Insurance woes...expert help needed.

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Old Feb 18, 2010 | 06:48 PM
  #1  
James998's Avatar
James998
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From: Lincoln
Default Insurance woes...expert help needed.

I'll lay out the position im in;

I'm 19, 2 years NCB, with a new company (first 2 years were with quinn) have been since december.

I'm going away to germany with a mate in may, I've been twice before with quinn and just added my friend to my insurance for the appropriate dates.

With the new company, they will not insure two people under the age of 25 on the same policy.

I am unable to cancel the policy because;
A) I will lose the no claims (albeit only a few months) I have accumulated.
B) I will lose muchos cash as I have paid my policy up in full.

Is there any way I can get him insured on my car? He is 21 so temporary insurance or adding him to a friends motor trader policy are out of the question.

ANY help is greatly appreciated, I am really in a pickle here.


Thanks, James.
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Old Feb 18, 2010 | 06:54 PM
  #2  
Rick Astley's Avatar
Rick Astley
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From: Location: Location: Location: Location:
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You could cancel and get a part refund on your insurance policy.

You'll have to take losing the NCB on the chin though. Although you can use your 2 years NCB with Quinn.

Proof indeed that the cheapest price is not necessarily the best price.
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Old Feb 18, 2010 | 07:02 PM
  #3  
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James998
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Originally Posted by Rick Astley
You could cancel and get a part refund on your insurance policy.

You'll have to take losing the NCB on the chin though. Although you can use your 2 years NCB with Quinn.

Proof indeed that the cheapest price is not necessarily the best price.

Thanks for that but I really cannot afford to cancel, lose some money and then have to shell out for another more expensive policy.

And Quinn were £650 more expensive than my current company so i'm sure you can understand why I went with them, it is a shame though because quinn were always a pleasure to deal with and never had any problems with them.

Plus, girls with irish accents....phwoar.
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Old Feb 18, 2010 | 08:11 PM
  #4  
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From: Laannndaaaannnn
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You'll only lose a cancellation fee, so like 20quid?
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Old Feb 19, 2010 | 10:02 AM
  #5  
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Originally Posted by zetec-Sam
You'll only lose a cancellation fee, so like 20quid?
More than likely they will take a daily rate from the sum he paid and if he can't afford it, then he can't afford it.

£600 is alot of money to save!
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