saphlover

for my Saph (not an RS just a 2000E)

So now all I need is tax and its back on the road, went onto confused.com and sureterm direct came back as the best deal.

£550 per year for Fully comp insurance limited to 5000 miles per annum with a courtesy car and windscreen cover too. Im 28 living in a decent area and the car is parked on the driveway of a night time, I have got 3 years NCB but 2 of those years are on company cars.

Personally I thought that was a decent quote so im happy.

Big-Dan

iTrader: (2)

Bit pricey IMO.

What other companies did you try or did you just use confused?

Big-Dan.

saphlover

Just confused.com thats all.


I was happy with that as all the other companys were quoting £750/800.

My postcode is L39 witch confuses some insurance companys as some think its Lancashire anmd others think its Liverpool, according to the local council its Lancashire.

rik-rs

hi saphlover how do you go on with the 2000e cover thats what i have, but they will only cover me for third party only, as i dont have an immobilizer certificate to show em,.

i tried go compare and every quote that came up said they need immobilizer certificate or its third party only, they wont cover me for theft or attempted theft..

p.cressie

Seems a bit steep. Remember getting a quote on a 3 door cossie through the RSOC 5 years ago (was 24) on a limited millage, for about £450 a year. Pay the same now on an Impreza but with 9 years NCB

saphlover

on the section regarding immobilizer / alarm category I just put "none fitted" and continued to the type of cover required section, tbh the 3rd party fire & theft quote was more exspensive than fully comp.

Is your 2000E standard or modified? How old are you? it could be your age?

rik-rs

oh right well i did it over the phone, and i said i dont think theres an immobilizer fitted, and all they said was, well you need one, we wont cover you for theft without..

well mines a cossie lookalike, and im 33, but they said it needed an immobilizer before i told em it was a lookalike

saphlover

Thats a bit harsh, try confused.com and see what they say. I dont know why they said that to you as loads of cars dont have an immobilizer fitted as standard, especially cars of Sierra age.

rik-rs

thats what i thought, so ive done my own immobilizer now anyway ..

like i said when i did the go compare quote, were loads of results come up, they all mentioned the immobilizer certificate too

saphlover

I was thinking that I might have to have an immobilizer as part of the T&C's for my insurance so have just checked the confirmation email and it states No alarm/immobilizer fitted

Sounds like go compare isnt just annoying its not that good either.

rik-rs

hmmmmmm well i just got my renewal through today actually and it says in big block capitals

PROOF OF VEHICLE SECURITY INSTALLATION IS REQUIRED
and then says you are not covered for theft or attempted theft.

im with churchill, and its £472.50

coonts

saphlover

Thats mad I was with Churchill on my last Sierra and all they asked was if it has an alarm / immobilizer and I said No.

I would give them a ring if I was with you and ask them whats the script.

rik-rs

just noticed there saphlover you have 3 years ncb...geez i have 15 years, and im still paying 470 plus, should of kept the ka i had, that was only 150 quid insurance...

kosman

i yhink you both paying too much,my cossy on 4000miles a year is 300quid ish from paul at need to insure.

rik-rs

how do you get it that cheap kosman... did you bum him

rik-rs

it takes the piss insurance just done some quotes, and i got a few around £700, for a 2000e, fuks sake, people with real cossies are cheaper, 15 years no claims aswell etc

Rick Astley

You'll find that is down to Lancashire Police's boundaries being completely different to those of Lancashire County Council.

saphlover

Never thought of that.

rik-rs

what a joke, just clicked one of the insurance banners that advertise on this site, i thought hmmm, maybe as its an oldish car, h reg 2000e, insurance quote could be ok...

as im 33, never had a claim / accident etc...

well ive never been so insulted in all my life....
£1261.75

fookin pissflaps
the most i ever payed for insurance was around £600 when i was 17, so im certainly never paying more than that again...what a fookin joke....

on that go compare site, just messing about to see what a ferrari f40 would be, that came in at about £700....

hahahahaha £1200 plus for a saph

DAN P

iTrader: (1)

i was paying 800 pound for my 300 bhp saff 4 years ago i was 24 i pay 400 for my 200 bhp golf gti mrk 4 now

R4N SS

iTrader: (6)

was gonna say the same thing - you get insured on classic insurance on cossies for less than 500 a year

rik-rs

hmmm well that insurance company rang me at work today, and he said if i put yes to do i have access to another car, which i dont really cos only one in household he said insurance quote would be nearly a grand cheaper.... eh still dont understand that..

matts1

Have you tied paul B at Need2insure ? very nice bloke who knows his fords and owns a few iirc.

I was paying under £200 a year fully comp on an S1 with agreed value at £5k and 5k mileage limit.

Regards having access to another car, it means that the 'classic' car youre are insuring is not you main/only car and can be classed as a secondary weekend type car.

rik-rs

oh right

LHD220Turbo

iTrader: (4)

i think thats quite dear personally

toff

iTrader: (1)

A was 450 with 1 ynb when 27, 6 year on and still the same price fully comp