BillyCabrio

iTrader: (1)

Whats the score with it?

Myself and TheBishMan are doing our first track day in December at Brands.

Now i'm not to concerned about crashing lol as i think i'm Damon Hill Nah lol

I mean all i'm killing is my XR2i, while Bish will be in his FRS.

Can anyone help with where we could get track day ins?

BillyCabrio

iTrader: (1)

Boing!!

Someone must know

Redkop

http://www.trackdays.co.uk/insurance.htm

http://www.morispayment.co.uk/trackday.asp

http://www.uk-trackdays.com/trackday-insurance.htm

Also do a search on Google.

BillyCabrio

iTrader: (1)

Ta

simonc

I'm with greenlight & they quoted me about Ł80 - Ł90 for the day for track insurance So iv'e never bothered with track insurance. Youv'e got more chance of having an accident on the road , if i had a car that was worth 10 or 15 k then i would insure it.

If your going on December the 2nd i'll see you on track look out for a black 3dr

Simon.

BillyCabrio

iTrader: (1)

simonc

Yeah thats when were going, looking forward to meeting you

That's Bish's dilemma, his car is worth circa Ł15 - Ł16.5k

Sexy-RS

Oooo I might come and watch lol Can't afford to go on track pmsl

BillyCabrio

iTrader: (1)

Its only Ł79 Faye!!

Buy all means come tho

AndyRST

TBH i wouldnt bother with track insurance. Just make sure your a bit sensible about your driving and keep alert to other faster cars and let them pass

BillyCabrio

iTrader: (1)

I'm a confident driver tho Andy (Although you prob think otherwise!) Bish on the otherhand, although i can't speak for him directly, isn't so confident at speed.

Thats why were both doing the novice day at Brands, like i said above i'm not to fussed on the accident side. On the other hand Ł15k is a lot of money to lose if you do have an accident.

AndyRST

Why would i think otherwise paul? I let you drive my RST once didnt I? I seen you drive on country lanes (bit quick for my liking) but other than that you'll be fine on track i reckon

If Mr Bish keeps calm and starts off at confortable speed, the FRS will easily handle running around track without risking its Ł15K price tag, or if he's really really worried remove the number plates

Tony Turbo

When I looked into track insurance it wasn't worth a toss, only if you killed someone, or killed yourself. To be honest, if I kill myself I have nothing to worry about......

Very few will cover damage to the car. This is why I will only do a track day where there are no barriers.

Benn 304R

What track is that then

I wouldnt bother either tbh, just keep your wits about ya and dont get too cocky and you will be fine.

BillyCabrio

iTrader: (1)

Very true mate, you did and i still fantasie over that drive home and the country lane drive was what i was talking about

I think its for Bish to decide, he'll be on here later. I think for the sake of maybe around Ł100 and the peace of mind it'll offer him he'll go for it.

BillyCabrio

iTrader: (1)

This company covers you for body damage (not your own)

But like it does say "Market Value", not good lol

MORIS
Trackday Insurance

POLICY WORDING




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This, together with your Application, Trackday Insurance Details and any formal amendments, sets out the terms of your policy. You should check all details of your insurance and satisfy yourself that it is entirely in accordance with your understanding and instructions. Anything at variance with this understanding and instruction should be advised to us immediately quoting your unique reference number (e.g. TD123) from the MORIS website. We do not issue any further policy documentation beyond your Trackday Insurance Details.

Please note: Trackday insurance is a limited cover and does not follow all of the conditions of normal motor insurance.



--------------------------------------------------------------------------------

What your Policy covers:
• External accident damage (i.e. impact) to the car only whilst engaged in the specified track day activity.

• Fire damage but only if directly following an accident (i.e. impact).

• The costs of repairing the car or, if insurers decide, pay you or the legal owner (should the car be subject to hire purchase or lease) an amount in full settlement. Any amount paid cannot be more than the car's market value at the time of the accident and all claims are subject to an excess/deductible as shown on the Trackday Insurance details. Where the car is insured for the full market value, in the event the claim is settled as a total loss the insurers have the right to decide to keep the salvage. Insurers can choose either of these alternatives.


What your Policy does not cover:
• Internal damage to the engine or to the gearbox or transmission.

• Mechanical, electrical or computer breakdown, howsoever caused.

• Liability to other participants, to any third parties or to passengers or any property damage.

• Competitive driving, (in other words, whilst racing or on timed runs or trials).

• Consumable items such as tyres, oils, linings etc

• Extra costs involved in repairing specialised paintwork and logos unless specifically agreed.

• Shipping / Transportation / Recovery costs. (Note: insurance for recovery costs is available as an optional extension. This option is made available when submitting your payment for vehicle damage insurance online).



You must take all reasonable steps to:
1. prevent or reduce loss or damage and

2. observe any legal condition, by-law or other regulation.


The Duty of Disclosure

This contract of insurance has been based upon information you have provided. You must inform us immediately of any changes in this information. It is your duty to pass on to us all material information relating to the risk. Material information does not necessarily have to increase the risk. In the event of a breach of this duty of disclosure, insurers do have the right to void this insurance contract from inception. Under such circumstances, the insurers would be entitled to seek recovery of any claims that have already been paid by them under the contract although insurers would generally be obliged to return any paid premiums. If you are in any doubt as to the ambit of the duty of disclosure, you should have no hesitation in contacting us - info@everittboles.com.

