Insurance companys are robbers!!!
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Insurance companys are robbers!!!
So just phoned up to get a price on my renewal. last year i was 24 with 6 years no claims, this year i will be 25 with 7 years no claims on my escort cosworth and its gone down £3!!! what a joke 
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From: Leicester
PassionFord Post Troll
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Have you tried some of the comparison sites? Some of the prices quoted might not be final (in that some of them don't apply when you actually try to take out a policy), but you're bound to find something cheaper I'd think. Definitely shop around.
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Thread Starter
I've found that life I needed.. It's HERE!!
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From: Leicester
i will try them aswell, another thing to add, is the car is garaged, limited miles to 3000 i couldnt belive it, they told me last year it would drop massivley as soon as i hit 25, not £3 lol
Paul @ Needtoinsure is well worth the call... He has an Esc Cos + Series one so knows his fords.. Phone up and ask for him 
01623 720081
www.needtoinsure.co.uk
01623 720081
www.needtoinsure.co.uk
PassionFord Post Troll
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From: UK
Try Keith Michaels as well. They are specialist insurers. I'm sure they take into account your no claims and prior experience on performance cars more than the numpty insurers do.
http://www.keithmichaels.co.uk/
Maybe ask if one of their sales staff specialises in Ford in particular, because Gary Moulson that works there (if you check out the 'Contact Us' section of the site) specialises in Subarus and will get you a better quote than the rest, taking into account mods, etc. I'm sure another sales guy specialises in high powered Nissans, etc, so it may be the case that one of them could give you a better quote for a Cosworth.
http://www.keithmichaels.co.uk/
Maybe ask if one of their sales staff specialises in Ford in particular, because Gary Moulson that works there (if you check out the 'Contact Us' section of the site) specialises in Subarus and will get you a better quote than the rest, taking into account mods, etc. I'm sure another sales guy specialises in high powered Nissans, etc, so it may be the case that one of them could give you a better quote for a Cosworth.
PassionFord Post Whore!!
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From: Nottingham
The increase will have been mainly offset by the reduction due to increased NCB and or age.
The first car I insured cost me 50 pence (actually 10 shillings) my current car costs £240.
Percentage wise I think my increase is greater than yours.
.
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From: southampton
i prefer to pay slightly more for a better service if the shit hits the fan
were with direct line, had a couple non fault accidents, and house got burgled few year ago
faultess service for claims, no problems whatsoever, i plan to stick with them to be honest.
were with direct line, had a couple non fault accidents, and house got burgled few year ago
faultess service for claims, no problems whatsoever, i plan to stick with them to be honest.
i always use the rs owners insurance boncaster free track day insurance and stage 3 3 door valued at 9000 under £300 ltd miles to 3000. Just changed to a saff stage 3 valued it for 6000 and its gone down to about £200 i think. The other rs owners insurance hastings i think there not bad too.
My Cossie Ate My Money
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PassionFord Post Whore!!
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From: southport
it is a joke, i got a renewal through the post saying they wanted about 700 quid, i thought sod that so didnt renew, then got another renewal off them about 2 weeks later and it was half...
this was years ago, i didnt go with them, eeven tho it was cheaper on the second renewel, cos i thought you cunts, you wanted double 2 weeks earlier ...
this was years ago, i didnt go with them, eeven tho it was cheaper on the second renewel, cos i thought you cunts, you wanted double 2 weeks earlier ...
