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What the hell is an E cheque

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Old 12-05-2007, 10:26 AM
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COMEDY DAN
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Default What the hell is an E cheque

Some turkey has paid for some goods from me via an echeque through paypal.

Does this mean he doesnt have the money??


Thank you in adavance.
Old 12-05-2007, 10:29 AM
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Lambchop
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No i think this is maybe one option before you get properly verified? I paid for a phone once and clicked on e cheque which takes like 5 days to clear. I needed the phone asap as i was going abroad. Paid the guy twice and he sent money back when "cheque" cleared. Lucky that he was honest
Old 12-05-2007, 10:30 AM
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charlie luciano
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Donno but if you ate it and went raving if might be good


Luciano
Old 12-05-2007, 10:33 AM
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Dan
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Originally Posted by charlie luciano
Donno but if you ate it and went raving if might be good


Luciano
Clever answer!

They are legal tender I think Dan, how I don't know but they've been around a little while!

Give your bank a call and see what you've got to do with it, like E-tickets from Airlines etc, similar sort of thing I think
Old 12-05-2007, 10:48 AM
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JamesG
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I had one through paypal. Took an age to clear but was legit.
Old 12-05-2007, 10:51 AM
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as above takes about 7 days or so to clear it come's out of there bank account then to your paypal think cause they not veriferd..

they say dont send item till it in your paypal
Old 12-05-2007, 10:52 AM
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COMEDY DAN
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Its going to be 2 weeks till I see my dime bars...

What a drain..................

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Old 12-05-2007, 11:44 AM
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We've received quite a few e-cheques now. They are a pain because they can take ages to clear - but they pretty much work the same as any money received via Paypal, it is just that the money is not cleared straight away.

Definitely don't send the goods until it has cleared. We have had an e-cheque not clear previously, so the buyer had to pay us again.

As said above - it is something do not with the buyer not having a fully verified Paypal account.

Cheers,

Natalie
Old 12-05-2007, 11:50 AM
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SafeChav
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just when you thought the most annoying useless piece of paper in the world which takes 5 days to clar couldn't possibly be bettered, or worsened as the case my be

paypal.......(love them) came up with e-cheque.

Basically, its probably because the buyers card details have expired, so instead of instantly debiting the money it has to manually transfer the money which takes the best part of 2 fucking weeks

A PM to ther buyer may make them aware, they may have just forgotten their card has expired, or sitck with e-cheque, you'll get another email when it clears, dont' send anything until you have that email though.......
Old 12-05-2007, 12:20 PM
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e cheques are a pain

its basically when that person doesnt have enough funds in there account

so they take it out of there bank account instead, but usually its instant bank transfer, but on certain transfers or email address paypal will only allow either e cheques or credit cards

obviously that person didnt want to use the credit card
Old 12-05-2007, 12:25 PM
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thats not true, i never have money in my paypal account but i can still make instant payments from my bank account!

Its as ive said above ^^^
Old 12-05-2007, 12:33 PM
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it is mate

as i had it yesterday

i wanted to send Ł80 40 out of paypal and 40 out of bank

usually it does instant bank transfer

but only gave me the option of credit card or e cheque

i phoned paypal up and they said its because of this transaction or email address that they wont allow instant bank transfer on this transaction, but if was to make another transaction to someone else then it woud be instant bank transfer
Old 12-05-2007, 12:43 PM
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have you got a credit/debit card on file though, you can onyl make instant transactions through debitting, not bank transfer
Old 12-05-2007, 12:47 PM
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yes i have a credit card on file

usually it takes it out my bank as my bank comes 1st before credit card as i swapped it over and made it priority

but for some reason yesterday it was either e cheque or credit card

Old 12-05-2007, 11:13 PM
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What a hurt, may just offer it a second chance to someone who actually has the money...lol
Old 12-05-2007, 11:42 PM
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Dan mate as long as they've sent the e-cheque all should be well, they dont have any option to cancel.

All the ones ive ever been sent were fine but dont send anything til it clears.

I did actually have considerable problems with ebay just before xmas which caused me great hassle, and i ended up sending an item that had been paid for with an e-cheque, but it still cleared fine, i was worried when i realised the mistake but all was well
Old 13-05-2007, 12:29 AM
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E cheque is like a regular cheque but you dont have to bank it. My Paypay account seems to only let me pay with e cheque now. not sure why TBH
Old 13-05-2007, 09:44 AM
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Originally Posted by lamb chops
E cheque is like a regular cheque but you dont have to bank it. My Paypay account seems to only let me pay with e cheque now. not sure why TBH
chances are your debit/credit card on file has expired.........
Old 13-05-2007, 10:17 AM
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Originally Posted by JamesG
I had one through paypal. Took an age to clear but was legit.
Same here...

But wait till everything is cleared just in case.
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