looks like my cossie will be written off
#41
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as said use seconed hand bumper and a new pattern wing worst case senario
shop about and you will fined someone who has the parts new
anyone who says it carnt be repaired is telling porkies
a lot of rover parts are now obslite and unobtainable we use seconed hand doors AND BOOTS TRIM THAT NO LINGER AVAIBLE TO SAVE CARS BEING WRITTEN OFF FOR SIMPLE PARTS
take it to another garage fella who will do a contract repair or have a cash in lieu setilment
shop about and you will fined someone who has the parts new
anyone who says it carnt be repaired is telling porkies
a lot of rover parts are now obslite and unobtainable we use seconed hand doors AND BOOTS TRIM THAT NO LINGER AVAIBLE TO SAVE CARS BEING WRITTEN OFF FOR SIMPLE PARTS
take it to another garage fella who will do a contract repair or have a cash in lieu setilment
#43
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Listen to what Diva is saying mate. That should not be written off. Take it elsewhere and see what they say. Dont let the insurance take the car or it will be a fuck on to get it back. Also they sometimes say you have to take the car to their bodyshop, thats bollocks too, you can take it wherever you like.
#44
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Originally Posted by DaBoy12s
Just taken my car to the bodyshop to get an estimate to send to the insurance company, i had taken it to a local bodyshop as i knew he would spend the time trying to source the parts (as he is also a big RS fan), i spoke to him last week to tell him what parts would need to be sourced and unfortunately the parts are just not available anymore, therefore we have no choice but to tell the insurance company that it cannot be repaired with genuine new parts (still waiting on one source for the parts, but its a long shot) So i guess that means they will write it off.
I am pretty upset about it really, as i have had the car for 3 years now and spent alot of money to get it to become a reliable motor.
So what do i do now?
wait for the check to come through the post, hopefull have the right to buy it back for salvage, buy a new cossie and start the whole process all over again, but with the fear that i could very well end up in the same situation all over again.
Or is therea better alternative?
here is a pic just to illustrate how little it takes to write off a cossie
![](https://i14.photobucket.com/albums/a301/DaBoy12s/Image075.jpg)
I am pretty upset about it really, as i have had the car for 3 years now and spent alot of money to get it to become a reliable motor.
So what do i do now?
wait for the check to come through the post, hopefull have the right to buy it back for salvage, buy a new cossie and start the whole process all over again, but with the fear that i could very well end up in the same situation all over again.
Or is therea better alternative?
here is a pic just to illustrate how little it takes to write off a cossie
![](https://i14.photobucket.com/albums/a301/DaBoy12s/Image075.jpg)
then your second red flag is that you've taken it to an rs enthusist
then he's said he's going to write it off, what part of he's told you makes you think you have any say in it as you mention "we"?
don't let the car out of your possesion, i've had this in the past and someone i know has been royally fucked over by letting the insurance company "store it" a one of their garages
when he said he didn't want to claim it cost him nearly £800 in charges over a week AND he had to ge tit collected from over 100 miles away at his cost
a wing can still be bought, a bumper can still be picked up second hand, indiactors and lgihts are easily sourced
plus a lick of paint and it's fixed
ask the insurance company to send osmeone round and make an offer on the car first, you don't have to accept it and then keep us posted as to whats going on
as long as you haven't been paid out for the car they can't actually take it off of you, and seeing as there are no sharp edges you can get away with just a headlight and an indicator to get it back on the road again, probably about £20 from the local scrappy and 3 screws to fit
#46
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well!!!!!!!!!!!!!
with my escort i has some women hit it and damage the rear quater panel and the bumper. (its a mk6 1.6 zetec)
the insurance said its going to be written off and as a stubborn git i just said ''no i dont want it written off its a good car (first car BTW)''
so he said ''ok wel the other option is we offer you an amount of money for you to sort it yourself''
i agreed as i should have cause it was £1200 if written off but they gave me £900 and i kept the car. so off i went and managed to repair it for £400. nice.
so dont let the write it off get them to pay you and sort it yourself.
with my escort i has some women hit it and damage the rear quater panel and the bumper. (its a mk6 1.6 zetec)
the insurance said its going to be written off and as a stubborn git i just said ''no i dont want it written off its a good car (first car BTW)''
so he said ''ok wel the other option is we offer you an amount of money for you to sort it yourself''
i agreed as i should have cause it was £1200 if written off but they gave me £900 and i kept the car. so off i went and managed to repair it for £400. nice.
so dont let the write it off get them to pay you and sort it yourself.
