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Ive used the hic in the past, they are a sister company of adrian flux so if u call for a quote dont mention that u've had a quote for them or they wont quote you. I called adrian flux in the past while still with the hic and they beat my renewal, but only because they try harder for new customers imo. Crazy x
Funnily enough I rang HIC second, they asked who else I tried, and weren't interested in quoting when I said Flux. Might try again in a bit.
I just dont tell insurers who else Ive tried now, will tell them my best quote if I feel its a good one. You're under no obligation to give them that info x