rwd with the lowest insurance?

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Old 12-12-2010, 04:47 PM
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PileOfRust
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Default rwd with the lowest insurance?

Are there any rwd cars that have reasonable insurance prices for a 19 year old?
I start learning in may but ive been thinking about what to get for my second car, i would rather get rwd, so i done an insurance quote as if i was 19 and insuring a e36 320i saloon (170hp), £2800 with 1years ncb, third party fire and theft.
are they good cars? are there any alternatives that offer the same rwd fun?

cheers

Edit - im expecting the "you'll be too young for a rwd car" lol. just remember you were my age once, and people go on about them being better than fwd by alot so they must be worth it?

Last edited by PileOfRust; 12-12-2010 at 04:51 PM.
Old 12-12-2010, 04:49 PM
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gouch1
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no such thing as cheep ins at 19
Old 12-12-2010, 04:51 PM
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what car do you think is better for a 2nd?
Old 12-12-2010, 04:55 PM
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gouch1
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some volvos are rwd tunable and low ins group
Old 12-12-2010, 04:59 PM
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Originally Posted by gouch1
some volvos are rwd tunable and low ins group
yeah i thought about them but i dont like the look of em tbh
what are 2.0 sierra saphs like?
Old 12-12-2010, 05:12 PM
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You have Sierra/Granada from the Ford range, the said BMW'S like you mention apart from that I can't think of anything that would be insurance friendly for you. A lot depends if you have a preference for a particular manufacture or just anything?

What you have heard about being 'Better'? A true driver may appreciate RWD as I do but FWD has advantages as well especially in the snow conditions as of late, I.E you don't get stuck much, where as RWD is hopeless, there are very few modern RWD cars around and those that are tend to be sports saloons etc. In normal day to day driving you don't really notice the difference.

Martin
Old 12-12-2010, 05:29 PM
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Originally Posted by martysmartie
You have Sierra/Granada from the Ford range, the said BMW'S like you mention apart from that I can't think of anything that would be insurance friendly for you. A lot depends if you have a preference for a particular manufacture or just anything?

What you have heard about being 'Better'? A true driver may appreciate RWD as I do but FWD has advantages as well especially in the snow conditions as of late, I.E you don't get stuck much, where as RWD is hopeless, there are very few modern RWD cars around and those that are tend to be sports saloons etc. In normal day to day driving you don't really notice the difference.

Martin
hmm yeah agree on the snowy weather part.
v*****ll omega 2.0's are about a grand to buy. know anything about them?
cheers
Old 12-12-2010, 05:44 PM
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martysmartie
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Yes they replaced the Carlton (Which is another option) there is also a Senator which is similar so long as neither of them have a Lotus badge on the front and arn't British racing green otherwise your insurance will suffer

Martin
Old 12-12-2010, 06:01 PM
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Originally Posted by martysmartie
Yes they replaced the Carlton (Which is another option) there is also a Senator which is similar so long as neither of them have a Lotus badge on the front and arn't British racing green otherwise your insurance will suffer

Martin
Lotus carlton lol i wished.
i like the senators, have you owned one? or know anyone that has?
welded diff on an omega sounds funny though
Old 12-12-2010, 06:03 PM
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No or any other non Ford branded car for that matter.

