i recieved a payment by cheque for one of my car parts last week so i payed it in so it would clear. today i went to check it was clear and post the parcel and the bank said it was never paid in and they dont know what im on about? i got in touch with the person who issued the cheque and he says its cleared? what can i do?

 

Have you not got the paying in book stub?

 

Not a lot apart from waiting... Had this happen a few times with Barclays!

And it turned up about a week later all 3 times!!

 

i dont normally use barcalys, only paid it in there so its seperate from my work accounts lol, i havnt got the reciept now as i didnt use paying in book i just used a slip and hsbc who i norm use are bong on and never had a prob so never really worried

 

the other thing being what do i do in regards to the parcel?

 

it'll be when you paid it in they keyed your account number in wrong, so the payment still leaves the otherguys account but if the details for you are incorrect they go to a temporary holding account called rejected entries fir your sort code, people check this account on a daily basis and match up the rejected transaction with the reciepts from the counter staff, then sort the transaction out.

This will be whats happenin with your cheque mate, sit tight as this happends soooo often there will be a backlog, hense why the guys above always got his money through a week later

PM me if you wanna know more, I did cheques for 3.5 years with Barclays

 

so will i def get the payment if i send the parcel?

 

if it's left the other guys account you should mate but I wouln't send it till I see the money in your account, they might not match the entries with your account and then they would return the funds to the debiter

Wait if I were you mate, you should ring your branch anyways, they should be sorting this for you, they make reciepts for every transaction they do, so if you can remember what counter you went to and what time they should be able to find your transaction

On a side note if you paid it into your Barclays account the reciepts get sent off daily so it can take them a day or 2 to get the info back from a local processing centre, which branch did you pay it into? Sort code?

 

I had this happen to me and it was a fucking nightmare to say the least....spend 2 days on the phone constantly to halifax chasing a vanished 3k cheque.

Absolutely shocking that can actually loose your money!

You must have a receipt for paying it in or some sort of infoirmation from teh guy who's cheque it is (get him to contact bank and find out where his funds went to).

Good luck and it woint be easy.....worst thing is the guy I was selling to thought I was ripping him off as his money had gone from his account :S

Cheers
Dan

 

i dont have the reciept as i never bothered keeping it as i thought it was safe once given to them, never had a problem before with hsbc but barclays are bloody useless.

should it deff end up in my bank as my name is on it? i feel im in a catch 22 as i dont want to send the parecl without having the money and the blokes sent the cheque

 

you have no proof that the buyer is not lying, and that the money hasnt cleared from their account. buyer could be trying it on? could be something else to look into!!!

 

he sent me the cheque number to look up, i think it would be a good idea if he went to his bank and find out where the cheques gone?

 

would be easier for him to find out than you!

 

Yes that would be a good idea as his cheque will have a coding on the back of it which Barclays can trace to find the account of where the cheque went

Your bank should still be doing this for you though mate it's not down to you, just go in or ring them up and create hell and let them know that there is a purchase hanging on the clearance of this cheque, if they don't jump through hoops ask for the manager, you're not at fault here the bank is!!

 

you cock lol

 

Get the other chap to send you a screen shot from his online banking page.
I would have thought it'd show the cheque leaving and where its gone to.

Bare in mind to the banks its all paper. Theres no such thing as 'money', its all just numbers in a machine.