgust they can't do a thing about it. If it's a police clamp then attempting to remove it is an offense on it's own
#50
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this also includes council clamps,,, aslong as its not damaged then theres nothing they can do
think DVLA and police are a offence though, car tax clamping is customs aint it ?
#51
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mate you seem to miss the point though, i AM insured for the car im driving,,,, the reg on the docs was WRONG,,,, its a simple error that happens ALOT
NOW i should have checked the docs BUT as i got them BEFORE i collected the car i over looked it,,,, being its a new car and all that
the plan was to put my private plate on it,,, i just aint had time due to work and other commitments,,, i dont have a job where i can chill for a bit to sort out stuff and when i finish work i do other stuff,,,, aslong as i am covered thats all i care about
i was having money removed from my account for my old insurance for over a year after it finished and i was told i should have noticed it by my bank...... it seems that EVERYONE is ment to worry about shite rather than enjoy life,,,,,, maybe i have other stuff going on in my life that i overlook things,,,,, but IMO aslong as i get what is required then i dont bother with stuff
i dont read my credit card statments as i KNOW what i spend on them,,,,, i dont read my bank statments cause i check if theres money in there,,, if there is then i dont care what i spend each month,,,,, if i did then fuck me would i be suprised
i live life to enjoy, buy what i wish rather than worry about stuff that could happen
NOW i should have checked the docs BUT as i got them BEFORE i collected the car i over looked it,,,, being its a new car and all that
the plan was to put my private plate on it,,, i just aint had time due to work and other commitments,,, i dont have a job where i can chill for a bit to sort out stuff and when i finish work i do other stuff,,,, aslong as i am covered thats all i care about
i was having money removed from my account for my old insurance for over a year after it finished and i was told i should have noticed it by my bank...... it seems that EVERYONE is ment to worry about shite rather than enjoy life,,,,,, maybe i have other stuff going on in my life that i overlook things,,,,, but IMO aslong as i get what is required then i dont bother with stuff
i dont read my credit card statments as i KNOW what i spend on them,,,,, i dont read my bank statments cause i check if theres money in there,,, if there is then i dont care what i spend each month,,,,, if i did then fuck me would i be suprised
i live life to enjoy, buy what i wish rather than worry about stuff that could happen
#52
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#53
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You call them up, give them the reg details etc, it is their duty to make sure its correct. Bet the premium you pay isnt for a transit van..!
good luck getting the cash back though Ginge... no chance. I remember when they took my mates car.. the money they wanted to get it back off of them was more than the value of the car... so he left it
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#55
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#56
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I can understand you being pissed off due to all the hassle, but I dont see how you can blaim the police or the insurers. To be fair they will hear a million different bloody reg numbers over the phone every day, errors happen, this is the reason they ALWAYS ask you to check the documents when they come through.
Lesson learnt though, all be it the hard way.
Lesson learnt though, all be it the hard way.
#57
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You could ask them to check the call records for when you arranged your insurance if you believe you gave the correct details, if you gave the correct details and they have made a mistake you may be able to claim something from them, it of course doesn't take away the fact you have to check they are correct by law, but might be worth finding out for when you go to court.
(With regards to the insurance having the number so should know the car -- one of my cars the details are wrong for the reg number on several sites, confused and gocompare it comes up completely different on so I wouldn't like them to take the details just going off the reg number)
(With regards to the insurance having the number so should know the car -- one of my cars the details are wrong for the reg number on several sites, confused and gocompare it comes up completely different on so I wouldn't like them to take the details just going off the reg number)
#58
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cant believe you are complaining about this it is your responsibility to check your details are correct i would just be happy not to have recieved 6 points or a ban
Last edited by glancy2081; 06-07-2008 at 02:19 PM.
