fo0q

was reversing from the missus's house which is a dark little terrace. i went into the nearside door of a k reg 106, dented the door and a little bit of the quarter i think.
not much damage on mine, can spry the bumper again. the owners came out and i had a word, they said i could giv em cash instead of goin through my insurance but then she said they dont have insurance.
wots the score with this now as it was on a private road.
i wanna give em somethin as it was my fault.

S3an

give them fook all

TIFF

Dont give then a penny.....The car should not of been on the road, if anything they will get done.

JC

DOES THAT APPLY TO THE SWIFT ASWELL

Rab

If they don't have insurance call the police, they shouldn't be on the fucking road and they are contributing to my fucking premium



cunt-sucking horse fuckers

SPADGE

Surely the Pug doesn't have to be insured if it was a private road and parked at the time!
I'm guessing you should just pay them for the damage or if you can't afford it have a word with your ins company and see what they say.

fo0q

but it was on a private road, would that make any difference

TIFF

I think private roads void insurances

IE--This is private land, park here at your own risk ect ect.....

So if you got hit....tough shit

fo0q

ok cheers for that.. but if someone could clarify that before i go any further it would be great.. think ill just give em Ł20 for a second hand door

S3an

my mate was once filling up his car wid petrol on a forecourt at a private filling station and the young mechanic reversed out of the garage and knocked into him, when he spoke to the owner he said it was private land and he didnt get a penny for the repairs

SPADGE

So insurance means nothing then so its up to you and your conscience! I would do as you said above and see what they say

Redkop

Jeeeez the normal PF responses as per So predictable!

Now I wonder what the replies would have been if it had been fo0q's car which had been reversed into.... cue:

Smack the c**t
Take a hammer to his car
Break his legs
Tosser
Wanker

saff_cossie

Agree with you there

The guy has put a post up as an honest citizen seeking advice.

I would do as you are planning, give them 20quid to cover it or offer to get a second hand door for them from a scrappy. Well done mate for being honest as so many arent in this day and age

S3an

cant see your point here, people have said what they think and thats what hes asked for. giving your opinion on a public forum is what this is about!! yes if some one reversed into foOq's car with NO INSURANCE then yes defintely smash the cunts face in.

Redkop

As on cue.... the predictable sort of reply I expected!

abdr500

iTrader: (1)

Ł20 is taking the piss what if they cant find the door in the right colour .i would say money for door and to get it painted other wise ther would be big trouble if it was me

Mark B

think of it this way mate, if you fuck them off then the next time your at your lass'es house you might come back to a car full of dents, they could say woops i was just racing on this private land an couldnt stop in time,

get them a new door an after all if its 20quid its only a few drinks your missing out on an not your no claims,

Mb.

ballin

iTrader: (1)

ok for a start - its private land so all you jumping on your fucking high horse calm your fucking arse down they dont need insurance

and secondly, FUCK giving them Ł20 - you hit their car through your crap driving, you put it back to how it was. ffs stop being so fuckin tight, why should they suffer because you cant drive?

if you can go and find a door in the right colour and fit it for them for Ł20 then fine do it, but dont just bung them Ł20 thats not fair at all.

at the end of the day you hit them, now take it like a man and reverse the damage.

FOR FUCKS SAKE

dojj

iTrader: (3)

seconded the above by ballin

(but without the swearing )

if they decide to chase you for the money through the courts its going to cost lots more

come to a agrement, get it printed up, get some to sign it on the owners behalf, make it as watertight as possible, in triplicate etc and gt it sorted

its the only way

dangerous - reyland

why not ask then how much they want in cash first ?

BlueSmoke

Yes, see how much they want, then go scout out a door and weigh up whether what they are asking for is reasonable. Alternatively get a quotye from a bodyshop and pay for the work done right as you would expect them to do for you.

AndyBlackFRST

Is this car used on the public highway as well as the private land though?

I agree that you should pay to put it right though

Stavros

Agree with Ballin, you tightfisted nobends, if it was your cars that got hit on private land then youd be all posting up acting the Internet big man talking about violence to the twat thats offered you 20quid.
Violence you dont have the personality or ability to carry out.

IMO, as youve already owned up, if its your fault, pay for the damage, 20quid is a pisstake unless the car was scrap.