Martin
Old 12-12-2010, 06:09 PM
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Ford Capri
Old 12-12-2010, 06:10 PM
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The only reason id have a omega over a sierra is that its much cheaper, newer and that if it breaks it doesnt matter as much.
i would haver thought most carltons and senators would be 24v's and probably auto. A carlton is the motoring equivalent of a boat, the senator would be a ship
Old 12-12-2010, 06:10 PM
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Originally Posted by capriturbo
Ford Capri
dads got one
Old 12-12-2010, 07:17 PM
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volvo 340 lol. theyre absolute pigs and epicly slow but theyre rwd like you asked! LOL
Old 12-12-2010, 07:43 PM
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Originally Posted by neil_escortrsturbocab
volvo 340 lol. theyre absolute pigs and epicly slow but theyre rwd like you asked! LOL
noo lol i want something better than that. volvo 740's are rwd turbo..... would they work well?
or should i stick to a ropey old 2.0 sierra/omega?
Old 12-12-2010, 07:45 PM
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haha i dont blame you mate. i dont know if a 740 would, im 19 too and i know theyre alot to insure. afaik omega are hard to find in manual?
sierra gets my vote!
Old 12-12-2010, 07:47 PM
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Originally Posted by neil_escortrsturbocab
haha i dont blame you mate. i dont know if a 740 would, im 19 too and i know theyre alot to insure. afaik omega are hard to find in manual?
sierra gets my vote!
nah theres a few omega 2.0 manual on autotrader. slow but with 130hp would still slide out.
even a 320 bmw e36 would be alright or is that too much?
Old 12-12-2010, 07:51 PM
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oh my bad then. dont wanna get one with a sloshbox. 130 gotta be enough and theyre nice and long cos if its too short they get twitchy when you get the back out. thatll do mate yeah e36 lovely motors
Old 12-12-2010, 07:54 PM
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but a sierra 2.0 with a lsd would be perfect on a wet roundabout
Old 12-12-2010, 07:55 PM
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chaffe
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i had a bmw e30 318is, but i doubt you will get insured on that? it was well tail happy, as mentioned omegas are nearly all auto, in fact i think it was only police ones that were manual, could be wrong, sierra sapphire 1.8 cvh would be cheaper on the insurance?
Old 12-12-2010, 07:55 PM
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surely you wouldnt want lsd mate?
Old 12-12-2010, 07:55 PM
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Originally Posted by neil_escortrsturbocab
surely you wouldnt want lsd mate?
why not lol
Old 12-12-2010, 07:57 PM
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get both wheels spinning with a lsd. sort of like the driveable equivalent of a welded diff
Old 12-12-2010, 07:57 PM
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well i thought the idea of that is to stop the wheels from spinning?
Old 12-12-2010, 07:57 PM
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haha im thinking of something else there then!!
Old 12-12-2010, 07:58 PM
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both wheels would spin instead of 1
Old 12-12-2010, 07:58 PM
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lol i was wondering that
Old 12-12-2010, 08:02 PM
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Why not just wait until you can insure something decent and RWD? :s 200sx, rx7, cosworth or something? You'll pay through the nose for a 2.0 sierra! Not worth it imo.
Old 12-12-2010, 08:12 PM
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Originally Posted by zetec-Sam
Why not just wait until you can insure something decent and RWD? :s 200sx, rx7, cosworth or something? You'll pay through the nose for a 2.0 sierra! Not worth it imo.
your right, however it seems you pay through thenose for anything you want anyway so i guess you might aswell buy something you want.
Old 12-12-2010, 08:17 PM
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Originally Posted by neil_escortrsturbocab
your right, however it seems you pay through thenose for anything you want anyway so i guess you might aswell buy something you want.
thats also true
Old 12-12-2010, 08:20 PM
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Originally Posted by zetec-Sam
Why not just wait until you can insure something decent and RWD? :s 200sx, rx7, cosworth or something? You'll pay through the nose for a 2.0 sierra! Not worth it imo.
200sx decent?
Old 12-12-2010, 08:21 PM
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Originally Posted by neil_escortrsturbocab
your right, however it seems you pay through thenose for anything you want anyway so i guess you might aswell buy something you want.
The OP clearly doesn't know what he wants, so just seems a bit pointless paying 3-4k for insurance on something just because it's rwd...
Would I pay that much on a 2.0 n/a sierra? Or a bloody vauxhall omega? Would I fuck! My mate had a 200sx as his first car when he was 18, and paid 3k insurance. I'd rather pay that for a 200 than for a slow sierra tbh.
Old 12-12-2010, 08:21 PM
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Originally Posted by chaffe
200sx decent?
Compared to a 2.0 sierra? Yes!
Old 12-12-2010, 08:28 PM
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Originally Posted by zetec-Sam
My mate had a 200sx as his first car when he was 18, and paid 3k insurance.
how many years ago ?
Old 12-12-2010, 08:30 PM
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its a difficult one cos insurance varies so so much for every person, your mate could have got lucky. my mate pays 3k for a 1.2 nova. where as i pay 2k for an 05 plate bora...whos got the better deal there? i know the attraction to rwd but sometimes it really just isnt worth doing unless youve got massive pockets, but like ive just said insurance is so expensive, no matter what car youve got, and sometimes its worth paying extra for something worthwhile thats all
Old 12-12-2010, 08:35 PM
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Originally Posted by gouch1
no such thing as cheep ins at 19
true but i had a bmw 320i at 19. coupe aswell and it was cheaper than my 1.4 corsa to insure
Old 12-12-2010, 09:16 PM
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Originally Posted by PileOfRust
how many years ago ?
2 or 3. and yes, I know it's gone up.
Old 12-12-2010, 09:26 PM
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P100 pickup, weld the diff which is strong anyway, but replaceable with a capri LSD.
1.8TD, turn the fuel pump and boost up, strip it out.
insurance isnt that bad on them really.
i have a white 1.8TD with exactly those mods thats just used on private land but it is a good laugh. only weighs about 1000KG stripped out
Old 13-12-2010, 12:47 PM
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At 19, a 2.0 dohc sierra is alot cheaper to insure than a 320i bmw
Old 14-12-2010, 04:20 PM
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What are you planning to use it for? If your planning to use it on the road and drive it sideways then whats the point of insurance? As your likely to get caught for dangerous driving. Obviously that was abit of pisstake.

If your going to keep it off the road and use it on private land; then buy the biggest engine'd RWD car. You cant really go wrong. I have two e36's, a 323i (welded diff) and a 328i (LSD), both go sideways with very little prompt.


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