#59
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im not blaiming anyone at all, im pissed that i had to pay to get me car back when i PROVED i was insured but was a mistake
as said the car was insured BEFORE i collected the car, the car was then collected but forms where signed before i collected it
my beef is the policys they have to get the car back BEING LEGAL, such as having to drive to hampshire for the certificate or pay storage over the weekend till i recived it in the post
mistakes should be allowed,,, as they happen and the fact is IM INSURED FFS
thats the part that anoys me, i pay ALOT of money to insure a 330bhp subaru impreza in north london,,,, 3 times as much as my BMW infact yet i still have to pay the fine AND storage for car that WASNT in the pound at the time
as said the car was insured BEFORE i collected the car, the car was then collected but forms where signed before i collected it
my beef is the policys they have to get the car back BEING LEGAL, such as having to drive to hampshire for the certificate or pay storage over the weekend till i recived it in the post
mistakes should be allowed,,, as they happen and the fact is IM INSURED FFS
thats the part that anoys me, i pay ALOT of money to insure a 330bhp subaru impreza in north london,,,, 3 times as much as my BMW infact yet i still have to pay the fine AND storage for car that WASNT in the pound at the time
#61
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WTF, im insured,,,, why do people not understand that the car was taken off me for no insurance,,,, not for checking my documents and finding the reg is wrong, if it wa day time they would have called the company and confirmed the mistake and sent me on my way but to get it sorted
if i was in the wrong, yeah id accept it but i made a mistake,, just bought the car THEN went to insure it,,,,, wasnt like i knew the reg of the car,, i seen the car for 30 mins so how am i gonna know fir sure what the reg is,,, insurance companys ASK for the reg to get the cars details,,,, this was the part i dont get !!!
i insured a reg of a transit for the rate of a STI impreza
#62
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#63
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if i wasnt insured then the policy would have had to be RESTARTED but it wasnt,, the reg was rectified and still the same start/end date on the policy !!!
#64
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ginge, the thing you are missing is that you were not insured.
yes you had bought insurance, but it was not correct due to a cockup. due to this mistake you were uninsured, and the legal responsibilities lies with you.
as much as it isn't fair. legally, you're still wrong
yes you had bought insurance, but it was not correct due to a cockup. due to this mistake you were uninsured, and the legal responsibilities lies with you.
as much as it isn't fair. legally, you're still wrong
#65
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jim i WAS insured, ive had that confirmed by my insurance company !!!!
TECHNICALLY i wasnt,,, but i WAS as it was nothing but a error
NOT being insured is when you KNOWINGLY drive a car with no attempt to get insurance,, my NEW certificate starts and ends the same date and time !!!
TECHNICALLY i wasnt,,, but i WAS as it was nothing but a error
NOT being insured is when you KNOWINGLY drive a car with no attempt to get insurance,, my NEW certificate starts and ends the same date and time !!!
#67
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regarldess of this its definately not the polices fault as they are acting on the info they have for the reg they have in front of them so youll get nothing back from them.
what have your insurer said as regards to re imbursement of your costs?
what have your insurer said as regards to re imbursement of your costs?
#68
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The numberplate is either right or wrong. If its right then all is good, if it's wrong then technically your not insured.
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I had something similar, used to have a private plate on a car that i changed over to the original. Had an mot done a few months later and i only looked on the invoice, which had my new numberplate. The actual mot certificate had the old numberplate prited on it though due to a cock up at dvla. Come to tax my car and i couln't as the reg didn't match up.
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#69
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yes you were insured on a impreza with the reg on you documents, not the impreza you were driving around in as the reg was different. its as simple as that
#71
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there is NO SUCH IMPREZA WITH THAT REG !!! its a ford transit 2.5 the reg
its a mistake NOT me driving with no insurance, just a clerical mistake ffs, when i go to court we will see what they tell me,,,, i DID pay for the insurance,,, i took out insurance on the car i was driving, the reg is ALMOST the same,,,, the reg on the documents is NOT a impreza,,,,, the insurance company have changed the document and NOT canceled the policy,, just changed the wrong digit
so am i insured or not ???
#72
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so that means you were insured to drive this transit but not your imprezza.
itll all become clear after your court visit.no one knows for sure how itll go .when is it?
itll all become clear after your court visit.no one knows for sure how itll go .when is it?
Last edited by fuzzy; 06-07-2008 at 04:40 PM.
#76
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what about getting a new set of number plates made up in the mistaken reg , fitting them and going around to tell the police its all been a misunderstanding as the reg matches the papers.
#77
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ginge, PLEASE seek legal advise, dont try and do it all yourself as you'll get bummed by the magistrates.
also make sure your insurance company provides a letter in wirin detailing the mistake and saying 100% that you were insured by them on that car at that time. NOTHING you say will mean shit, its only that letter that will get you off
also make sure your insurance company provides a letter in wirin detailing the mistake and saying 100% that you were insured by them on that car at that time. NOTHING you say will mean shit, its only that letter that will get you off
#78
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jim i aint silly, but i aint stupid either, ive been to court a few times before and know how it works