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Old Jan 11, 2005 | 03:09 PM
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Default Insurance Q

right. how long after ur car insurance policy expires do u have to start another one and use the noclaims. ie i got a policy that runs out in april, say the 1st, of which i will hopefully of earned another years noclaims, but im getting rid of that car and im gona get a differnt one, hopefully within the month but not sure. obviously i want the xtra years noclaims but i was told it would expire if not used on a policy within a certain time. is this true? if so how long do i have be its inelligable

cheers
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Old Jan 11, 2005 | 03:12 PM
  #2  
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you got a couple of years IIRC
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Old Jan 11, 2005 | 03:42 PM
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fair enough, i was told it was limited to a month or so dependant on insurer
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Old Jan 11, 2005 | 03:48 PM
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I really think it varies between insurance companies. You'd need to talk to the insurer you plan to take out the policy on the next car with, and see how they want to play it. That's probably your safest bet
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Old Jan 11, 2005 | 05:10 PM
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In most instances the NCB is valid for two years after the expiry of the last policy, although subject to confirmation of driving under another policy in the interim, some companies will accept up to threee years old NCB.

If you are talking about a few months then you should have no problems with any private car insurers on the market.

HTH

Edd
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Old Jan 11, 2005 | 05:52 PM
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well im not sure on time but a mate of mine his insurance ended he was in tenereef(sorry about the spelling)for 8 weeks and come back to nothing 4 years ncb down the shitter
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Old Jan 12, 2005 | 07:36 PM
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can u get a policy that lasts for a month or 2? if so who wid
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Old Jan 12, 2005 | 10:01 PM
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Originally Posted by boost mad
can u get a policy that lasts for a month or 2? if so who wid
Yes, but only a very few companies offer this and you will pay well over the odds for the short term cover - I wouldn't bother if I were you !
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Old Jan 12, 2005 | 10:04 PM
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Originally Posted by boost mad
can u get a policy that lasts for a month or 2? if so who wid
Short term policies and some can do them by the week.
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Old Jan 12, 2005 | 10:05 PM
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ne idea who tho
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Old Jan 12, 2005 | 10:09 PM
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Budget do monthly policies.

Most important thing is when your current policy matures make sure you get in writing off the ins co how many years no claims you have earned.

As said above, most allow 2 years, some 3 years but it does vary.
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