JamesH

iTrader: (21)

I think this could be a very interesting topic

Excluding mortgages (unless some was taken out to do house maintenance/car buying etc, then say)

I'll start, I currently owe about £650 on my car I bought, and that is it!

COMEDY DAN

I personally wouldnt advise posting debts outstanding on a public forum.

I am sure many will though.

JTECH James

iTrader: (13)

nothing

RWD Pete

Leaving my mortgage out not a fucking penny i own the lot

Because i have worked my arse off for it

JamesH

iTrader: (21)

Good to hear guys

Crowder

excluding my mortgage? too much :S lol

anodised

nothing not a thing

Ginge !

i owe my old man money and i also owe the sandwich man at work 1,50 for a roll,,,, that i threw away as hes rolls are shite but at the time i was SOOO hungry

D7AKE

Most people owe me money! Wish they would cough up.....tho its my fault for lending it in the first place....

Mrs T

was in alot of debt to much when you look at it and nothing to show for it

brs

£0 yay

Kelv

iTrader: (4)

luckily i have no debt, not even a credit card and i like it being that way.



oh actually, i do owe my mate a £5 as he bought me lunch the other day at work.

fuzzy

debt is all relative. numerical amounts mean very little unless compared as a percentage to your earnings. everyone would love to be debt free obviously but in todays world that can be very difficult to achieve as lives can change at the drop of a hat. debt is only a problem once it becomes unmanageable.

foreigneRS

not all debt is bad debt - only if it's at a higher rate than inflation

dojj

iTrader: (3)

no debts other than the mortgage

Csm

Not a bean of debt

My fleet of vehicles is mine all paid for ................fucking hate paying up for summit that if you really work hard you should be able to save up for it anyway.

JohnnyB

mortage debt is good debt and me debt is about 3 1/4 of a mill

JTECH James

iTrader: (13)

ive never had a credit card....id be fookin dangerous....

my house is worth 130k more than my mortgage, and ive only lived in it 3 months after we built it

but i never have much money in my bank....as soon as it goes in the cossie eats it 10k this year already and it doesnt even run yet

JohnnyB

PS thats 3 houses though, 2 rented

JTECH James

iTrader: (13)

yeah,thats the best way mate!....

we built 3 houses, then sold two off to pay for the one we live in...hence hardly any mortgage

Stu.H

TENS of thousands (well me and partner included), stuff like windows/doors, and OLD loans.

Hard to pay off as well, never again!

JohnnyB

i will not sell off yet mate looking to buy again, but buy to let mortgages are hard to find but the houses are not

B19LRW

nothin! house is payed for and we just ( well her) just bought a flat to rent out, bought outright)

still skint tho

Benni

I've never really had Debts. Mainly because I've never been one to like maintaining payments or having the responsibility so just go without or save up. Shame as there's a few things I would like and I know I could afford the payments but I won't.

Benni.

JohnnyB

yeah, not much money in the bank it all goes every month, but due to taking some money out the other houses we have spend load on ours

RWD Pete

Wish peoplewould pay up there fucking debts to me!

danneth

most people on here will be debt free and have thousands in the bank been the internet and all that

i owe my boss £38

my mother £130

JohnnyB

got a new bubble bath in the garden for partys

RWD Pete

Ha ha you dirty dog

focusbird

I've got about £300 on my credit card but only cos I've just come back from my holiday. No other debts and no mortgage, own my house outright.

orionmojo

iTrader: (1)

no debts. got just over 1K saved outright and i live week to week on my wages.

it suits me

Mrs T

not me ive got few pounds in the bank

and only reason im debt free is cause i had to go bankrupt to give my daughter a better life after my personal life changed

cossie604

iTrader: (2)

only about 80 quid on my tool account for 17k's worth of kit...apart from that and the mortgage, nothing else

foreigneRS

the taxman owes me money

and most of us are in credit with lots of things like tv licence, car tax, insurance etc that are paid a year in advance

picky775

feckin tooo mucccchhhhh

vroooom ptssssh

No debt at all, never have been and hopefully apart from a mortgage in the future never will be!

xr-stu

around 3.7 on credit cards which includes 1500 for a car when the old one died and i needed a new one sharpish, couple of trips to usa to see family, couple of insurance policies on cars. all of which ive vowed to pay off straight away but havnt. shit myself when i realised how much interest i was paying on it the other day! gonna do some jigling about and try and get the interest down a bit at least! i owe a couple of k left on a loan i got to set myself up with tools and a vehicle about 18 months ago to go self employed.

im happy to say my car (the fiesta project car) has all been paid for and none of it put on credit. not to bad really i dont think, i couldve kept it down a bit and gone without stuff but i havnt taken the piss and dont struggle with repayments so fuck it i say. i want it all gone by the end of the year though.

foreigneRS

there is a credit card that has a low 'fixed for life' interest rate that may be worth transferring to. don't know which, just heard www.moneysavingexpert.com talking about it on the radio the other day

Smartdj.

iTrader: (2)

2500.... and i o my brother a mini moto lol

gar mae

A lot less than 2 and a half years ago I finally decided to sort things out with my finance at that time, get everything worked out and have not been better off than I am now