DVLA Insurance Fines!
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Joined: Aug 2003
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From: HertFORDshire
DVLA Insurance Fines!
Just got myself a little Corsa Combo van as a fixer upper. It has a long MOT and tax until the end of May and doesn't need a lot doing to sort it nicely.
Now I see that according to the DVLA I must insure it or SORN it or risk a £100 fine. WTF?? Insurance will cost me £1200 as my NCB has been used on my daily and it would be beneficial to sell it with tax on it. So if you play by the rules and register a vehicle and do it all properly you run the risk of a fine. If you're a moody sod who doesn't bother you drive around without fear.
Rant over!
Now I see that according to the DVLA I must insure it or SORN it or risk a £100 fine. WTF?? Insurance will cost me £1200 as my NCB has been used on my daily and it would be beneficial to sell it with tax on it. So if you play by the rules and register a vehicle and do it all properly you run the risk of a fine. If you're a moody sod who doesn't bother you drive around without fear.
Rant over!
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Joined: May 2003
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From: Ramsgate, Kent Drives: E39 530D Touring
you can RISK a fine all you want, they cant prosecute you for anything if it's on private property, you are allowed to have tax and keep a car off-road
you're simply in the minority doing things legally, yhe generic letters are aimed at the majority of uninsured drivers
you're simply in the minority doing things legally, yhe generic letters are aimed at the majority of uninsured drivers
PassionFord Post Troll
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you can RISK a fine all you want, they cant prosecute you for anything if it's on private property, you are allowed to have tax and keep a car off-road
you're simply in the minority doing things legally, yhe generic letters are aimed at the majority of uninsured drivers
you're simply in the minority doing things legally, yhe generic letters are aimed at the majority of uninsured drivers
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PassionFord Post Troll
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New rules for SORN vehicles. New guidelines have been issued to Magistrates today on how to deal with vehicals off road but not SORN'ed
I thought it may be of interest to anyone who "lays up" their cars for the winter (me) and the insurance expires in this period.
The only issue this will cause is if people, leave their car on the drive, let the insurance expire and don't declare it SORN. If it's not declared SORN it has to be insured, which is a waste of money.
So the rule is, declare it SORN if it not being used and isn't insured.
Here is an overview issued by MSE news.
A new law will make it compulsory for all motorists in Great Britain to insure their vehicle unless it has formally been declared off-road.
Everyone must soon get insurance now if they use their car, van or motorbike but this will be extended to all vehicles that are taxed, even if you don't use it.
The new regime will begin in late spring though no firm date has been set.
This means those with vehicles kept in a garage for long spells are most at risk of falling foul (see the Cheap Car Insurance guide).
The rules also affect motor caravans that may only be used for brief spells at a time, which many people only currently insure for part of the year.
Anyone caught without insurance faces a penalty in excess of £1,000 and could have their vehicle destroyed.
David Evans, from vehicle licensing agency, the DVLA, says: "We know that uninsured drivers are a menace on our roads and add around £30 to honest motorists' premiums."
Are there any exceptions?
You can only escape the compulsory insurance requirement if you declare your vehicle as officially off-road. To do this, you must fill out a Statutory Off Road Notification (Sorn).
Anyone who has not used their vehicle and not had it taxed since the Sorn regulations came into force in January 1998 is also exempt.
This will mostly apply to classic cars but if you own a vehicle that has been taxed since then you will have to buy insurance unless you declare it Sorn.
The law will apply in England, Scotland and Wales but not in Northern Ireland.
How do I declare a vehicle Sorn?
To do this, see the Direct.gov website.
To fulfil these requirements, your vehicle must be kept off the road.
What counts as off-road?
Typically, off-road means garages and driveways. It does not apply to simply leaving your car parked on the side of the road.
Any part of a public road, including grass verges and ground adjoining the road, is deemed on-road.
The DVLA says you should contact your local authority if you have any doubt.
How will the DVLA know if your vehicle is insured?
The DVLA will compare its records of taxed vehicles with those on the Motor Insurance Database which records all insured vehicles.
What happens if my vehicle is uninsured?
If a vehicle is uninsured, its registered keeper could:
•receive a fixed penalty of £100;
•have their vehicle wheel-clamped, impounded or destroyed;
•face a court prosecution, with a possible maximum penalty of £1,000;
•pay far more for insurance in future.
I thought it may be of interest to anyone who "lays up" their cars for the winter (me) and the insurance expires in this period.
The only issue this will cause is if people, leave their car on the drive, let the insurance expire and don't declare it SORN. If it's not declared SORN it has to be insured, which is a waste of money.
So the rule is, declare it SORN if it not being used and isn't insured.
Here is an overview issued by MSE news.
A new law will make it compulsory for all motorists in Great Britain to insure their vehicle unless it has formally been declared off-road.
Everyone must soon get insurance now if they use their car, van or motorbike but this will be extended to all vehicles that are taxed, even if you don't use it.
The new regime will begin in late spring though no firm date has been set.
This means those with vehicles kept in a garage for long spells are most at risk of falling foul (see the Cheap Car Insurance guide).
The rules also affect motor caravans that may only be used for brief spells at a time, which many people only currently insure for part of the year.
Anyone caught without insurance faces a penalty in excess of £1,000 and could have their vehicle destroyed.
David Evans, from vehicle licensing agency, the DVLA, says: "We know that uninsured drivers are a menace on our roads and add around £30 to honest motorists' premiums."
Are there any exceptions?
You can only escape the compulsory insurance requirement if you declare your vehicle as officially off-road. To do this, you must fill out a Statutory Off Road Notification (Sorn).
Anyone who has not used their vehicle and not had it taxed since the Sorn regulations came into force in January 1998 is also exempt.
This will mostly apply to classic cars but if you own a vehicle that has been taxed since then you will have to buy insurance unless you declare it Sorn.
The law will apply in England, Scotland and Wales but not in Northern Ireland.
How do I declare a vehicle Sorn?
To do this, see the Direct.gov website.
To fulfil these requirements, your vehicle must be kept off the road.
What counts as off-road?
Typically, off-road means garages and driveways. It does not apply to simply leaving your car parked on the side of the road.
Any part of a public road, including grass verges and ground adjoining the road, is deemed on-road.
The DVLA says you should contact your local authority if you have any doubt.
How will the DVLA know if your vehicle is insured?
The DVLA will compare its records of taxed vehicles with those on the Motor Insurance Database which records all insured vehicles.
What happens if my vehicle is uninsured?
If a vehicle is uninsured, its registered keeper could:
•receive a fixed penalty of £100;
•have their vehicle wheel-clamped, impounded or destroyed;
•face a court prosecution, with a possible maximum penalty of £1,000;
•pay far more for insurance in future.
I'm Finding My Feet Here Now
Joined: Mar 2008
Posts: 131
Likes: 0
just because you declare sorn it doesn't state you have to surrender the tax?? I would declare it sorn, to avoid insurance fines, but keep the tax for re sale. If it is found on the road it is taxed, so should overwrite the sorn, it's up to the person using the car on the road to insure it before they do so.
assuming the v5 is in your name, you get a warning letter from the DVLA asking you to sorn it, if you plan on punting it on i wouldnt worry about insuring it (unless you want to use it) or SORN'ing it
my old bmw ran out of tax end of feb and i only had the warning letter from the dvla 2 weeks ago
my old bmw ran out of tax end of feb and i only had the warning letter from the dvla 2 weeks ago
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