#47
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the guy in the bodyshop did not say he will write it off, he said i or he will have to inform the insurance company that it cannot be repaired using new genuine parts, by doing this he believed that the insurance company would write it off, i have never had an accident before so i just assumed he was right as it all seemed logical enough.
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Mate, give John Taylor a ring, he is based in Lancashire I belive? He is an RS specialist, and the guys on the RSOC rave about him, and seeing some of the work he has done, propper concourse restorations, the guy is a true RS lover/ specialist. Thats where my Escort cossie is going for its respray when it gets done. His contact numbers are : mobile- 07971 687 216, landline- 01524 643 333.
Have an ask on the RSOC BB for a few pics of his work, never hear anything but the upmost praise, so thats where I would be taking my Cossie to be repaired, mental letting a nice car get wrote off for that
Have an ask on the RSOC BB for a few pics of his work, never hear anything but the upmost praise, so thats where I would be taking my Cossie to be repaired, mental letting a nice car get wrote off for that
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#50
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My neighbour had someone go into the back of his MG Rover ZS,was an 03 plate with low miles, it was going to be written off as both rear quarters were creased & rear bumper/boot lid mashed but he wanted to keep the car for some reason,it was repaired but the bodyshop could not source a boot lid as they are not made anymore, a second hand boot lid was used & the insurance paid for the whole lot.
Also a long long time ago my wife crashed my old XR4i front & rear damage in a motorway pile up, we had the car repaired with secondhand boot lid, bonnet,lights,airbox pattern wing & cossie front bumper & then the whole car painted, i hired a van and went round the scrap yard getting all the bits i needed, we paid for everything & got the car back on the road after a month, took about a year of writing letters but we got all the money back + car hire/van hire etc,worked out quite well
but you have to keep on at insurance companies as they will do anything not to pay out what they should do
Simon.
Also a long long time ago my wife crashed my old XR4i front & rear damage in a motorway pile up, we had the car repaired with secondhand boot lid, bonnet,lights,airbox pattern wing & cossie front bumper & then the whole car painted, i hired a van and went round the scrap yard getting all the bits i needed, we paid for everything & got the car back on the road after a month, took about a year of writing letters but we got all the money back + car hire/van hire etc,worked out quite well
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Simon.
#51
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your car will not be t/lossed , the wing will repair easily flasher lamp still available from ford wing mouding can be used again if taken off nicely worst case senario they will give you the money to get it repaired yourself. without the car beeing t/lossed or having any bad history.
regards
tony
if you need any more info mate pm me.
regards
tony
if you need any more info mate pm me.
#53
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classic example of bad advice and believing it.
u'r car can be repaired and all will be well.
if you really want you can put in a big claim, get a payout as cat D and buy it back and fix it independantly but would be a shame to write of a decent Cossie for no reason.....
u'r car can be repaired and all will be well.
if you really want you can put in a big claim, get a payout as cat D and buy it back and fix it independantly but would be a shame to write of a decent Cossie for no reason.....
#54
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DaBoy12s chill dude you've got a few options here.
1.) Let them write it off (which IMHO it shouldn't be) and get paid out full. Gotta be worth 5k IMO. Am sure with most companies you get offered the car back first to buy so at 5k anything around 500-1000 tops i should think. Wing is still available new and other bits you can pick up easily. £400 max to repair and your back on road. Obviously car will be recorded on HPI but you've got good raise
2.) Get them to call out the engineer which they should. You shouldnt be running around. Tell him to asses the damge he'll quote and ask if you want them to repair it or if you want the Damage costs (which again will be something like £1500+) Get it repaired yourself and it wont be declared as a write off aswell.
I had a taxi driver come into the back of me last summer on a roundabout in me 4x4 saph. Broke the no. plate light, dented the panel below the no. plate panel, broke the rear light and little crease in the boot lid.
Engineer was out within a week and quoted £1750 (said cars worth 5k) got the cheque of them and £400 got it right. 4 of us in the car could've claimed whiplash (and it fooking hurt aswell) but we didnt bother.
Just to clarify again ring the 3rd party insurance tell WTF call out their engineer as you need it fixed either way and want to be back on road let him asses it take it from there as you'll have all the options available then.
