timturbo

Im just thinking ahead becasue i am only few months into my policy for my series 1. I am going to take the car off the road in the winter time but what happens with insurance do i keep that going?

bigchez

May as well mate, build up the no claims.

Rhys

Change it to laid up no good wasting insurance money! Plus still build up NCB.

timturbo

Rhys

yer i was hoping someone was going to say something like that. what does laid mean then and what does it do?

Rhys

Laid up means car is in garaged laid up and not in use. Only insured for Theft and damage, and not use on the road etc.

frog

I'm with dominion (RSOC insurance) and when the car was off the road, they changed my policy to laid up, cost me £100 a year instead of £700 odd

As soon as the car was ready, quick phone call, and policy re-instated to full road use

Rhys

Same here mate SAve me a fortune! lol Plus it made the cossie barable to insure as i would onyl have to save up for the 6 months through the year. Thats how i managed a cossie at 19. (all those years ago )

frog

You should try 2 x cossie insured 24x7 (<- Real tears)

cabrio zo

Never knew you could change insurance to 'not in road use' or the like, although the cossie is on classic policy already so not that much to insure

Z

Jim Galbally

not all insurers do it zo...


deffo make sure it's insured tho, if it gets nicked, you'll be gutted if youre not covered

timturbo

I tried to get insured through rsoc but i was too young for series 1. thanks for that mate ill def do that when the time comes its put my mind at rest knowing i am not goin to be wasting money when its not on road.

just thought does it matter that im not fully comp?

frog

Shouldn't, if you're TPFT, then you should be able to insure the car against Fire and Theft only.
If you're Third Party only, then you need to change that to Fire and Theft only

timturbo

Oh thats allright im third party fire theft

c0ss1e9i6

I use Boncaster from the RS owners club scheme and they do a lay up policy if you take your car off the road, which I have to do when I go to sea! Cheap as chips and your no claims bonus stays intact.

Surely other companies must do it?