Rs Baz

i agree here with some members if it was there cars it would be
go and smash the fookers face in go and dent his car etc.

you said it was your fault try getting them another door or offer
to pay half i would be happy with this if it was my car.

also why didnt it have insurance how long has it been standing for
if its been there along time no point in doing fook all about it as
it may eve go for scrap anyway.

better still buy it of them and sell it on yourself there worth jack shit
now anyway dude

AndyRST

totally as per ballin.

IMO you damaged their car, so you pay up for the car to be repaired. Its none of your buisness as to if their car is insured or not, as long as they not using it on the public highway. The car in question might be sorn and just been parked so theres no need for insurance.

Why do people think its fine to damage someone else car and then have the "give them fuck all"attiude and make up different reasons as to why you dont have to pay for the damage you cause

Tiff im supprised you have this attuide, as reading that someone hit your Mondeo ST and drove off and you being proper pissed off about it, then few days later your telling someone to do excatly the same thing

Rs Baz

it was a diffrent matter for tiff wasnt it i beleave the other
car drove of without saying anything to tiff and he does have
insurance doesnt he?????????????

was tiff on a private drive

LEGAL AGENT

You have damaged somebody elses property so you should pay for the damage.

For example, if you drove into someones fence, you would have to pay for the repair on the fence.

As it is on a private road, insurance need not apply for that vehicle.

Be careful in a situation like this, as if you refuse to pay for the repair, the owner of the vehicle can forward a criminal damage claim to the police.


Good Luck

TIFF

Not exactly the same thing at all!

My car is fully insured and it was on a public road.

If my car had not been insured and sat on my drive and someone hit it, i would know that i didnt have a leg to stand on.

fo0q

well thanks for all ya opinions.. obviously i dont wanna be a prick about things with em and wanna get it sorted.

but i have just heard from em that its written off and that it was valued at Ł400 and thats want that much off me?

Rs Baz

what year is the car ?????????

are you saying the damage is Ł400 or the car is worth Ł400

Rab

Piss off................ 400 quid? Give them fuck all mate. It can't be fucking well written off if it's not fucking insured!! If it's not insured they can't get you for anything, they're having a bloody laugh. Give them shit.

Rs Baz

thats correct thay wouldnt say that as it was going to be you that
was going to get the bill, does this car have tax and mot ????????

fo0q

its a k reg 106.
they only txt me tellin me and dint ring which i thought was strange.. This is what i got sent..

"Hiya its the girl whos red peugeot u smashed into ive been to the garage its not good news u have wrotre off the car got a written confirmation letter gonna have to ask u for the value the car is worth Ł400"

so your saying that it cant be officially written off if its not insured cos ive been thinkin about just buying it from them and sortin it outmyself then selling it on.

fo0q

and another thing... can a normal garage write it off or does it need to be said by a insurance assessor

Rab

It can't be written off if it's not insured. The garage can't decide if it's written off. They're taking the cunt out of you. Right, I need you to tell me exactly where on 'private land' this car was parked, where you were going, how fast etc. Give us all the details. I think you should give this girl YOUR insurance details then call the police and report the accident. If they were fucking legal, not driving about with no cunting insurance, they'd claim through their insurance to yours. Like your supposed to. Their now playing on your guilt to scam you out of Ł400.......

Zetec Andy

There vehicle has to be officially written off by a surveyor, not some grease monkey from the local garage.

Phone your insurance and seek advice, thats what you pay them for.

Rab

NO GARGAE CAN WRITE IT OFF. Only the insurance assesor can write the car off.

Zetec Andy

Agreed, give her your insurance details and leave it at that.

Rab

As we're saying, you need to get this in the legal system ASAP. The car you hit could have been knackered to start with, you don't know. YOUR rights need to be protected as well as theirs. They've seen this is a great opportunity to con you out of money God, I hate un-insured drivers

Rs Baz

a garage can wright it of if thay know the value of the car
all thay have to say to the insurance is damage value is more
than the car i think the damage has to be with in 20 or 30
per cent value of the car before thay can right it off.

ive worked in a body shop if thay say the guy is paying for it
himself then thay cant wright it off as it will be out of his own
pocket.

as for them taking it to the garage how the fook did thay do that
there's no insurance on the car.

my advice is dont piss about get to the police station and see
what thay say and report the accident to them or in time it will
be more hassle for you