Car valuation.
26-12-2018, 03:53 PM
#1
Glennvestite
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Car valuation.
Can anyone recommend any companies that will value your car for insurance purposes please? I've done a self valuation for this year but i'd like to get it properly valued. Thanks!
27-12-2018, 08:14 AM
#4
PassionFord Post Whore!!
Hi Glenn, is it insurance for your Saff ? I would advise that you go for an agreed value but make sure it is high enough as you are aware how much good ones cost now and how few are around. If your Insurance Company accepts your valuation they cannot then say its worth less if its stolen/not recovered or lost in a fire. I get my agreed value cost done at Tremona Garage who are Cosworth specialists in Southampton.
27-12-2018, 09:00 AM
#6
cossie fan (unluckerly)
When I insured mine I had a valuation done by the RS owners years ago at 8 grand. They told me mods can’t be taken into account. I had to come to an agreement with the insurance company at 15. They told me if I insure it based on the RS owners valuation I’ll only get 8
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27-12-2018, 10:28 AM
#9
PassionFord Post Whore!!
gcfcos It is important to list everything that has been done to your car so if the worst was to happen the Insurance Company can't turn round and say you have not given them the correct information.and try to void your claim!
27-12-2018, 10:33 AM
#10
PassionFord Post Whore!!
Insurance Companies like to have a valuation from a Cosworth specialist to back up your own valuation. Shop around to get the best deal on an agreed value.
27-12-2018, 03:47 PM
#12
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Originally Posted by cossynut2
gcfcos It is important to list everything that has been done to your car so if the worst was to happen the Insurance Company can't turn round and say you have not given them the correct information.and try to void your claim!
27-12-2018, 05:22 PM
#14
cossie fan (unluckerly)
Last time I insured mine properly was about 6 years ago now it just gets renewed as I’m still waiting to put the thing back together. My official RS valuation I said to the guy the gearbox diff ecu brakes and wheels cost more than that lol. If your car is modified an agreement with the insurance is the way to go
27-12-2018, 05:24 PM
#15
cossie fan (unluckerly)
Mines been in bits now for about 6 years. The engine is out the car and with the builder. Mine will get properly re done once together and moted. That 15 grand was set 6 or 7 years ago now
28-12-2018, 10:17 AM
#17
Advanced PassionFord User
You need to weigh up what it’d cost you to replace it.
Lets say it’s a 15k car to replace, plus and mods you have, wheels, suspension, engine build receipts, etc.
Leys say just as an example your car value and mods list stands at 25k.
Id get an agreed value of 25k on the car. Tell them that’s what you want.
I do that with Adrian Flux.
When I wrote off my saff a few years back they paid out the agreed value, no issues.
Cheers Paul
Lets say it’s a 15k car to replace, plus and mods you have, wheels, suspension, engine build receipts, etc.
Leys say just as an example your car value and mods list stands at 25k.
Id get an agreed value of 25k on the car. Tell them that’s what you want.
I do that with Adrian Flux.
When I wrote off my saff a few years back they paid out the agreed value, no issues.
Cheers Paul
28-12-2018, 11:38 AM
#18
PassionFord Post Whore!!
You need to weigh up what itd cost you to replace it.
Lets say its a 15k car to replace, plus and mods you have, wheels, suspension, engine build receipts, etc.
Leys say just as an example your car value and mods list stands at 25k.
Id get an agreed value of 25k on the car. Tell them thats what you want.
I do that with Adrian Flux.
When I wrote off my saff a few years back they paid out the agreed value, no issues.
Cheers Paul
Lets say its a 15k car to replace, plus and mods you have, wheels, suspension, engine build receipts, etc.
Leys say just as an example your car value and mods list stands at 25k.
Id get an agreed value of 25k on the car. Tell them thats what you want.
I do that with Adrian Flux.
When I wrote off my saff a few years back they paid out the agreed value, no issues.
Cheers Paul
28-12-2018, 03:02 PM
#20
14000+ post superhero
make sure its a proper set in stone agreed value , agreed by both parties, and not just a worthless policyholders estimated value. ive been shafted by that in the past when I thought I had an agreed value! ended up getting offered the book price for a standard car and not the highly modded and restored version I had ! I got offered Ł500 for 5 year long modification and restoration project that cost me over Ł28000 !
