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My xr2 been hit by motor bike. 1-07 = lost out on claim.

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Old 14-05-2006, 10:00 AM
  #41  
AndyRST
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If i were you i would get a friend to say he/she was traveling the other way and saw the accident and she can confirm that you had indicated and slowed down and then the bike hit you as he over took you whil you were turning.

I was witness to a biker being knocked off recently and it happened the same way as your describing except there was heavy traffic and the cars were traveling at about 10 mph and the bike was passing the cars on the outside of the lane (so not across the white line) when a car suddenly pulled out to the wrong side of the road without indicating or even looking to over take all the traffic.

In that respect the biker wasnt in the wrong IMO and I made that statement to his insurance company with what i saw happen and because the driver that knocked him off was claiming he was indicating to turn right (he wasnt, he was just jumping the que)
Old 14-05-2006, 10:14 AM
  #42  
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defo his fault mate, he shouldn't have been overtaking

As Damo said get the insurers on the case and try not to worry about it now, its out of your hands
Old 14-05-2006, 01:59 PM
  #43  
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Originally Posted by pee vee
t as long as you insist you looked in your mirrors,
but if he looked in his mirrors he would have seen the bike overtaking and not turned.
Old 14-05-2006, 02:03 PM
  #44  
Fiecos Dan
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Thats the first time, something like this has happened to me,
i looked in the mirror before i slowed down,

i slowed to 10 mph, and was on the inner edge of my lane, so wot else would i of been doing?


so you think its my fault?
Old 14-05-2006, 02:17 PM
  #45  
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Originally Posted by fiesta cossie
so you think its my fault?
I wouldn't put the full blame on either person, it was a stupid thing to do, overtaking a car thats slowing down regardless of it they are indicating or not. Its obvious the cars going to turn somewhere. But if you had checked you probably would have seen him and not turned.

If it was me I'd ask the biker how much it was going to cost to repair the bike. Having a claim and loosing 2 years ncb would cost me alot more over the next couple of years that paying for the damage out of my own pocket.

Or if you can I'd try and talk to the biker and get him to agree to pay for his own damage and you pay for yours, claiming off the insurance aint going to help him if they do go 50/50 or side with you.
Old 14-05-2006, 02:27 PM
  #46  
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i just can not get the idea how you can do a 50/50 claim if you are hit from behind ?????
Old 14-05-2006, 02:34 PM
  #47  
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Originally Posted by Eagle
i just can not get the idea how you can do a 50/50 claim if you are hit from behind ?????
He wasn't just hit from behind, he turned across the path of the overtaking bike & the bike hit the side of the car. It would be different if the bike went straight into the back of him.
Old 14-05-2006, 02:39 PM
  #48  
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sorry officer i wasn't paying attention to the car slowing down in front of me ...

Originally Posted by fiesta cossie
He sed he saw me slow down,
so ... who's fault really then ... be honest ... if the bloke has already stated that how can he say its the car infronts fault ..

i see loads of bikes as i spend most of my working life on the road.... most are good at reading the road and other cars as they have to be due to the vast amount of car drivers that tend to think they are invisible on the roads.....
but some are totally blind to cars and tend to think they have a right to overtake where ever they want ...
Old 14-05-2006, 02:47 PM
  #49  
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Wait until there is a safe gap between you and any oncoming vehicle. Watch out for cyclists, motorcyclists and pedestrians. Check your mirrors and blind spot again to make sure you are not being overtaken, then make the turn
from the highway code, which he didn't do.

Originally Posted by Eagle
sorry officer i wasn't paying attention to the car slowing down in front of me ...
If he wasn't paying attention to the car slowing down he would have crashed straight into the back of of the car.

so ... who's fault really then ...
I dont put 100% blame on either person, both did something wrong.
but some are totally blind to cars and tend to think they have a right to overtake where ever they want ...
That would be the biker in this case.
Old 22-05-2006, 07:42 PM
  #50  
Fiecos Dan
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pics now added
Old 13-01-2007, 09:48 AM
  #51  
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After months and months of crap.

insurance have settled it how they wanted to.

50-50 settlement,

my cars a class C write off, and they said its valve is Ł1000, take away the salvage value of Ł150 (so i keep it) = Ł850
- 50% = Ł425 pay out.

I'm not happy,

as its gonna cost me Ł700 to get repaired by a mate. and i've losted 3 years No claims, which on my Xr2tt cost me Ł140 more this year,
dont want to know how much it will be on the cossie.

But they said i can supplie more receipts to prove it cant be replaced for Ł1000, so might get more.


And whats a class C write off mean?
Old 13-01-2007, 09:57 AM
  #52  
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I think they mean Cat C not Class C... Can be repaired but not economical to do so basically.
Old 13-01-2007, 10:00 AM
  #53  
Fiecos Dan
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they might of said cat C, not class.

thats what i thought.

will need to be inspected afterwards?

as its only bodywork damage.
Old 13-01-2007, 10:02 AM
  #54  
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Urgh does my head in. I swear i lot of accidents happen by Motorbikes they swerve in an out of traffic, undertake and overtake in innaproprate areas etc. And then they blam the car drive for getting knocked of The same rules apply to them! Does my head in. lol


Any way rant over im gutted for u mate
Old 13-01-2007, 10:10 AM
  #55  
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im fuckin sick of ignorant bikers.

picture me driving along doing my own business, i check mirrors, pull out overtake, here this noise, biker comes over the brow of the hill BEHIND me, and overtakes the car im overtaking going THROUGH THE MIDDLE of me and the other car, and carries on.

get to the ferry and he kicks off my wing mirrors telling me i should have braked to let him continue.

fucking cunt
Old 13-01-2007, 10:14 AM
  #56  
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Originally Posted by The_J_of_Lurve
im fuckin sick of ignorant bikers.

picture me driving along doing my own business, i check mirrors, pull out overtake, here this noise, biker comes over the brow of the hill BEHIND me, and overtakes the car im overtaking going THROUGH THE MIDDLE of me and the other car, and carries on.

get to the ferry and he kicks off my wing mirrors telling me i should have braked to let him continue.

fucking cunt
You car only licence holders are so hard done by, i feel for you i really do........
Old 13-01-2007, 10:15 AM
  #57  
Fiecos Dan
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My old man's a biker, so's some of my mates and people i work with.


and every single bike rider i spoke to, Said they would never over took a car at a juntion, or even if it looked like it was gonna do something.
And that it sounds clearly that it was his fault.
Old 13-01-2007, 11:07 AM
  #58  
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gutted for you dan

specially like you say about insuring the cossie now with out them 3 years ncb

extra costs nobody needs
Old 13-01-2007, 11:14 AM
  #59  
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Old 13-01-2007, 11:17 AM
  #60  
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Originally Posted by The_J_of_Lurve
im fuckin sick of ignorant bikers.

picture me driving along doing my own business, i check mirrors, pull out overtake, here this noise, biker comes over the brow of the hill BEHIND me, and overtakes the car im overtaking going THROUGH THE MIDDLE of me and the other car, and carries on.

get to the ferry and he kicks off my wing mirrors telling me i should have braked to let him continue.

fucking cunt
I love that trick
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