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Insurance on a Car that has a different engine?

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Old Sep 3, 2010 | 07:38 PM
  #1  
Shep_Cobain's Avatar
Shep_Cobain
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Default Insurance on a Car that has a different engine?

Hi guys,

I'm buying a fiesta that has a 2.0l Zetec in it. The car was a 1.0 litre fiesta and is still registered as one.

I am getting a quote of £220 fully comp for the 1.1 but i was wondering if you guys know of any cars that have had the conversion done but have registered it legally so i can use the registration number for a quote on moneysupermarket.com

thanks

Shep
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Old Sep 3, 2010 | 07:44 PM
  #2  
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either re-register it as a 2l or keep it as is and declare the 2l conversion as a mod just the same you would declare any other mod!
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Old Sep 3, 2010 | 07:51 PM
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Doesn't quite work like that!

Adrian Flux/Greenlight say that they base the premium on the type of car the engine came from, so find out what's the lowest insurance group out of Mondeos, Fiesta Si 2.0, Escort (did they do the 2.0 in the escort) and Focus and tell them it's from one of those!

Chris
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Old Sep 3, 2010 | 07:56 PM
  #4  
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does know one have a xr2 or a fiesta that they have stuck a 2.0l zetec in and registered it with the DVLA so i can get an insurance quote using their reg
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Old Sep 3, 2010 | 08:02 PM
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just insured my 3dr with HIC, they just wanted to know what the engine was out of make and model etc. says on the insurance next to engine mods 2.0l mondeo

mine is very modifed with roll cage etc and cost £580 FC
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Old Sep 3, 2010 | 08:06 PM
  #6  
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you can use my 2l focus reg if you want. i find the focus is cheap to insure.
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Old Sep 4, 2010 | 09:22 AM
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Just get onto the phone to a specialist that insures modified cars, don't mislead at all, won't be as bad as you think, most insurers want std cars so needs to be a dedicated mod insurer for best value, although adrian flux REFUSED to quote me due to my disability, is that even legal!!
tabetha
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Old Sep 4, 2010 | 10:03 AM
  #8  
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adrian flux gave me a great quote then when i rang up when i had the deposit ect said they couldnt do it anymore ect WTF! but not to worry got it cheaper now anyways, but as said i thought you could just tell the dvla that youve put a diffrent engine in then it should show up as a 2.0 ?
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Old Sep 4, 2010 | 10:13 AM
  #9  
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Like all my other cars, you need to register with DVLA with the new capacity and inform insurance of the alterations. They will see it as a modification, but might be a little more understanding if it carries a lot of the original ancilliaries. Job done.

I'm with Adrian Flux, gave best quote last year but not so much this year. But I'm still going to stick with them because the policy is a work of art

Last edited by COCHYN; Sep 4, 2010 at 10:17 AM.
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Old Sep 4, 2010 | 10:14 AM
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yeah that what i was trying to say lol thats how i thought it worked anyways
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