Hope that helps
1.) Let them write it off (which IMHO it shouldn't be) and get paid out full. Gotta be worth 5k IMO. Am sure with most companies you get offered the car back first to buy so at 5k anything around 500-1000 tops i should think. Wing is still available new and other bits you can pick up easily. £400 max to repair and your back on road. Obviously car will be recorded on HPI but you've got good raise
2.) Get them to call out the engineer which they should. You shouldnt be running around. Tell him to asses the damge he'll quote and ask if you want them to repair it or if you want the Damage costs (which again will be something like £1500+) Get it repaired yourself and it wont be declared as a write off aswell.
I had a taxi driver come into the back of me last summer on a roundabout in me 4x4 saph. Broke the no. plate light, dented the panel below the no. plate panel, broke the rear light and little crease in the boot lid.
Engineer was out within a week and quoted £1750 (said cars worth 5k) got the cheque of them and £400 got it right. 4 of us in the car could've claimed whiplash (and it fooking hurt aswell) but we didnt bother.
Just to clarify again ring the 3rd party insurance tell WTF call out their engineer as you need it fixed either way and want to be back on road let him asses it take it from there as you'll have all the options available then.
Hope that helps
#55
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Originally Posted by martin-reyland
If needed we will quote the insurance for you and take care of the repair, it is not a write off.
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DaBoy12s......... Martin is your best option,reasonably close to you and very few people have the same level of expertise and passion for cossies....
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You only have to look at the quality of his own repairs........i think his cars speak for themselves
#56
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they 99% wont send an assesor out for claims that small. all i do with my customers in these circumstances,is get a few quotes from mainstream bodyshops,and i do one which is cheaper...then give them to the insurance,if the say ok,the repair is done.
and,you can fit a factor wing,and also keep all original spot welds and ford stampings if you are clever
and,you can fit a factor wing,and also keep all original spot welds and ford stampings if you are clever
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#57
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JTECHSAFF i dont know i thought if its pretty much not your fault the engineer comes out? Someone drove into me dads people carrier denting the drivers side door nothing else and an easy fix. Went through insurance, engineer come out and quoted £1150 for just getting the door fixed.
Mind you must've priced it up for a new one i guess
eitherway best of luck
Mind you must've priced it up for a new one i guess
eitherway best of luck
#59
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Originally Posted by reisskahn
JTECHSAFF i dont know i thought if its pretty much not your fault the engineer comes out? Someone drove into me dads people carrier denting the drivers side door nothing else and an easy fix. Went through insurance, engineer come out and quoted £1150 for just getting the door fixed.
Mind you must've priced it up for a new one i guess
eitherway best of luck
Mind you must've priced it up for a new one i guess
eitherway best of luck
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Of corse it's a write off,take the book price of a late saff,of about £1200,there fore making it an uneconomical repair,take the linkers off,and stop looking at over inflatted enthusiast prices,but as said above,buy it back and repair your self
cheeRS stu
cheeRS stu
#63
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Originally Posted by STUCOS
Of corse it's a write off,take the book price of a late saff,of about £1200,there fore making it an uneconomical repair,take the linkers off,and stop looking at over inflatted enthusiast prices,but as said above,buy it back and repair your self
cheeRS stu
cheeRS stu
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Jtecsaph i dont know how it works then but Daboy ring the 3rd party insurance company and put pressure on them until they send out an engineer
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ford still do the wings for a saph as i bought one 8moths ago for £75 quid, io may still have the finis code, my cossie had similar damage to yours, needed new wing, bumper repair, new rad (cos the front wheel left the car whislt i was driving) and it didnt cost that much, i did try to go thru insurance but boncasters engineer looked at the car (i left it on axel stands) and said in his opinon if 1 wheel comes off the car and the car smashed to the ground ripping the front splitter off there is no way the bottom corner of the rad or the brake discs could be damaged
so i fucked them off and paid for it myself, cost about £900 all in i think
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#66
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Originally Posted by timster
good shout mate
Hello Mr Twells.
Thankyou for your Enquiry.
Unfortunatey the Front Bumper are now unavailable.
I have assumed that you require the LH (Passenger) Fog Lamp.
