around 3.7 on credit cards which includes 1500 for a car when the old one died and i needed a new one sharpish, couple of trips to usa to see family, couple of insurance policies on cars. all of which ive vowed to pay off straight away but havnt. shit myself when i realised how much interest i was paying on it the other day! gonna do some jigling about and try and get the interest down a bit at least! i owe a couple of k left on a loan i got to set myself up with tools and a vehicle about 18 months ago to go self employed.

im happy to say my car (the fiesta project car) has all been paid for and none of it put on credit. not to bad really i dont think, i couldve kept it down a bit and gone without stuff but i havnt taken the piss and dont struggle with repayments so fuck it i say. i want it all gone by the end of the year though.