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Always move around mate as they think your lazy and make silly offers which if u don't update they just go with,their trying it on like they all do.ring everyone you can think of,back of autotrader is a good source and avoid local brokers as they only want to rip you off.their middle men and therefore are taking a profit off you.as said direct line do a very good service,I know cos I'm in the bodywork game so we deal with a lot of them.under no circumstances whatsoever use fortis as they are the biggest bunch of cunts I've ever dealt with in my entire life,they owe my company nearly £5000 in storage charges and I know a few garages,us included that will not do work for them as they are so bad at paying out.Unfortunatley unbeknown to me aa were underwritten by them on my house insurance.we had a problem with our drains at home and Reading thru the policy it said that as we had raw sewerage pumping up thru the downstairs shower therefore meaning we couldn't use any toilets and could only run one tap in the utility room. we would be put up in a hotel as per our policy documents until the works were finished,only a day or so.aa agree so we leave it to them to arrange and book the local hotel,not taking the piss but say £70 per night job,as were on our way out of the house fortis phone,your not covered,it's a mistake on your policy documentation.we explain that we have no means of toilet and they say " go outside or ask your neighbour".how does fuck off sound effectively!!my mate then has a burst water tank in the loft of a house he's unofficially renting out with no insurance,insures it at 10am and lo and behold the next weekend he comes home to find it flooded and now he's being put up in a £125 p/night hotel as the whole house is fucked!!believe he's with direct line so not a bad overall choice.
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From: Leicester
this gets crazier, i did a online comparison site just for being curious and got quoted between £1,186 to £11,555 has the world gone mad, i maybe only be 25 but i have a company car that i do 50k a year in, 7 years personal no claims, no accidents, no points and all i want to do is insure my escort for under a grand!
Tried Boncaster earlier they want me to ring them back in a few weeks closer to my renewal.
Makes me think about selling the car!
Tried Boncaster earlier they want me to ring them back in a few weeks closer to my renewal.
Makes me think about selling the car!
well they insure my stage 3 3 door at 26 with 7 years no claims 9 points all mods declared with my daily driver 1.6 escort estate as well for £500 fully comp thats a good grand cheaper than any other quotes i got
Always move around mate as they think your lazy and make silly offers which if u don't update they just go with,their trying it on like they all do.ring everyone you can think of,back of autotrader is a good source and avoid local brokers as they only want to rip you off.their middle men and therefore are taking a profit off you.as said direct line do a very good service,I know cos I'm in the bodywork game so we deal with a lot of them.under no circumstances whatsoever use fortis as they are the biggest bunch of cunts I've ever dealt with in my entire life,they owe my company nearly £5000 in storage charges and I know a few garages,us included that will not do work for them as they are so bad at paying out.Unfortunatley unbeknown to me aa were underwritten by them on my house insurance.we had a problem with our drains at home and Reading thru the policy it said that as we had raw sewerage pumping up thru the downstairs shower therefore meaning we couldn't use any toilets and could only run one tap in the utility room. we would be put up in a hotel as per our policy documents until the works were finished,only a day or so.aa agree so we leave it to them to arrange and book the local hotel,not taking the piss but say £70 per night job,as were on our way out of the house fortis phone,your not covered,it's a mistake on your policy documentation.we explain that we have no means of toilet and they say " go outside or ask your neighbour".how does fuck off sound effectively!!my mate then has a burst water tank in the loft of a house he's unofficially renting out with no insurance,insures it at 10am and lo and behold the next weekend he comes home to find it flooded and now he's being put up in a £125 p/night hotel as the whole house is fucked!!believe he's with direct line so not a bad overall choice.
Hit the enter button now and again
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Advanced PassionFord User
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From: SUTTON IN ASHFIELD
its fuckin stupid ive got a 1.3 escort runaround at the min its a 20 year old car and quinn who ive been with for 2 years want £800 tpft im 26 with 2 years ncd yeat cis will do it for £385 fully comp
Oh and my insurance dropped about £400 when i hit 25 so no myth to me
Oh and my insurance dropped about £400 when i hit 25 so no myth to me
I've found that life I needed.. It's HERE!!
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From: Leicester
Once you hit your maximum no claims discount your insurance will generally start to rise again, i shop around and my insurance has been going up for the last 3 years, i used to pay 450fully comp, then 550 now 600, its a fooking joke, im 28 with 9 years NCB. Adrian flux are the cheapest i have found.
