What a clown

 

no they dont, its a fineable, strict liabilty offense, to NOT display a current, and valid, tax disc.

 

answered you own question there donkey......headquarters

 

i got tradders and get stopped all the time and i neverhave a problem even when i aint got my cover note on me,its still on there data base

 

I would read the DVLA website and get your facts correct

As quoted on the DVLA site just incase you cant find it

When you apply for a tax disc online or by using our phone service you are able to legally continue to drive your vehicle for up to 5 days after the tax disc has expired while you wait for the new tax disc to arrive. This will only apply when you have applied for a new tax disc before the current one expires. You should continue to display the expired disc on your vehicle, until the new one arrives.

 

they say it round here that they hate people driving on traders policy but hang on what are they driving on lol dick heads

 

if you hadnt been out dogging, then you wouldnt have got caught!!

 

You are right fella,but the car WAS taxed so I think that's a tad harsh.the cops are using these rules to suit themselves,yes you can tax your car online and it's legal via anpr yet you've still got to display a tax disc,kind of negates the system really!!!

I've looked into this as I got stopped in my transit before and I'm trade insured.it was on mid but you need to be careful that these details tie in to all the authorities involved.there's actually a disclaimer in the FAQ section for this type of thing,when a vehicle is fully legal but doesn't show up as on anpr.

Their answer was basically "this is unfortunate,no one is to blame".

But someone IS to blame,although in this case I'd say not displaying a tax disc has caused the issue.

The system needs to be better though because if I have to spend time typing in/phoning through every car that I want to put on my insurance then they need to ensure it's a foolproof system.

 

Just to throw another one in.

I've never had a traders policy but I'd assume it's for use whilst working in the Motor Trade whether part or full time, not for commuting to work on a car you happen to own.

Unless the O.P is a trader and his place of Motor Trade work opens at 4.00 in the morning?

.

 

My motor trade policy covers me for SDP as well mate.

So I think your assumption is probably a very innacurate one.

 

Isn't failure to display a valid tax disk only about an Ł80 fine? In which case if thats all thats wrong then Ł250 seems well out of order. All you lot jumping on the band wagon would soon spit the dummy out if you were in the same situation.

 

Absolutely correct. Read what it actually says on the disc - and it's just that.

 

Agreed. Ive got a traders policy and I tax my cars online and use them as soon as I have done so.
I would be mighty annoyed if I got my car taken off me for not being taxed or insured when I knew full well it was both!

 

Dumb question, but if the cars taxed then why do we need a disc?? Not displaying seems a stupid offence if you actually have tax!! As its all on computer systems these days it shouldnt make any odds if its displayed or not!!

 

How does the data base work when you don't have a policy linked directly to a specific reg number?

.

 

All depends fella,both my regular cars are insured on the policy,you just need to specify that.theoretically if the op works within the motortrade in anyway,petrol station,Mot centre,auto parts factory,he's covered.

Ive researched all this as I've had trade policies,part time,full time etc for nigh on 10 years now and never had any issues.

The cops are going out of their way now to try and clamp down on trade policies when as stated above that's effectively what they use.

I've even seen them on television the other day stating to the camera that you need the registration of a vehicle to be printed on your trade policy to tax it,complete and utter bullshit,they don't even know the law themselves.

The op may find that cars on the database to be stopped if seen out between certain hours of the day.I bought a car like this unwittingly and kept getting pulled.

In the end I questioned the cop and it was previously owned by a disqualified driver and they hadn't updated it.

 

I just text the reg number of the car I want to add to the MID and it all happens automatically.

I always keep the confirmation text to show a copper if one does stop me, but they could of course decide to ignore it if they felt like being a cunt I guess.

 

If it was on the insurance data-base then the police wouldn't have even stopped you, as it wouldn't of been flagged up on ANPR. Same story with the tax.

 

Yeah thats just a copper talking total horseshit, but thats nothing knew, if they were clever enough to understand the law, they would have a decent job as a lawyer

 

Classic. I will use this one myself.

 

I dont know enough about the architecture of the bankend systems to comment like that TBH, is it a real time data request or is it fed overnight?

 

Should throw that line back to some coppers as they seem to do whatever the fuck they want. End of the day they are just another number in a uniform doing a job like everyone else.

 

At very worst the system must be updated everyday? else anyone who's insurance is at its expiry date (regardless of being renewed or not) would be getting pulled over (as the system would be saying its run out, even though it had been carried on another year) same with tax.

dunno if that makes sense to anyone but me

 

when i used to take cars away they would collect cars then let it go to court
when you go to court you prove your insurance is valid then the court issues your money back

if you run in with the insurance and prove it to the cops they just cancel the court and you get dicked


this is what ive found when i was taking uninsured cars

 

It can take quite a few days for the car to appear on the MID after insurance is taken out or renewed, I changed ins co this year and all of my cars did not appear for about 5 days.

