burnzy

i was thinking of moving from fords for a little as i just couldn't afford a cossie as a second car at the mo and wanted something that'd look nice on the drive, so i started to look at e39 525 TDS's, was thinking great till i looked at insurance ...................... 4.5k i'm 24 btw and have only had my licence 2 years, i have 2 years ncb but i have a ban from before i had my licence and a non fault accident, but 4.5k seem's a little steep , will have to stay with my mongeao for another year till the 525 drops too 1k to insure