it is mate
as i had it yesterday
i wanted to send £80 40 out of paypal and 40 out of bank
usually it does instant bank transfer
but only gave me the option of credit card or e cheque
i phoned paypal up and they said its because of this transaction or email address that they wont allow instant bank transfer on this transaction, but if was to make another transaction to someone else then it woud be instant bank transfer