I have just looked at a car on E Bay which is reported as Cat C on HPI and has no V5. What does Cat C mean and is it any use without a V5

It is from a salvage yard

 

I was wondering this as my mate never hpi checked his car when he bought it but it turned out to be a cat B right off a year after it was made 1992. The funny thing is though that the car was well clean and as straight as they come.

 

cat C means it has sustained a fair bit of damage and was unecomical to repair - can be put back on the road subject to an engineers report and a dvla inspection.

 

If its not got a V5 [Registration Document] you'll have to apply for one from the DVLA and its a pain in the arse cos you won't be able to tax it until you get it back [in my experience, often up to 3 months ].

Ask them if there's a green slip cos you can tax it on that, then its sent off and you'll get a new reg doc about 4 weeks later

dunno what cat c is. could be anything. Pay your money and get a proper Hpi report on it and find out why its on the list and if it can be taken off.

Remember that the fact its on cat c might mean your insurance premium is higher.

 

paddy ^^^^

 

I'm still waiting for pics of you greased up in turtle wax.

 

you sick sick puppy

 

Cat Cs are what mate does as a sideline. Uneconomical repair. You have to apply for log book and take it to a DVLA site for a test. The log book is stamped but no one really gives a shit or seems to check when you sell them on tbh.

 

http://cgi.ebay.co.uk/ws/eBayISAPI.d...MEWA%3AIT&rd=1

Thats the car, just fancy it coz I can get a cse cheap that I could use for parts

 

i know that scrapyard - you see it on your left as you take the A629 from Keighley to Skipton (its a duel carrageway most of it) just before the first skipton roundabout where you meet the A65 its on your right - flocking HUGE yard it is

 

found this, 'cos i was thinkinf of buyingt a CAT D a few months back,hope it helps



Insurance Categories

When an insurance company decides not to repair a vehicle they will issue it with a salvage classification category.

Salvage categories were introduced in an effort to curb vehicle crime in the UK. They were developed by the Association of British Insurers (ABI) with the assistance of vehicle recyclers, the DVLA and the UK Police Force.

The categories are as follows:

A - Not for resale. Fire damaged (burnt-out), flood damaged (contaminated or salt water), severely damaged with no serviceable parts, or heavily stripped (shell).
Notification of Destruction required. (To be crushed). Recorded at DVLA & HPI.


B - Not for resale. Damaged beyond economical repair and/or severe structural damage.
Notification of Destruction required. (Parts can be removed and sold). Recorded at DVLA & HPI.


C - Repairable salvage. Generally applies to older vehicles. Can be sold for repair but must now have VIC inspection.
Recorded at DVLA & HPI.


D - Repairable salvage. Minimal damage sometimes stolen and found after claim has been paid, or cost of repair combined with difficulty obtaining new parts to enable a swift repair.
Recorded with HPI.


X - Repairable salvage. Not recorded on any registers such as HPI. Limited or very light damage, or vehicle is new or less than 12 months old. Usually requires minimal repair work.
NOT Recorded with HPI.

Insurance companies often call vehicles involved in an accident a 'write off' or 'total loss', which gives the wrong impression to anyone not familiar with the insurance or salvage industry. An insurance company faced with a claim first estimates the financial cost of repairing the vehicle to its pre-accident condition.

The cost of the repair will be based on new parts prices and garage labour charges, often making it uneconomical for the insurance company to carry out the repair. A person doing the work themselves and sourcing recycled spares can often make the repair viable.

If the financial cost to the insurance company is the same or near to the market price, the insurance company would normally call this vehicle a write off which means that they will 'write off' the financial cost of the repair, not the vehicle itself.

The term total loss is also often misused. It actually means the insurance company made a complete financial loss, i.e. they recovered no money from the sale of the salvage and therefore made a total financial loss on the claim.

These terms have had quite a bit of bad press due to their common association with unscrupulous dealers and car thieves. Whilst there are a few cases where 'cut and shut' vehicles have appeared back on the road, as a professional salvage dealer we use the category system to ensure that any vehicles coming into our yard are disposed of in a proper manner and in accordance with the category system requirements.

In addition to defining the 'class' of a salvage vehicle, there is also a condition to notify DVLA of destruction for all vehicles in categories A and B. We electronically notify DVLA through a secure internet connection and a 'marker' is added to the vehicle record to show that it has been destroyed. The purpose of this marker is to alert the police if anyone tries to register or license a vehicle that has been destroyed.

A vehicle that has previously been issued with a C or D salvage classification is not necessarily a bad vehicle to own or buy. Since each vehicle over three years old has to pass a MOT test before it can be licensed it should have been repaired to a good roadworthy standard. Obviously if you have any doubts about buying a vehicle that has been previously repaired, you can ask an independent motor engineer to inspect the vehicle before you buy it, or get an AA or RAC inspection done.



Ian

 

some cat c's require a vic check some dont, you can call the dvla and ask them if needs one, its only an identity check to see if ringer or not costs around £40

 

How the hell was his car a cat B would never have been allowed on the road we have gone through 5 or 6 salvage cars now, but cat b are not even allowed to be purchased unless you are a registered breaker and no way would it be allowed back on the road!"!