999

ok well long story short ive had a car stolen from my driveway, ive had a motor trade policy with mma for 4 years and never claimed

i think it is a road risks policy, and its fully comp


the car was a 1997 bmw 328i convertible with 80,000 miles, all the toys etc

but the car had no mot or tax



now ive never claimed before but ive heard through the grapevine its a bloomin nightmare claiming on a trade policy?

what sort of figure will i expect?

Fil

try phoning you policy? they might be very helpfull and sort it out there and then, telling you info and sending out the paperwork?

999

the paperwork is on its way for me to fill out etc but they wont talk money


naturally they wont yet


what im basicly asking is do they pay just trade value and thats that? do they use glass guide or cap etc

atleast i know some form of a figure

Gary F

iTrader: (1)

Nice sig

pacificzetecturbo

iTrader: (1)

On my previous trade policy they would only pay out the trade value of the car that was damaged or stolen so i would expect around £5100 depending on which plate, well thats what Cap booked it at last month anyway. lets hope your insurance is different to what mine was!

999

its a 97P


it wasnt mot'd / taxed as i was planning to hold on to it till summer to get top money for it, but some fooker with a recovery truck dragged it off my driveway

pacificzetecturbo

iTrader: (1)

Well last month in cap it was £5125 at 90k, they dont book it anymore in glass guide, i wouldnt have thought an mot should be an issue.

Mr RS500

iTrader: (6)

P reg with no t+t

£5125 sorry to say it mate but you will get fucking no where near that price

A traders policy pays bottom trade price if you get paid out

You say you have a road risk only policy ,,you might be lucky to get anything at all because its not road worth so its not actually covered on a road risk as you cant possible drive it

Hope it turns out ok for you tho

Paul

999

i am covered for theft from my driveway etc, i asked them a while back

cozzfather

iTrader: (1)

they do mate you just got the wrong book,you need the older car guide
or fone the valuation service,for a fee offcourse

my brother had a near fatal accident in a delta intergrale
and tbh it was at that moment i thought i would find out how good
his trade insurance were or not,tradex were ok for him
got to be carefull what you say with them as i know a few people
who have lost out cos they ducked out

Anonymous

You will see about 3K back on that i reckon, and if its like my trade policy you will lose your no claims as i cant protect it on my policy.

Mr RS500

iTrader: (6)

I would agree with chip

3k for that car ,max .

999

so your saying they pay out well below trade value then?