Joe1199

Hi,
this is my first post, im 18 and have been driving less than a year im just wondering can i get an S2?!

im not a boy racer and genuinely have a big interest in these cars,i know its not gona just get ragged around all the time.i want something to be proud of not just your ordinary novas etc.

my question basically is can i drive it?
i learnt in a 1.7 turbo and found it good,altho it was a disel so not really anything like.im pretty confident and im not gona be driving it fast everywhere.also cheapest insurance is gona be around 4000, unless anyone knows anywhere to get it cheap?
i know its gona be hard lol, just tryin to see if theres any way of doing it?not looking to good at the moment

cheers
Joe

TIFF

You will have to pay a BIG premium until you are 21 mate

Charlie Chalk

iTrader: (1)

yeh look in the back of performance ford mag and ring someone who has one for sale...




But on a serious note, you could but insurance will be about the £1300 mark i found, ive only been driving for 8 months and getting quotes of around that, Just shop around with insurance, you will find someone that will insure you...

Joe1199

really?! wheres that from? iv only looked on internet sites (confused/elephant etc) and cheapest is around 4000?

Stoo

I insured my first S2 at 19 and paid £1300.

£4000 seems a bit dear,shop around a bit more.Standard would be the way to go for cheaper insurance,Pass Plus may bring your premium down aswell but dont know if thats an option for you?

serious 1

Know one like Mum or Dad whom might let you go on there insurance as you would get it under 1k then

Charlie Chalk

iTrader: (1)

best of ringing mate, web sites wont cater for all your needs

Joe1199

that does sound good, has anyone got any numbers or anything?
and will it be ok for me to drive? as standard cant imgine there stupidly fast?
cheers

Rab

My first S2 was when I was 19. Cost me 980 TPFT.

Charlie Chalk

iTrader: (1)

standard Erst's arnt the quickest but are still good to drive

RobL

i paid about £1000 on my first rs turbo when i was 19 with adrian flux

the 1.7 turbo diesel you learned in prolly aint much slower than a standard rst

st3v3

Here try one of these,or maybe all of them,

Academy 0800 7314984
Adrian Flux 8700 777240
AON 01384 552 67
A-Plan 0845 071 1234
Bell Direct 0800 140 180
Bennetts 0990 202090
Catterall 01254 695 055
Cool Quotes 01923 690800
CoverSure [RallySure] 01829 733 880
Crowthorne Insurance 01344 771626
Direct Line 0117 946 8846
Elephant 0870 0131072
Elestree Insurance Services 0181 386 7766
Endsleigh Insurance 0121 651 6250
Fred Roberts & Partners James 0191 5650222
Gladiator 0800 90 80 80
Greenlight 01277 263 030
Hill House Hammond 01733 310899
Hyperformance 020 8939 3949
JDI Insurance 0118 950 2155
Pace Ward Financial [MLR Recommended] Speak to Insbro

John Denton 0118 950 2155
Keith Michaels 0181 642 7868
Liverpool Victoria 0800 608608
Martin Gray Insurance 01481 728072
Nash Warren Darren 0121 561 4484
Norwich Union 0870 242 0800
OAMPS Insurance 01372 467 266
OPI 0121 3250633
Privilege Insurance 0113 292 5555
Tangent 01923 254 888
Tesco 0845 300 9900
Torview Insurance 0181 6998888
Wilsons 0990 143 424
Tett Hamilton and Company 01275 856618
Ashley Insurance 01785 214444
Schofield Insurance 0113 250 0377
Adrian Flux 08700 777888
Randall Pace 01782 286311
Admiral Insurance 0800 600 800
Eastwood 0141 6365822
Osbourne & Sons 020 8388 6000
A-One Insurance 01202 760022
Livingstone 01935 706258
Crowne Thorne 01344 771626
Egger Lawson 0115 9415255
Performance Direct 0870 604 0136
Privilege 0870 243 5555 or 0113 292 5555
Footman James 0121 561 4196
Autonet 0870 2400999
Lifesure Group 01480 474604
Noel Dazley Co 01276 25996
Premium Search 0800 109876
Roadsure 020 8989 3339
Super Car Insurance 01604 615 400
Touchline 0800 207800
Axa 0800 0154292
Barclays 0870 600 1414
Budget 0800 801954
Churchill 0800 200 326
Coversure [Rallysure] 01829 733880
Dial Direct 0500 333 600
Eagle Star 0800 33 38 00
Kwik Fit 0870 0507777 or 0870 0500870
Locker Insurance 01977 51 51 66
Masterquote 0870 2411572
NFU Mutual 01677 422517
RAC 0845 3000755
Swinton 0800 6565631
Tangent 01923 254888
AA 0800 444777
TSB 0800 7313687
CIS 0845 7464646
Halifax 0845 6089913
Wilsons 0161 874 8011 or 0990 143424

Charlie Chalk

iTrader: (1)

Either you can type bloody quick or you copied and pasted that lot

st3v3

matts1

Best advice mate is to buy a standard one, it will be cheaper and will keep you happy for a while.