Policy Changes

If the date(s) / circuit(s) and / or organiser(s) have changed you can advise us by clicking on to My Dates. Please read the instructions carefully. All other changes are to be notified to us by email or fax and we will confirm whether or not insurers have agreed to such changes.

Sorry, but insurers will not accept changes or cancellations retrospectively.

Policy Cancellation

Please refer "My Dates". If you do not have a replacement date, you will need to specify on the page whether you wish your premium to be returned (less a Ł15 administration fee) or wish that we retain the premium until a new date is known. When you do know the new date you must of course notify us by completing part 2 of the page being Dates on track. Insurers retain the right to cancel the policy at anytime by providing 7 days written notice. The premium shall be adjusted on a pro-rata basis. Should claims exceed the premium, there will be no return of premium.

Any amendments may be subject to an administration charge of Ł15.00.

Other Exclusions

We will not pay claims arising from:
1. any fraudulent, dishonest or criminal act.

2. war, riot, revolution or any similar event.

3. taking part in a riot, civil commotion, strikes and other labour disturbances.

4. ionizing, radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from burning nuclear fuel.

5. the radioactive, toxic, explosive or other dangerous properties of any explosive nuclear equipment.

6. damage due to wear and tear or gradual deterioration.

7. loss of cash, currency, bank notes, travelers' cheques, passports, driving licence, petrol coupons, tickets, security documents or household effects.

8. loss or damage which is insured by any other existing insurance including and not limited to motor or household insurances.

9. loss of use, delay or consequential loss of any description including confiscation or abandonment.

10. loss of computer logging systems.

11. loss of or damage to the car whilst being worked upon.

12. loss from any form of mechanical or electrical breakdown or damage, ingress of water, rust, oxidisation or latent defect.

13. loss or damage to overalls race suit, leathers, helmet, boots or gloves.

14. Personal Injury. (Note cover can be purchased separately, or as an extension to insurance you have arranged).


Claims

In the event of a claim, or in the event of an accident which could give rise to a claim it is warranted that: a) photographs are taken of the damaged car PRIOR to removal from circuit. Photographs should show all damage. b) Notify us online within 48 hours of the accident.

Estimates may be obtained but no repair work is to be undertaken without prior permission from insurers.

If in doubt, please refer to our "Claims Procedure".

Insurers

Your policy is underwritten by Templeton Insurance Company, 18-20 Keyside, Douglas, Isle of Man, IM1 4LE. Click here for more information about Templeton Insurance.
Motorsport Raceandrally Insurance Services (MORIS) is a trading name of Everitt Boles Ltd. Everitt Boles Ltd administer this facility on behalf of Templeton Insurance Company.


Complaints

If you have any question or complaint, we would invite you to write to Andrew Bremner, Compliance Officer, 63 Mansell Street, London, E1 8AN. Please clearly specify your complaint or grievance and we will investigate and reply within 14 days.

AlexF

BEDFORD!!



When in december Billy?

Alex

Benn 304R

bedford has barriers...................ask Dave

Although that is the only one

BillyCabrio

iTrader: (1)

Here ya go fella:

https://passionford.com/forum/viewtopic.php?t=149139

Friday 2nd December.

AlexF

hmmm tempting!

Alex

BillyCabrio

iTrader: (1)

Do IT!!!

AlexF

gotta get the time off work 1st

Alex

B.A.R

Dont worry bout insurance mate, just go and hav fun

andy_st200

i dont bother, excess alone makes it pointless

AndyRST

and the track layout of that corner (and couple of others) has changed to make it a bit safer so you dont hit that barrier

BillyCabrio

iTrader: (1)

B.A.R

You can be sure of that

AlexF

Yeah Dave's corner has been changed!

alex

AndyRST

brands is an ok circuit and you wont come to much greif there, but once you been an done another track, brands seems too feel too small and too tame

BillyCabrio

iTrader: (1)

I wanna walk before i can run.

Thought that the novice day was a good place to start

AlexF

erm brands is FAR more challenging than most tracks! Brands is a SUPERB track!

How many tracks have you done andy ?

B.A.R

defo mate, you two will be havin fun when you catch me

B.A.R

But on a serious note, take it easy and you be fine

BillyCabrio

iTrader: (1)

There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,There he goes again,

AndyRST

Alex I have done Bedford, Donnington and Brands so far, and I found Brands to be too small, and too boring compaired to the other 2!

AlexF

but padock hill bend!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! !!!




Alex

B.A.R

Lol pulling your plonker mate, just go and hav a good time.

Anyone done a track day at brunters? thats quit a big circut.

AlexF

yeah it is big...

I didn't find it very challenging, fun but only in the way you could 4 wheel drift going over 100mph.

Alex

B.A.R

put your bolloxs in your throat dont it mate.

AlexF

appologies to those who haven't been there....

along the st8 hitting over 100 or there abouts, slight brake and drive to the right aiming for an invisible apex on an off camber bend

soon as you on the apex you MUST hammer the throttle or drift into the kitty litter, at the bottom of the hill you get loads of G force and can change gear while still turning !!

I personly love brands, in case you couldnt guess!

BillyCabrio

iTrader: (1)

WTF

AndyRST

Yeah its an interesting corner. The 1st time you go round it and start down the hill your like how steep, then you hit the bottom of the hill and the G force pushes your spine into the bottom of your seat hard and your like then you roar upto the hairpin and brake late and your like

But after 20 laps i found i got bored of this circuit maybe i should have taken the RST

pic from paddock hill