Daveysaff

iTrader: (9)

How long do they usually take? Had a smack in my focus at the beginning of the month, just spoke to the insurance now and they've told me its a total loss cat d.
They've valued it at 7k too, but I have an agreed value of 12k where do I stand on that? any ideas?
Soon as I get my cheque I can go boldly into the paranoid world of Cosworth ownership!!

Dan

You need to address the situation of the value with the insurance company or your broker, the engineer who valued your car won't be aware of the agreed valuation you have in place.

A payout all depends on the circumstances mate, the Third Party Insurers dragging their heels usually hinders claims a great deal.

How long is a peice of string i'm afraid mate, I settled my own claim in 3 weeks from having the accident to having a cheque in my hand, but then I have known them to take 2 years plus!

HTH

TIFF

I got fully paid out in 2 weeks when my mondeo was written off

BUT

Me and the other guy was insured with the same company

Daveysaff

iTrader: (9)

The girl who hit me is with Liverpool Vic and i'm through Demon Tweeks insurance (underwritten by chaucer)
I've got a hire car but I hate it! The best thing about it is the flip out key! (56 plate Golf 1.9Tdi)

Dan

You need to contact Demon Tweeks then mate, discuss it with them

Zetec Andy

My payout took 3 months! but the stupid cow who pulled out infront of me took weeks to admit liability.

Nothing wront with a new Golf TDi either, i had one as a hire car aswell.

cos jon

When an old bloke smashed into the back of my fiesta turbo and wrote it off it took about 8 - 10 weeks in all, had a stupid insurance assessor that was convinced it was a twin turbo !!!

Black_RS

Did he not know anything about cars?

cos jon

It was quite funny as we had an arguement on the phone about it and i asked him to show me, he was looking at the inlet and exhaust end of the turbo as being 2 units !!!.........idiot

Daveysaff

iTrader: (9)

Thing just sounds like a tractor! Bit too plasticky inside for me too

Zetec Andy

I didnt mind it, but saying that i work for a hire car company and i have noticed on some of the delivery notes it says "no VW's please"

ben_frst

just get on the phone to the insurance company tlk to them about the 12k and get them to arrange a courtesy car they'll soon speed up the payment when its costing them for u to drive the courtesy car

antony215

All down to the personal situation some can take as little as 2 weeks some alot more. Mine took 2 and a half years but then the guy that hit me had no insurance so i had to go through the M.I.B

se mk3 cabbie

im still waiting for payout from over a year ago mate bloke has admitted liability too, my assesor was adament i had nos because it had dump valve

mark s

What type of Focus is it, for it to be on an agreed value?

I was insured with Liverpool vic and they where fantasic
when i had a claim.
you could alway tell them if they drag
there feet you will go to the FO! (financial-ombudsman)

They will shit there pants

P.S I'm one of them so called shit insurance assessors
(but i do happen to know a lot about Fords)