28-12-2018, 04:36 PM
#22
Glennvestite
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make sure its a proper set in stone agreed value , agreed by both parties, and not just a worthless policyholders estimated value. ive been shafted by that in the past when I thought I had an agreed value! ended up getting offered the book price for a standard car and not the highly modded and restored version I had ! I got offered Ł500 for 5 year long modification and restoration project that cost me over Ł28000 !
28-12-2018, 09:11 PM
#23
PassionFord Post Whore!!
make sure its a proper set in stone agreed value , agreed by both parties, and not just a worthless policyholders estimated value. ive been shafted by that in the past when I thought I had an agreed value! ended up getting offered the book price for a standard car and not the highly modded and restored version I had ! I got offered Ł500 for 5 year long modification and restoration project that cost me over Ł28000 !
29-12-2018, 06:19 AM
#24
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I had to have the capri independently valued early in the year as so many insurance companys state so called agreed value but its never fully covered to that amount as fuzzy found out, had to deal with lancaster classic insurance as the car was 40yrs+ they got a pro independent valuer to contact us to inspect it and the rest is history, you get what you pay for with car ins especially when it comes to classics or higher value enthusiast cars
Last edited by STeve; 29-12-2018 at 06:20 AM.
29-12-2018, 11:21 AM
#25
PassionFord Post Whore!!
There was a 4x4 Sapphire Cosworth for sale on E-Bay for ONLY Ł99,000 and it say's it has been sold!!!! I wonder if the new owner has got it insured with an agreed value of Ł99,000 and how much it cost!!!
29-12-2018, 06:24 PM
#27
14000+ post superhero
id sent them all the paperwork, photos , receipts etc and although all the talk was of agreed value policy apparently it wasn't an agreed value it was my estimated value !
so at the end of the day it meant nothing, flux shafted me again! they fucked me up previously when they decided to cancel my policy because theyd decided I wasn't a uk resident anymore
id rather drive uninsured than use Adrian flux
so at the end of the day it meant nothing, flux shafted me again! they fucked me up previously when they decided to cancel my policy because theyd decided I wasn't a uk resident anymore
id rather drive uninsured than use Adrian flux
Last edited by fuzzy; 29-12-2018 at 06:54 PM.
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Glenn_ (30-12-2018)
30-12-2018, 11:43 AM
#28
PassionFord Post Whore!!
id sent them all the paperwork, photos , receipts etc and although all the talk was of agreed value policy apparently it wasn't an agreed value it was my estimated value !
so at the end of the day it meant nothing, flux shafted me again! they fucked me up previously when they decided to cancel my policy because theyd decided I wasn't a uk resident anymore
id rather drive uninsured than use Adrian flux
so at the end of the day it meant nothing, flux shafted me again! they fucked me up previously when they decided to cancel my policy because theyd decided I wasn't a uk resident anymore
id rather drive uninsured than use Adrian flux
30-12-2018, 05:47 PM
#29
I've found that life I needed.. It's HERE!!
Got an agreed value of Ł45k on the 3dr through Lancaster. Just submitted a form along with half a dozen photos of inside and out. Cost Ł15 extra on top of the policy .
My son has an agreed value of Ł15k on his MK1 FRS , heavily modded, all done via Adrian Flux.
My son has an agreed value of Ł15k on his MK1 FRS , heavily modded, all done via Adrian Flux.
31-12-2018, 02:31 AM
#31
Advanced PassionFord User
id sent them all the paperwork, photos , receipts etc and although all the talk was of agreed value policy apparently it wasn't an agreed value it was my estimated value !
so at the end of the day it meant nothing, flux shafted me again! they fucked me up previously when they decided to cancel my policy because theyd decided I wasn't a uk resident anymore
id rather drive uninsured than use Adrian flux
so at the end of the day it meant nothing, flux shafted me again! they fucked me up previously when they decided to cancel my policy because theyd decided I wasn't a uk resident anymore
id rather drive uninsured than use Adrian flux
31-12-2018, 03:50 PM
#34
14000+ post superhero
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