Claiming back on Debit Cards ?
#1
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Claiming back on Debit Cards ?
I've purchased 2 items on my debit card that haven't turned up, I have managed to find out that the company I got them from are being far from honest about why my parts are still not in stock so I want to get my money back sharpish.
They took nearly £550 4 weeks ago and haven't sent me anything so am I entitled to a refund or can my bank deal with it ? I have a strange feeling even if I ask for a refund it will never appear so I'd rather the bank dealt with it.
Anyone know much about these sort of things ?
They took nearly £550 4 weeks ago and haven't sent me anything so am I entitled to a refund or can my bank deal with it ? I have a strange feeling even if I ask for a refund it will never appear so I'd rather the bank dealt with it.
Anyone know much about these sort of things ?
#2
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Join Date: Jun 2006
Location: Manchester
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I had a similar problem but my bank wouldn't help. They said that if you could claw back money from a card payment then you could steal everything you ever bought by claiming the money back even if like me you didnt recive any goods. Its a fooking pain i lost out on £75 quid
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#8
PassionFord Post Whore!!
The Consumer Credit Act is the piece of legislation that makes credit card issuers jointly liable with the supplier if something goes wrong on a purchase between £100 and (I think) £30,000.
Debit cards are NOT covered as they are not a means of borrowing.
Debit cards are NOT covered as they are not a means of borrowing.
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