zetec-Sam

iTrader: (2)

That'll be why then.
Try and insure a 17 year old on and landy, it'll be mega bucks! I couldn't get insured on a 200tdi defender for a decent price when I was 18.

phil_focus

i think the total excess for anyone under the age of 21 drving at the time was £4-500, no more than that.

did me fine for 2 years then i got a 1.6 escort, was 19 and cost me £700 to insure 3pf+t with 0 ncd. that was 3 years ago now.

mrjenrst

but under 21's car insurance is fucking stupid anyway.

zetec-Sam

iTrader: (2)

oh yea, it is, but landy's were even more than cars, which was annoying.

mrjenrst

I was going on his mate, i assumed it was across the board tbh

1.9 xr2 on 40's

try a skoda pick up or something like that, about a grand for a tidy one and very unlikley to have a bad claim history and its cheap to upgrade to top spec car interior etc without insurance hassles
or a vw caddy or similar
also means he is less likely to get egged on by 3 mates to do stupid stuff, worth its weight that is!

Shings

Good luck...

You wont have any.

My bro had to wait till he was 19 and got his insurance on a 1.25 Zetec Fiesta 98 on an S for £2700 with my mom as a named driver.

PS - that is this year. current. only had the car for maybe 3 months.

I looked everywhere for him.

I tried every car you can think of from 1978 to 2008 with 850 - 1.3 engines.

Cheapest cars are
Fiat Panda ( old style )
Chinquechento
Sceiciento ( or what ever its called )

And I wouldn't wish either of those cars on anyone.

220tel

my lad has a 1.0 corsa and that came out at 1400-00 with admiral on a 10 month bonus accelerator policy 10 months and he gets 1yrs ncd
it runs out at the end of this month so will see how much it is over the next week or so
i have been getting quotes for my other son on the same 1.0 corsa and there starting at 2800-00 for a 17 year old on a provisional

Silver'Scort

I used Quinn Direct when i starting driving, as did most of my pals the same age. As folk have said they are usually pretty good for young/new/first time drivers.
They did my Rover Metro 1.1 for circa 1100 quid, compared with the 2k upwards everyone else was quoting.

nichol4s

iTrader: (2)

Is there such a thing nowadays?

I passed at 17 with pass plus insured a series 2 at 18 for less than a grand!

Bungle

All i can say is good luck! i passed in april 2008 at 24 years old and had a pug 306 d turbo insured with swinton later found out they were cunts, 5 months after passing my test i bought an escort gti and insured it with quinn at £1480, I then gave that to my mrs earlier this year and bought myself a mk5 escort 1.3 popular quinn then sent me a renewal this year in jusly for £800 tpft as the above 2 cars were tpft so i insured it with co op,

Anyway that was costing me £34 a month for the escort pop but i was fuked off with no power steering etc so i bought a ka a couple of weeks ago also a 1.3 and the bastards are charging me £59 per month,

Basically the point is i've got 2 years ncd now as opposed to last years 1 year and now im paying more! To top that off for me to insure the mrs's gti (the same car i had 5 months after passing my test) its more for me to insure it now im over 25 and have 2 years ncd than it was 5 months after i passed my test, Go figure,

Oh and to cancel my policy with co op the bastards wanted £180 so im stuck with payin 60 quid a month on a fuckin ka!!! Rant over many appologies, Good luck to you and your son genuinely i'll keep my eye on this to see how ya get on.

3drbadboy

when is he 18 ? you will be surprised at the difference it makes

scottyrs

iTrader: (1)

i got insured on a corsa c sxi 1.2 with full irmscher kit when iwas 17/18 went through quinn was around 1000,1100 found them really cheap always used them apart from on the cossie

neilrev

my son has just passed and was getting quotes above 3.5k from everywhere for his 106. we found a policy that won't let him drive between 11pm and 5am (they fit a tracker to make sure!) and this brought the price down to 1300. not ideal but a lot cheaper until he gets some no claims. let me know if you want the details and i'll dig it out for you

zetec-Sam

iTrader: (2)

And they also know where he is at all times and exactly what speed he's doing! Fuck that for a laugh, would rather pay more and have some freedom! Fuck the big brother state!

jameswrx

There's probably some human rights law that doesn't allow them to do anything with details like that though. It probably is just about the 11-5 detail.

Rax

iTrader: (1)

My mates daughter has just passed her test,she is 17.They got her a 53 plate corsa last week 1.3cdti I think it is.The insurance is £1500 I think with the car valued at £2500.I will try to find out who its with.

idjack

hello mate im 17 and passed my test around 4 months ago, i did pass plus and it took over £700 off my insurance and ive got a 53 plate 1.4 clio and i pay 3200 fully comp on co-op on my own insurance as i wanted no claims bonus. unfortunatly your probably find out that under 18's cant pay monthly which is a pain tbh. well worth using them as there cheaper than anyone else ive found!

zetec-Sam

iTrader: (2)

Eh? Since when?

phil_focus

the key word there is DAUGHTER!! you tick the box that says male (change nothing else) and i guarantee you i will at least double to premium!!!!!