What I can't understand with all this is that IF the OP was able to tax it online then the car is 100% on the MID as insured and the police would have seen this too. This car isn't listed as being insured if you ask me and wasn't taxed either.

 

the insurance company should of been told to pull their finger out! LOL

 

tbh honest i agree with martin, i have a very comprehensive traders policy which is also the most open traders policy you can get that allows any one with my permission drive any car that i have custody or control of. the boys in blue really don't like this type of policy but its very very handy.

As for the mid when inputting your own cars on the database, it automatically dials through to the pnc computer and updates the police records at midnight EVERY night. on new polices there can be a delay through new accounts being set up etc, as for a car being seized, if you give the police you ins company details, EVERY insurance has a 24hr police help line for access to the original document which obviously will have details of drivers, entitlements and exclusions, if for some reason confirmation of insurance cant be proved (as this sometimes happens) you can claim all costs for recovery and storage back from either the police authority or the insurance company via mid, cars cannot be seized for no tax as it is not a criminal offence, however no insurance is a criminal offence so the police have powers to seize!

 

theres many types of motor traders insurance policys,i think most people have social and domestic thrown in too though if its a sole trader or very small buisness.

simple the bizzys ring you through and check you out,they can see from your details if your insured and who with. That then is conformation enough but not as i mentioned above if the pissing office is shut and Officer Smartarse wants to be a Cheif Cuntstable.

Its totally acceptable to be a motor trader and just bought a car that day or a hr earlier and not be able to put it on a database,or like many traders you just can't be arsed and so long as the office is open and you get tugged its all easily checked and usually your on your way again.


oh and regards taxing on line you can't tax a car to smoke around in if its not in your name so i'm led to believe so its still handy to diy the old way if you know how.

 

Just write a letter to the Chief Constable and claim the money back fella. I'm curious, what kind of cover does your trade policy give you? Did you produce your policy to the police at the time you were stopped?

Occasionally, the information on the insurance database is not correct, however, it is my understanding that the information on there is input by the insurance companies themselves.

ANPR systems are updated 'live' so to speak, so in theory should be as up to date as the insurance companies themselves.

 

only if it has been paid for and ordered.
otherwise you've failed to tax the car.
plus, why didn't you put it on the mid? i have a traders policy and always carry the certificate with me with a customers car just in case.
you'll get nowhere and thank your lucky stars you got off that lightly.

 

I am a little confused, if the car was taxed online that it must be named on your traders policy. If its named on your policy then the policeman would have been able to check it was insured.

If he couldn't check the insurance then that would suggest the car is not named on the policy, and therefore can't have been taxed online.

It sounds abit like part of your story isn't quite true tbh

 

the five days is if there is no gap in your tax renewal the fact that your tax would have run out the end of november at the latest and on sat it was the 4th meant that there was a gap............so the 5 day bit doesn't apply.

if you had applied online while you had tax say the 30th of november then there would not have been a gap and so the 5 days grace is applied to allow royal fail to do their thing.


from the dvla q and a bit on road tax.


I have not received the tax disc. Can I use the vehicle without the tax disc displayed?

When you apply for a tax disc online or by using our phone service you are able to legally continue to drive your vehicle for up to 5 days after the tax disc has expired while you wait for the new tax disc to arrive. This will only apply when you have applied for a new tax disc before the current one expires. You should continue to display the expired disc on your vehicle, until the new one arrives.

found here.

http://www.taxdisc.direct.gov.uk/Evl...ons#QUESTION_9

 

Its true about the 5 days for the disc to arrive but you have to tax it at the begining/end of the month , if your over the 5 days from when your disc ran out then your not allowed to have the vehicle on the road . It is on the dvla website .

 

I'm so glad I live in Holland with regard to this.
In Holland a car has its numberplates for life, if the car is scrapped the plates will be scrapped.
If you go to the postoffice and put a car on your name, you will be automatically billed for the tax.
If you have the car in your name, you have to have 3 things: MOT, insurance and the tax must have been payed. If one of these things is not in order you get automatically a ticket even if the car is in pieces and you're not driving the car at all.
Also the insurance is allways for the car, no matter who is driving it, we have no
personal insurance.

 

so you cant just lay up a car?

 

You can at the postoffice, it costs about €100,- a year I think.

 

exactly.end of story end of thread.

 

+1 it does actually say on the dvla website you can drive whilst waiting for the tax to arrive, which in my eyes is madness because its a crime for failing to display!
another stupid grey area where one place says one thing and the police say something else!

 

not true i got pulled for no insurance by anpr but my car was on askmid and the coppers called my insurance from the roadside and they confirmed i was insured, i was told it was a "computer error" and sent on my way

 

So why did the police think it was not insured if it showed as insured on their database, i had a problem with my mot not long ago, passed and cert handed to me by main dealer on saturday but was stopped on sunday for no mot, luckily i was 2 mins from home so had to provide cert for them to not charge me and i think no mot invalids insurance!

Obviously their systems arnt updated quick enough.