Get a CAT 1 alarm on it.

then get a classic car policy (age may be a problem with those policies)

If you get a classic policy you don't gain NCD, but you make big savings anyway so often makes no odds.

Call as many places as possible, always jot down who you spke to, the firm and the quote with excess and deposit and monthly payments.

Also get written quotes if they are good, I recently got a cheap quote and got it in writting, then the insurance company said there had been a mistake and wouldn't honour it, but, as the lad had told me a false name, confused my details, and lied about how i could pay, they had to honour it (conversations are recorded

Tell them your best quote if they ask, they will try and beat it and say they can't if they can't.

They don't care if you say you are going to drive carefully, they wont believe you anyway. Instead try to polite and chatty on the phone, they may be more willing to help you out, HIC and hyperformance were good like this, new their cars.

Pay a bigger excess to get the policy down, a stinger if you have a bump, but your not going to are you!!!


Then don't make claims for small things, try and keep a clean nose!!

Good luck mate, hope you get one sorted.

One last point, if you get a £1300 quote, and think that is more than you want to pay, get a quote on a 1.3 escort or something, it may be nearly as much, believe me it wont be as much fun so worth paying the extra to be grinning from ear to ear snug in your recaro seat

motherhupit

I want a RS as welll mate but only been driving for 8 months i'll have to wait untill 2 years No-claims and hopfully i'll get the insurance down to 1,000

warleydaddy

Go for it mate,if you REALLY want sumthing,dont let sum minimum wage geeza ona quote line say you cant!!!

GO FOR IT!!!!!!!!!!!!

Pete...

Jim Galbally

guys, really

rad, your quotes are cheap because you're OLD after 21 (and then 25) the risk of an accident goes down considerably (regardless of driving experience) so how old you are will affect the quote more than your driving experience... a learner driver @ 30 will have cheaper insurance than a bloke thats 22 and been driving 5 years!

i think the 4k quote would be cheap to be honest, i paid 3k for an XR3i!!!!! with a S2 at your age/experience they will LITERALLY just make up a quote out of thin air thats rediculoudly high just to make sure you dont take out a policy, they dont want people driving RS Turbos at 18! (bloody good reason for that too )

seriously mate, coming from someone who did go out and get a high insurance group car from the word go take my advice..

DONT DO IT!!!

wait a year, and THEN think about it... buy the cheapest piece of shit car you possibly can get your hands on and drive it for a year. you WONT regret it in the future. looking back on when i was 18 i REALLY REALLY regret ever owning that car... with the money i spent on that car in the first year of driving i could have bought an escort cosworth! no shit! and the car was only worth 800quid

Paddy

Don't listen to Galbally, he's old and bitter.

Get a f*cking HUGE loan out and buy something mental whilst you're young and able to enjoy it.

It just so happens, we have many out of the ordinary cars in stock and finance is available subject to status.

Terms and Conditions apply

Jim Galbally

oh shit i forgot to mention, i'm STILL paying back the loans i took out for that XR3i... and i'm 22 now

Joe1199

argh im confused now!!! i can afford £1300 insurance and the car but is it just luck i get the right quote? theres at least 3 people saying theve got quotes that low, how can i get one aswell!?
i jus want to get something i can work on and be proud of,im not rich but ive got the motivation to get enough money for it, ive been looking for a long time now,is it actually possible?

StuRST

You can also get a limited mileage policy, go for 5000 miles per year it will knock about 25% off of your policy. Also put you mum or dad as a named (not main) driver on the policy as this spreads the risk and lowers the premium

Billy_RS

iTrader: (5)

Also, can you afford the petrol bills? They are quite thirsty cars! If not just buy a 100 quid nova and wait a while. Thats what i did. Well Pug 106, but you get the idea!

bigmatt-s2rst

get one!!!! fook the expense!!!!!!!

i had my first one at 18, £860 tpf+t

got a feeling insurance has gone up a tad in 7 years tho

Joe1199

yea has anyone had one recently? it seems to good to be true lol

Jim Galbally

the people saying how cheap it are are either old, or they had their cars YONKS ago.

pleeeeeeease take the advice of someone who'sbeen there, done that... DONT. may seem annoying having a shit car now, but in a year'stime i promise you WONT regret it.!

also DONT go on your mum n dads policy, 1) it's actually illegal (and yes i know everyone does it, but doesnt make it legal!) 2) it makes very little difference nowadays 3) thats NCB you'll earn by yourself is worth more than the extra cost in the 1st year!

