OMG!!OMG!!OMG!!OMG!!OMG!!OMG!!OMG!!OMG!!OMG!!OMG!! OMG!!OMG!!
23-02-2005, 08:49 AM
#1
OMG!!OMG!!OMG!!OMG!!OMG!!OMG!!OMG!!OMG!!OMG!!OMG!! OMG!!OMG!!
Its HAPPENED!!!!
WEVE GOT IT!!!
WE'VE BEEN ACCEPTED!!!!
PARTIAL DEBT FREE LIVING HERE WE COME!!!!
Our Re-Mortgage has come thru!! I tell ya what the weight of relief and stress that has just fell off of me is unreal..
The last 8-10 months has been a right stress and complete nightmare, GOD i am soooooo happy!!!
A BIG thank you to Paul Crowe from Thinc Mortgages!!!!
WEVE GOT IT!!!
WE'VE BEEN ACCEPTED!!!!
PARTIAL DEBT FREE LIVING HERE WE COME!!!!
Our Re-Mortgage has come thru!! I tell ya what the weight of relief and stress that has just fell off of me is unreal..
The last 8-10 months has been a right stress and complete nightmare, GOD i am soooooo happy!!!
A BIG thank you to Paul Crowe from Thinc Mortgages!!!!
23-02-2005, 09:04 AM
#6
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Was u there!? 
Soz m8! should of just asked some1 if it was me! lol
Was u in he pits or just in the show bit!? as i didnt spend much time out of the pits lol!
Soz m8! should of just asked some1 if it was me! lol
Was u in he pits or just in the show bit!? as i didnt spend much time out of the pits lol!
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23-02-2005, 09:11 AM
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Ah that was u!
so many ppl there with pf coats! i felt left out! although my sleepin bag sized coat did keep me warm!
well next time i will reconise ya!
U out this weekend!?
so many ppl there with pf coats!
i felt left out! although my sleepin bag sized coat did keep me warm! well next time i will reconise ya!
U out this weekend!?
23-02-2005, 09:46 AM
#18
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Paul you're a proper arse leaving me that message...
Got me hook line and stinker mate, really pleased for you though pal!! Congrats!!
Originally Posted by Billy Messer
Uh bish can you call me mate, I have some really bad news
23-02-2005, 09:49 AM
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One step at a time Nic, we are going to get things paid off first and get out this mess then go from there.
SapphyMike. Yeah it is a re-mortgage cause of the intrest rates going up so high everything else in your life suffers too.
SapphyMike. Yeah it is a re-mortgage cause of the intrest rates going up so high everything else in your life suffers too.
23-02-2005, 10:06 AM
#20
Originally Posted by SapphyMike
nice one Bill
is this a remortgage or something else then mate, as i will be looking to move my mortgage and get some extra funds soon
is this a remortgage or something else then mate, as i will be looking to move my mortgage and get some extra funds soon
At least we have the agreement in principle, now we gotta find out if we can get the max amount of ŁŁ.
Might actually get the cabbie done this year
23-02-2005, 10:07 AM
#21
Originally Posted by B19-TRB
Ah that was u!
so many ppl there with pf coats! i felt left out! although my sleepin bag sized coat did keep me warm!
well next time i will reconise ya!
U out this weekend!?
so many ppl there with pf coats!
i felt left out! although my sleepin bag sized coat did keep me warm! well next time i will reconise ya!
U out this weekend!?
23-02-2005, 10:23 AM
#26
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Originally Posted by BillyCabrio
Weve gone interst only as its a refurb project were doing to get us up the ladder quicker.
I see you've changed your location....we are a happy bunny aren't we!! 
23-02-2005, 11:45 AM
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Trouble with fixed rate mortgages is they generally tie you into the mortgage for the term of the fixed rate.
I.e if your fixed rate is 3 years and within that 3 years you decide to move and take out a new mortage they will sting you with fees.
We are taking out a 3 year fixed rate with cash back and if we decide to move lenders within that 3 years we pay a scaled percentage back:
i think year 1 = 3% of mortage
year 2 = 2% of mortgage
year 3 = 1% of mortgage
And if we do leave them then we have to give them the cash back.
Is nice to know that during that 3 years your monthly payments won't go up though.
Matt.
I.e if your fixed rate is 3 years and within that 3 years you decide to move and take out a new mortage they will sting you with fees.
We are taking out a 3 year fixed rate with cash back and if we decide to move lenders within that 3 years we pay a scaled percentage back:
i think year 1 = 3% of mortage
year 2 = 2% of mortgage
year 3 = 1% of mortgage
And if we do leave them then we have to give them the cash back.
Is nice to know that during that 3 years your monthly payments won't go up though.
Matt.
23-02-2005, 12:18 PM
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Well if I was going to do one you may have just spoilt it
And how can I do a surprise when he is home before me or when I do, do one he decides not to go into work!!!!! And anything I do just fucks up and goes wrong anyway!!!!
And how can I do a surprise when he is home before me or when I do, do one he decides not to go into work!!!!! And anything I do just fucks up and goes wrong anyway!!!!