Glenn_

iTrader: (1)

A friend of my wife has been trying to insure her son on a 1 ltr micra. Its gonna cost him 3 grand a year. Its a joke.

jameswrx

Insurance does seem to go up and down in waves. When I was 15/16 it was the early 90's and it was very expensive to insure any performance cars. I'm sure this was nearing the end of a lot of performance car thefts, lots of cossies etc used to get nicked. I remember me & a mate got a quote on a golf gti and it was going to be about £2500, we were gutted because we were determined to own one at 18. Then in the next couple of years it went flying down and seemed really cheap by the time we were driving. I insured my 1st car for about £700, I bought a mk1 golf gti when I was 18 (as did my best mate) and I insured mined for £680! Imagine that nowadays! I remember my mate at 19 getting a quote for £900 for a sapphire cossie.

cozy777

sounds good can you let me know who its with, cheers

Alan_D

Something important that I should have mentioned: If you get him to stick a more experienced driver on the policy - yourself or his Mum - it'll bring the premium down a fair bit. I put my Mum on my policy for the Subaru I had when I was 20 and it took a fairly significant chunk off the premium. I guess they just assume that they may be driving it some of the time, which will be less time for the main (less experienced) driver to cause any damage!

Venetian Fred

So what are you suggesting a sex change lol

idjack

Since the start of this year. no one will accept a direct debit off me as im 17 they reckon that they cant do a credit rating on my card untill im 18 so they wont take any payment :/ so it has to go as one lump sum even though they give you a quote as monthly payments.

xr2 xr2 xr2

I'm 22 and still pay £1300, it's a joke, do his own policy and put you and your mrs on his policy, it works, knocked about 500 quid off for me by adding my rents...
I'm with elephant now but ad flux was about the only people who would insure me when I started-was in a xr2 tho and paid 2800 first year!!!

COLEYST200

iTrader: (3)

I did a blag on gocompair to see wot it will cost for a lad i no . The car i did it on was a 1.4 focus group 4 V plate . I did it as he had just past his test third party only not driving at night and 4,000 miles a year and the best price that came bake was ASDA £7,180

WTF

mrjenrst

Ages, because its finance. You cant get finance if your under 18

s6boy1979

iTrader: (3)

Mate i didnt know he passed!!!!

Jo works with a bloke who is 18 driving a pug 106 1000cc T-reg, he pays 3 grand. It's stupid. I remember paying 3k when i was 21 for a brand new golf gti with business use

DanW@FastFord

iTrader: (1)

Fuck that!!!!!!!

Magnum PI

hi,

my first piece of advice is that you should find your local IAM (Institute of Advanced Motorists). enrol your son on the IAM advanced driving course.

This is not like a 'pass plus' type affair, that isnt worth a jot. the IAM uses former police drivers to teach advanced car handling and awareness.
Insurance companies will look favourably if you have passed this particular course/test and it could save you a fair whack off any premium.

secondly, dont get any car over 1.0L engine size. go for a micra or something similar

thirdly, i think you can get a 6 month policy that entitles you to a 15% discount after 6 months if no claim from some providers. they dont advertise this, but its worth asking if they do when you call for quotes.
This would mean a 15% discount for the 2nd part of the year (the 2nd 6 months) and therefore, a cheaper premium over the full year!!

fogulbennett

My mate 18 year old has just insured his Mazda 323 gtx for 1200 fully comp and that's a 1.8 turbo awd

PeterRST

iTrader: (1)

Not sure about the UK but here in Germany, everything that's a a typical OAP car is cheap to insure.

Fusion, Meriva, Honda Jazz, etc.

Give it a try.

cozy777

alright there e , no he aint passed yet just trying to sort out which motor is best for cheap insurance and who with as prices are madness!!!!

cozy777

cheers we have looked into the pass + but not this iam i will do a bit of research cheers

dawesy1700

how about a bmw E30? , im 25, 7yrs NCB, i was insuring a 1988 316 (1.8) for £200 a year (group 15), that died so i bought a 2001 fiesta zetec (1.25, group 6) and its now costing me £400!! i spoke to alot of insurance companies trying to get cheaper cover and i was told that insurance grouping doesn't matter so much now, its how many claims are made for that type of car, fiesta = common car = lots of claims, 1980's bmw E30 = not as common = not alot of claims. my 1st years insurance in 2003, a rover 200, 1.4i was £2161, had no choice but to pay it if i wanted to be on the road, but 1yrs NCB knocked £1000 off, so in the long run it'll save more money getting him his own policy to build up his own NCB. good luck either way.

PeterRST

iTrader: (1)

Well, surely it's not about total numbers, but based on how many of let's say a thousand cars of that model are involved in accidents. And TBH I would think that an old 3 series is more of a drifters car than a typical nan's shopping trolley.

Also from my experience, older cars are more expensive because the owners typically don't care about them as much as new car owners.

If insurance is that bad, you might just aswell look into financing/leasing a new car because the insurance deals that come with it are normally rather good.

dawesy1700

my thoughts exactly, but every major insurer i spoke to told me the same, i argued till i was out breath that the old RWD, low security, poor safety etc tec, group 15 bmw HAD to be more expensive to insure, but they all said no, more claims are made for fiesta's than that bmw so its gonna cost me twice as much to insure even though it it 9 groups less, and they were right, cheapest i got the fiesta for was £397, it just doesn't seem right does it,

PeterRST

iTrader: (1)

Well... Fiesta's (at least the bog standard ones) are mostly driven by women... E30s aren't... I see a pattern there...