Charlie Chalk

iTrader: (1)

Im only 21 jimbo jet set, and have only been driving since january...

matts1

I see what Jim is saying but...

On passing my test i rolled around in an MG metro, a montego then some XR's, was happy enough until my mate who is 3 years younger than me bought an XR2 for his first car, sold it and got an RS Turbo, then Bought a saff. Suddenly i realised what i was missing out on and bought my first RS Turbo Fiesta and the fun began.

Get the best quote you can for an RS and the best quote for a boggo car and put them up so we can see the difference.

If it ain't that big, then go for it, yes running costs are more on an RS but if you get a half decent S2 in a standardish form and treat it well then the cost isn't going to be that bad and the rewards will speak for themselves.

Matt

Mr Brannen

I got my Dad to insure my Cossie when I was 20 for 300 quid, I insured my Fiesta LX in my own name which enabled me to drive my Dads car which just happened to be the Cossie. Dont crash it though, I got lucky and kept my nose clean(Fuck knows how).

What Im saying is Limited Mileage Policies, Classical Insurance etc..... these all work

Jim Galbally

rad, 21 is a HUGE step from 17/18 you'd be lucky to get insured on a 1.0 metro for 1300quid @ that age!

RichardPON

Jim,

I agree with you 100%.

However, my only question would be........................ if yuo believe in what you're saying, why are you doing the EXACT oppposite with your saff?

joel_winders

Is it legal to do this ?, i mean i know you can drive other cars tpo if your fully comp but if the insurance found out you drove the cossie everyday what would there views be on it ?

matts1

Going on your parents policy.

I tried this once, insure my dad as the main driver.

They aren't stupid and most times will go of you as the main driver regardless of what you say, so if you dad alone was £300, and you alone was £1500, then they would most likely charge you £1300.

Need to be a bit careful with doing it that way, but ccan be done.

andre_k

iTrader: (2)

i drove for a year in a 1.0 106, then a 3i, xr2, 3i cab, now, 19, with 2 years no claims, im paying 1350 tpft with adrian flux (u have to be 19 though with them). at your age a quote under 2k tpft is pretty good going... its possible, but as jim says, buy a cheaper car and rag it to peices for a year, its amazing what you learn in the first couple of years...

when you get one itll be worth the wait trust me, they aint amazingly quick out the box, but you cant beat the turbo rush

SamERST

I got my 200bhp+ rst at 17 and payed £350 as a named driver of corse on my mums policy. My first car was a tuned mk1 golf 1.8 gti cabrio which i payed well over the odds to insure on my own policy only to find out that the next year after 1yrs no claims it didnt drop so i thought fcuk this and just insured it through either my mum or dad its the only way your gunna get insured on an rs mate. BTW if you wanna know about the cheapest insurer in the world ! give the 'national farmers union' (NFU) a call thats who im with Im 18 now and its down to £240 with me as a named driver
Plus before anyone says thats bollocks ect i was in court 2 weeks ago for speeding and had to prove i was insured on the car and it held up in court with me as a named driver on my rs so it must be legal !

mart.rs

so why dont you buy somthing that you can afford with a lower ins grp,and then work your way up there loads of options!!! why not start with somthing like a fiesta supersport or a 1.3 escort mk 4 as an example!
you will get there in the end! Remember you are young but you will learn!

Rsmat

iTrader: (2)

i had my erst when i first passed my test back in 1999 when i was 17


i paid £1657 fully comp with adrian flux


and now that im 23 my renewal of £528 with liverpool victoria

and there easy enough to drive jst dnt think ur colin mcrae all the time


all the best mat

AlexF

to Jim

top advice there FROM THE HORSES MOUTH!!!!!


Alex

Robin

When i was 18 I had my hart set on this proper mint black xr2 that was for sale. I could afford the car but when looking for insurance some of the quotes were just stupid. In the end i had to have a reallity cheak and think with my head not my hart after having silly ideas about storing it for a couple of years till i could drive it.

I'm now 22 and have a s2 and am paying £1200 but have 0ncb. TBH it was well worth the wait but i'm glad I didn't take the plundge with that xr.

I would really sit down and think about it and take evrything into consideration.

Another thing wich no 1 has mentioned is also depending on your postcode will affect the price.

sufsRS

had my rst since i was 18 as long as you got the money it isnt a problem im insured using my dads ncb cost me 1400 this year last year was 1800 if you got the money go for it but remember these cars are expensive to maintain and not very good every day cars reliablilty wise