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Virgin
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From: UK
This a page on StrikeEngine that has links to companies claiming to specialise in performance car insurance. A lot of them have been mentioned already in this thread but there is a few that haven't, I hope it helps
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From: under the bonnet
Im with these guys...
http://www.skyinsurance.co.uk/modifi...FR-Y2Aodw0jgYw
Was insuring 2 modified cars through them just gone down to the one now but cant complain with the service ive been given
http://www.skyinsurance.co.uk/modifi...FR-Y2Aodw0jgYw
Was insuring 2 modified cars through them just gone down to the one now but cant complain with the service ive been given
Always move around mate as they think your lazy and make silly offers which if u don't update they just go with,their trying it on like they all do.
ring everyone you can think of,back of autotrader is a good source and avoid local brokers as they only want to rip you off.
their middle men and therefore are taking a profit off you.as said direct line do a very good service,I know cos I'm in the bodywork game so we deal with a lot of them.
under no circumstances whatsoever use fortis as they are the biggest bunch of cunts I've ever dealt with in my entire life,they owe my company nearly £5000 in storage charges and I know a few garages,us included that will not do work for them as they are so bad at paying out.
Unfortunatley unbeknown to me aa were underwritten by them on my house insurance.
we had a problem with our drains at home and Reading thru the policy it said that as we had raw sewerage pumping up thru the downstairs shower therefore meaning we couldn't use any toilets and could only run one tap in the utility room.
we would be put up in a hotel as per our policy documents until the works were finished,only a day or so.
aa agree so we leave it to them to arrange and book the local hotel,not taking the piss but say £70 per night job,as were on our way out of the house fortis phone,your not covered,it's a mistake on your policy documentation.
we explain that we have no means of toilet and they say " go outside or ask your neighbour".
how does fuck off sound effectively!!
my mate then has a burst water tank in the loft of a house he's unofficially renting out with no insurance,insures it at 10am and lo and behold the next weekend he comes home to find it flooded and now he's being put up in a £125 p/night hotel as the whole house is fucked!!
believe he's with direct line so not a bad overall choice.
ring everyone you can think of,back of autotrader is a good source and avoid local brokers as they only want to rip you off.
their middle men and therefore are taking a profit off you.as said direct line do a very good service,I know cos I'm in the bodywork game so we deal with a lot of them.
under no circumstances whatsoever use fortis as they are the biggest bunch of cunts I've ever dealt with in my entire life,they owe my company nearly £5000 in storage charges and I know a few garages,us included that will not do work for them as they are so bad at paying out.
Unfortunatley unbeknown to me aa were underwritten by them on my house insurance.
we had a problem with our drains at home and Reading thru the policy it said that as we had raw sewerage pumping up thru the downstairs shower therefore meaning we couldn't use any toilets and could only run one tap in the utility room.
we would be put up in a hotel as per our policy documents until the works were finished,only a day or so.
aa agree so we leave it to them to arrange and book the local hotel,not taking the piss but say £70 per night job,as were on our way out of the house fortis phone,your not covered,it's a mistake on your policy documentation.
we explain that we have no means of toilet and they say " go outside or ask your neighbour".
how does fuck off sound effectively!!
my mate then has a burst water tank in the loft of a house he's unofficially renting out with no insurance,insures it at 10am and lo and behold the next weekend he comes home to find it flooded and now he's being put up in a £125 p/night hotel as the whole house is fucked!!
believe he's with direct line so not a bad overall choice.
Virgin
Joined: Oct 2009
Posts: 10
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From: plymouth
mine just went up again,on my st monny with mod"s it has gone upto £630 fully comp and i have bloody 9 years no claims!!! it"s a bloody joke,even when you think they are our pride and joy they just take the piss i think
'Go compare' 'Go compare'
'When in a flap to save some cash go compare'
I'm with boncaster and have been for most of the 9 years that I've owned the car, went with flux for 1 year but then went back to boncaster
as for the coment of the track day cover it is free for RSOC organised events BUT you have to pay the first 1k for any claim if you mash up out on track
Luciano
'When in a flap to save some cash go compare'
I'm with boncaster and have been for most of the 9 years that I've owned the car, went with flux for 1 year but then went back to boncaster
as for the coment of the track day cover it is free for RSOC organised events BUT you have to pay the first 1k for any claim if you mash up out on track
Luciano
which was the cheapest so i had to pay it HIC are very good with claims and they also cover you for track on a classic car policy
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