Fao fast ford dan - or other ford fair peeps
#1
Fao fast ford dan - or other ford fair peeps
As you may or may not be aware, there was a small shunt at a car event recently which lead to a few posts here on pf
In regards to ford fair, what would happen in similar circumstances? As in a parade lap rather than out on track doing speeds faster than are allowed on public roads to see what your car is capable of?
I'm asking because I want to put my car on track and may have the opportunity and it's all well and good "ME" having insurance that covers me for crashing out on the track, but what about the other silly buggers out there that aren't?
Thank you for providing proper answers rather than "beat him up and take his car" replies that we are so eager to hear and believe to be true and righteous acts of retribution
In regards to ford fair, what would happen in similar circumstances? As in a parade lap rather than out on track doing speeds faster than are allowed on public roads to see what your car is capable of?
I'm asking because I want to put my car on track and may have the opportunity and it's all well and good "ME" having insurance that covers me for crashing out on the track, but what about the other silly buggers out there that aren't?
Thank you for providing proper answers rather than "beat him up and take his car" replies that we are so eager to hear and believe to be true and righteous acts of retribution
#2
Super Moderator
iTrader: (2)
to be honest mate i would look at getting specific insurance for one day if you are that worried.
e.g.
http://www.moris.co.uk/Track-day-ins...-cover-summary
would be worth calling them to technically understand and get in writing any specific issues you might need covering.
e.g.
http://www.moris.co.uk/Track-day-ins...-cover-summary
would be worth calling them to technically understand and get in writing any specific issues you might need covering.
#3
but that's the same as life insurance, you only get paid out if you fuck up and kill yourself, if someone else fucks up and kills you you are still dead and you have to claim off your own insurance
not really fair if someone hits you when you are all well and sorted and covered and they ain't...
not really fair if someone hits you when you are all well and sorted and covered and they ain't...
#4
Moderator
iTrader: (11)
I spoke with adrain flux after events that unfolded at the rsoc national day, now these guys are sponsors of ford fair and told me this basic track day cover that caused all the fuss is standard practice with nearly all insurers, however in karls case there is grounds for private prosecution as many legal requirements were not met and rules and regulations were not followed
Last edited by STeve; 06-08-2012 at 09:00 AM.
#5
Too many posts.. I need a life!!
if your that worried mate id give it a miss. im doing track time and hope all will go well but if not and it gets shunted ill build a focos an stick it all in that lol
#7
Spelling Club King!
iTrader: (1)
It's your responsibility to ensure your car is adequately covered while on track, as it is with any track day. There are no parade laps at Ford Fair but regardless of that it's my understanding that a parade lap is no different to a 'full pace' lap in the eyes of most insurers as it's an incident that occurred on a race track.
If in doubt either call your insurance company, take out dedicated track insurance, or stay in the carpark!
If in doubt either call your insurance company, take out dedicated track insurance, or stay in the carpark!
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#8
PassionFord Post Whore!!
I think parade laps will suffer the brunt of this for awhile now
as no one will want to put their pride and joy at the risk of others.
I know some do track days and accept the risk however parade laps
are seen as risk free as people are expected to drive in a safe manner.
Such a shame this has happened
as no one will want to put their pride and joy at the risk of others.
I know some do track days and accept the risk however parade laps
are seen as risk free as people are expected to drive in a safe manner.
Such a shame this has happened
#9
It's your responsibility to ensure your car is adequately covered while on track, as it is with any track day. There are no parade laps at Ford Fair but regardless of that it's my understanding that a parade lap is no different to a 'full pace' lap in the eyes of most insurers as it's an incident that occurred on a race track.
If in doubt either call your insurance company, take out dedicated track insurance, or stay in the carpark!
If in doubt either call your insurance company, take out dedicated track insurance, or stay in the carpark!
it's really exciting giving it full beans round the track as the tarmac is so much better than your normal roads, but if i bent the mondeo in any way shape or form i'd be gutted even if i WAS covered
cheers
#10
Super Moderator
iTrader: (2)
but that's the same as life insurance, you only get paid out if you fuck up and kill yourself, if someone else fucks up and kills you you are still dead and you have to claim off your own insurance
not really fair if someone hits you when you are all well and sorted and covered and they ain't...
not really fair if someone hits you when you are all well and sorted and covered and they ain't...
which in reality on a track based condition would be non existant, can see it now... kobyashi hits vettel, they both stop after the race and exchange insurance details ... red bull put in a claim for Ł1,000,000 for repairs..
i would rather KNOW that if someone did hit my car it could be repaired without me personally having to find the full ammount, and not have to chase the posibility of maybe someone paying out in 5 years after a long court case ...
#11
Spelling Club King!
iTrader: (1)
that's what i was thinking to be honest, won't have time to call the insurance company beforehand so will probably give it a miss this year
it's really exciting giving it full beans round the track as the tarmac is so much better than your normal roads, but if i bent the mondeo in any way shape or form i'd be gutted even if i WAS covered
cheers
it's really exciting giving it full beans round the track as the tarmac is so much better than your normal roads, but if i bent the mondeo in any way shape or form i'd be gutted even if i WAS covered
cheers
Sounds like an excuse for not going on track to me..
#12
But I'm in India dan so long distance phone calls we out of the question
I have emailed though......
Eagle, the point I was making was that I would like to know that, in the event of a shunt from behind, the guy doing the shunting had adequate insurance in place to cover the costs of the damage, in the same way I would want to be insured should I hit someone else, rather han gav he whole pf mafia camped on my doorstep waiting to lynch me from the nearest lamppost wrote they've been given the full picture
I have emailed though......
Eagle, the point I was making was that I would like to know that, in the event of a shunt from behind, the guy doing the shunting had adequate insurance in place to cover the costs of the damage, in the same way I would want to be insured should I hit someone else, rather han gav he whole pf mafia camped on my doorstep waiting to lynch me from the nearest lamppost wrote they've been given the full picture
#13
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Join Date: Sep 2005
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Everytime I have taken any of my cars on track, It has always been in the back of my mind that they may not be coming home with me again. Not down to my own driving, (although i do like to press on quite hard where i can) but if someone hits me. I was always under the impression that it doesnt matter whos fault it is, you going home with bent metal and no payout. Ive just chalked it up as one of the chances you take when you take part.
#14
Advanced PassionFord User
iTrader: (1)
Everytime I have taken any of my cars on track, It has always been in the back of my mind that they may not be coming home with me again. Not down to my own driving, (although i do like to press on quite hard where i can) but if someone hits me. I was always under the impression that it doesnt matter whos fault it is, you going home with bent metal and no payout. Ive just chalked it up as one of the chances you take when you take part.
#15
i can understand binning your daily driver and then being in the shit because you can't get to work in the morning, but there should be some sort of cover to make sure you are not financially fucked over if someone else has trashed your motor and then gives you the finger
and if i'm covered by track insurance then why should i take the hit by having to claim of my own insurance when fuck nuts decides to ram me up the arse? and if i do claim of my own insurance they don't cover personal injury, which makes things even more precarious
signing a waiver beforehand is fine and dandy mind
and if i'm covered by track insurance then why should i take the hit by having to claim of my own insurance when fuck nuts decides to ram me up the arse? and if i do claim of my own insurance they don't cover personal injury, which makes things even more precarious
signing a waiver beforehand is fine and dandy mind
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