Okay, decided I want one now.....Im going to have a ring round about quotes etc ...any ideas so Im not on the fone all day on monday?
Dad works in insurance but is playing hush hush as he doesn't want me to be driving one, isnt it always the way?
I know HIC won't take me, and I know admiral and dominion plan will rape me up the arse...any other input would be helpful =)
To be honest I just want a list of insurers that would take a 17yr old...I can compare prices myself as obviously it's going to differ a lot locationwise to some of you etc
Much appreciated
Kate
xx

 

dont know of any tbh, i couldnt get under £1800 tpft at 18 (plus yor a girl )

 

is there really any need?

 

and that was with HIC btw. before that big old claim which fcuked em up

 

thats what i was thinking, surely dominion could just say no

 

Ive worked for Dominion Plan this summer, lol....hence I know I would never ever be insured by them....not the most productive company im sure, lol.
Im not too worried about the cost really....it's the actual issue of which insurers won't just laugh at me when I ring up trying to insure one =)

 

ah ok, well interford quoted me, besides them i think HIC were the only sub 3 grand ones

 

Try www.confused.com

They came up with a few half decent quotes for me,theres a couple which they search who specialize in female drivers i think,ladybird or something?

 

OMG, jus got quoted from QUOTE-A-CAR £1984.41 on a provisional license on my S1 co-op wanted £3600 on full license and £3400 on a provisional pmsl
Niiiiiiiice

 

sorry not one to gloat but i have insured my rst for £270 fully comp with protected no claims aswell

 

and ure what? 63?

 

not quite im 33 with 5 years no claims bonus

 

well same diff lolol jk

 

can u not go as a named driver? i dont see the merit in forking out so much for your own insurance, fair enough u get no claims, but as i have proved most people do crash within first 2 years of owning their license and insurance is a lot lower when ur a bit older anyway..

fair enough u can afford it but i see it like this, its like paying £100 for packet of biscuits... you can afford it but its just not worth it...

if u see what i mean... xx

 

diamond insurance suppose be good for women.

 

depends what biscuits like i wldnt pay 2K for a metro, but i'd pay 2K to drive me turbs

 

As i suggested earlier babe, try and get named driver or something with your mum.

Its like you pointed out earlier tho, which would you rather?

£3k Fiesta 1.4 + £1k insurance

or

£2k S2 and £2k Insurance

I know which id chose! Got mine when I was 17 too

 

and uve drove it how many times phil?

 

Fuck knows Div, had it out and about for months before doing that ZVH tho Which I believe is considerably more times than you

 

I'd rather start building up the no claims straight off, whilst I have the money to pay the higher costs now, as I doubt I could afford insurance without any no claims when im in uni living on beans and tinned hot dog sausages. =)
As nice as you have all been, who should I actually make a point of ringing on monday.... I'll try diamond, interford?

 

Ring everyone in the back of Fast Ford

 

yeah better off with own policy least build no claims, i know people who went as named drivers for few years now they want own they cant too expensive still, we all have start somewhere,

 

Fair play phil, i cant argue with that

 

i did that just get stupid questions all time, i stick with performance direct always to me good deal for me and beat most quotes

 

Exactly, I'd rather pay the most, when I have the most spare cash....
I went to confused.com and got 3 sub 3grand quotes....thats including my saying it would be a modified car, and that im a new driver without pass-plus (althought I do intend to get pass-plus, Id rather get the higher quotes, at least then I get a nice surprise when i have the pp lol)

QUOTE-A-CAR/Quote 1 £2699.17
BUDGET/Zenith £2762.18
DIAL DIRECT/Zenith £2767.04
Not half bad, Ill give them a ring Monday no problems =)

 

yeah u always get some that wil quote better, just ring instead of online quotes, not sayin u do but far from accurate anyway.

 

how much then you will need £2000 to spend on the thing ever time it plays up and half the time it will be parked up(broken) but you are thinking along the right lines we all got to start some where good luck!

 

i dunno, when i had my civic i went with www.insureyourmotor.com or whatever it is (.co.uk, i can't be arsed checking) they were pretty cheap

worth a try i suppose

 

tonypastie, very true mate, people warned me just how much an RS is to run and tbh i ignored it thinking i wouldnt be modifying etc how much could it cost!!!

how wrong was i, +£3k on the car and +£2k keepin it on the road in less than a year

 

RS Turbo or House ? RS Turbo cos you will never afford a house whilst you own a RS turbo

 

bloody hell!just had a look at this thread .you young uns have it tough with insurance.cant believe what your prepared to pay its bloody stupid.still wish i was your age though

 

bloody hell!just had a look at this thread .you young uns have it tough with insurance.cant believe what your prepared to pay its bloody stupid.still wish i was your age though

 

Well.... if it ever gets to that Katie, you can always come.... er.... "work" for me

 

Blimey, 33 with 13+ years of no claims and I cannot insure my XR for anything like that! I pay double on a poxy non turbo... mmmm

 

OMG there is no way i would pay that even if i had the money
you must be earning a fortune to even consider it..
Just think how many cans of baked beans you could buy at uni with that

 

give liverpool victoria a bell mate

 

Adrian flux, ive been with them 7 years since i was 18 and there the best for me by far

worth a call

 

My Mk2 RS2k is £134 to insure fully comp

Yet when i had the Esc Cossie that was £1970 at 30 years old with a "couple" of points

If you can afford to build your no claims do so , however the 2k+ your gonna spend would pay for some nice mods though ??

Nige

 

Just a couple Nige?

When my missis past her test she bought a uno turbo and that was 850tpft with dimond

 

thats good surely

2k for insurance is criminal, my first motor was 400 datsun 120y and i was 20