23 next month, driving for nearly 5 years, 3years NCB, SP30, ST2 postcode, on a std 1992 xr2i, best quote was 726, then had loads at 900+ and performance dirrect just quoted me £2300!

theyre not even that quick!!

wtf?!

 

High insurance group (14) and also so many have been stolen/smashed over the years so that they now command a hefty premium for an old car with sweet F/A Horsepower.

 

annoying because ive seen a smart one thats already stripped, on spax suspesion, my ideal wheels and colour, basiclly, the EXACT spec id want an xr2i, and its only £500!

i might just bite the bullet and go for it anyway. fucking gutting though handing over money for something ill probably never 'use'.

 

Yeah but its the law... If you want it, go for it!!! Pa the insurance. Look at ways of lowering that high premium...

Limited mileage, or a classic policy etc.

 

yeah it will be limited ileage, and if i can wrangle a classic policy i will.

 

mate its an ST post code!!

You back in stoke??? have to meet up some time!!!

 

im in stoke at the mo but heading back to somerset today, then back to ireland next week for a couple of weeks, then moving back up here towards the end of the month. been offered a house in milton through a friend so think im gonna take that and get myself back up here. just need to find a bloody job p here :S

 

I pay around £400 to insure my ERST with everything declared! PMSL.

That is all.

 

is that with all mods declared or saying its bog standard stu? as its alway best to declare just incase

my e46 m3 coupe only cost £700 and the xr2 turbo fully declared with agreed valvue was only £600 but i am getting older now only good point i spose

 

My RST is £225 on a classic policy as a second car fully comp and i'm not even 30 yet

 

Put it in one of your parents name and go on as a second driver. Everyone frowns on it on this site but in the real world shitloads of people do it

 

try a company called footman james, they only charge me £166 a yr for my cab, limited milage tho

 

i cant realy put my parets as policy holders as theyre moving to america next month.

been quoted 560 through adrian flux with nig. thats tpft with uprated suspensin and wheels declared, can do any cosmetic mods, exhuast and filter without it effecting anything either. might call back and get a quote for FC to drive other cars though.

fucking ball ache.

 

got a number?

 

thats about the same as what i was re quoted for mine this year before i got my FRST with same ncb and sp30. I pay 100 more for the rs with fully comp and all declared with chris knott.

i had an xr for 3 years and realised i could have something a bit better and quicker for around the same money

 

well ive been to see the car and decided to go for it. the shell is very very good. theres a couple of plates on the sills which are solid but tatty looking that probably want redoing, and another small hole that will need doing for the mot, but the rest of the sills towards the back, and the floors are fine. also the filler cap area is perfect bar a scratch where someones obviously fumbled with the key. even all the foglights are intact. its original and rust free anyway. only done 72k, engines sweet, new clutch, rad, shocks, springs, red dot disks, avon zv3s iirc on rs2k rims, one bucket, 3" 6point sabelts. already stripped out.

only fault really is the paint, one of the previous owners was fond of touching up panels but this can be sorted, not that i really care.

 

Adrian flux will not cover you to drive any vehicle until you are 25, i was with them for 5 years and told them to piss off this time, I had a st170 when i was 23 with lots of performance and handling mods and paid 650 then sold it and bought a citroen c4 vts hdi 140 (moment of madness) now bought another st170 in standard form and they are asking for 950 lol . swinton have insured me for 400 with 5 years ncb in bs14 postcode and had license 5 years so pretty good.

 

Have you thought of scrapping the xr21 idea and looking into an rs1800? dont think their as hated by insurers stu

 

I'm 21 with 2 years NCB and pay £470 for my XR2i 16v, mods declared, thats with Admiral.

 

thats a very very good price

 

will be ringing admiral!

peterd its not that i wanted an xr2i, i had my mind set on a puma but this came up cheap with plenty of the right boxes ticked so i thought sod it. itll break for a grand i recon anyway.

 

I've always been with Admiral as they have always been the cheapest for me.

 

I have an XR2i 16v and i'm 24 and its 810ish TPFT paid monthly. Only mod so far is comps and they're declared Thats with Admiral aswell

 

if you havent already, give the guys at brentacre a call. they do modified and standard policys. I'm 22. yrs ncd drive a 3.2 jaguar and pay £660 a year. When I was 20 xr2 mk2 on a modified policy for £780

 

i tried to insure a mk1 xr2 fiesta standard in a locked garage 3000 miles per year...cheapest was 1200!!!! rip off.

my mk5 escort is just under a grand a year for 30,000 miles a year and im a named driver on a 1.8 focus estate petrol fully comp protected no claims for £280
im 20 with no no-claims had licence 3 years

 

i'm 22 and admiral are cheapest for me with the vr6 golf £460

 

thats not true m8 i have one friend whose 23 with a 200sx s13 and another with a astra sxi who are both with adrian flux