Here is the information requested:
Sierra Sapphire Cosworth-Front Fog Lamp LH
Part Number: 6126033
Retail Price: £25.04
You Pay: £22.54
Sierra Sapphire Cosworth-Front Wing LH
Part Number: 6502951
Retail Price: £65.94
You Pay: £56.05
Sierra Sapphire Cosworth-Indicator Lamp LH (Clear)
Part Number: 6177865
Retail Price: £18.01
You Pay: £15.31
Sierra Sapphire Cosworth-Front Bumper Lower Stone Deflector
Part Number: 1650730
Retail Price: £46.81
You Pay: £42.13
--------------------------------------------------------------------------------
Postage & Packing
Parcel Force UK 2Day Service £25.00
--------------------------------------------------------------------------------
Prices subject to VAT @ 17.5%
--------------------------------------------------------------------------------
Total Cost: £189.21
so that means all i have gotta do is source a bumper
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#67
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Originally Posted by DaBoy12s
the front bumper is totally fooked, its smashed all the mounts and where the valance on the bottom once was, it has cracked and ripped, the wing cant be filled as it has all raised up, the guy int he bodyshop said that the insurance companies will only pay out if using NEW and GENUINE parts and as ford no longer sell the bumpers, wings, indicators, fog lights or valences, what choice do i have?
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DaBoy12s,
Today's been the first opportunity i've had to log onto PF over the last few days.
Having seen that you're experiencing problems and are currently covered by an Insurer through Greenlight i'd be happy to help in any way I can.
Keeping another cosworth on the road has to be done wherever possible and i'll intervene to do all I can in this regard.
You've already had some really good advice from the guys on here, but if you can either PM me your name/address or call me i'd be happy to step in.
Kind regards
Tony
Today's been the first opportunity i've had to log onto PF over the last few days.
Having seen that you're experiencing problems and are currently covered by an Insurer through Greenlight i'd be happy to help in any way I can.
Keeping another cosworth on the road has to be done wherever possible and i'll intervene to do all I can in this regard.
You've already had some really good advice from the guys on here, but if you can either PM me your name/address or call me i'd be happy to step in.
Kind regards
Tony
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Big up Greenlight....not many companies can be bothered!!
Personally i'd leave it in the hands of NMS or Reyland to sort the repair, with the insurance company's say so of course
Personally i'd leave it in the hands of NMS or Reyland to sort the repair, with the insurance company's say so of course
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#74
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wouldnt it have been wise for the insured party to contact greenlight at the first instance of trouble and discuss his options with them.
Greenlight are brilliant when it comes to offering advice as they have the time to talk things through with you.
Hope you get it fixed no matter what mate, damage aint bad at all!
Greenlight are brilliant when it comes to offering advice as they have the time to talk things through with you.
Hope you get it fixed no matter what mate, damage aint bad at all!
#76
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Originally Posted by STUCOS
Of corse it's a write off,take the book price of a late saff,of about £1200,there fore making it an uneconomical repair,take the linkers off,and stop looking at over inflatted enthusiast prices,but as said above,buy it back and repair your self
cheeRS stu
cheeRS stu
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#78
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just for reference, i bought a brand new ford sierra saph cossie front bumper in the box with new brackets and an insert, from ford not to long ago, it was 600 quid, they told me it was nla however i told them to look harder and they found 5 in a ford warehouse in germany, so get on the phone and get one of the other 4 bought!!!!! panels can still be found in ford body shops and parts places they just need to do a national search , ive got loads of stuff doing that!!
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Martoon never said i agreed with the value,but look in glass's guide or parkers guide and see what the book price is,which is what most insurance companies go on,
cheers stu
cheers stu
#80
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I had a similar issue with a 205 Gti I had, it was a really tidy example and also my daily driver for work when I ran my business.
I was punted up the arse by a HGV then pushed into a Renault Scenic, They were going to pay out but they said over the phone that due to the age of the vehicle and lack of parts available it would be a write off.
After considering what they may not give me for the total loss I offered to fix the car myself for a cash settlement and I ended up with £600 !
The only paid £500 for the car originally and all the lights, bonnet, boot and grill came from the local scrappy for £50
£550 up wasn't a bad deal I thought.
Ask for a good amount of money to get it fixed yourself, 1k would easily fix that and tbh I'd expect you would have no problem getting that out of them either.
Good luck
oh and Smit
I imagine you were very pleased with your mum for that one
I was punted up the arse by a HGV then pushed into a Renault Scenic, They were going to pay out but they said over the phone that due to the age of the vehicle and lack of parts available it would be a write off.
After considering what they may not give me for the total loss I offered to fix the car myself for a cash settlement and I ended up with £600 !
The only paid £500 for the car originally and all the lights, bonnet, boot and grill came from the local scrappy for £50
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Ask for a good amount of money to get it fixed yourself, 1k would easily fix that and tbh I'd expect you would have no problem getting that out of them either.
Good luck
oh and Smit
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