rog

iTrader: (2)

Right quick one for you all;

IF I have 7 years no claims bonus on a current car/policy, and i buy another additional car, can i use the no claims on BOTH policies or will i have 1 car with 7 years and the other car with zero?????

rog

iTrader: (2)

Think I've found the answer on confused.com website

Been having a debate about this with my Mum, she seems to think that you can effectively have 20 cars all with X no claims bonus all insured to the same person, so for example you could have a metro for 10 years, then win the lottery and buy 19 other cars and have the same number of no claims on each car.

mrjenrst

multi-car policy

phil_focus

your mum is wrong unfortunately but there are ways around it.

1) speeking to the insurance company for the second car they may well give you a few years ncb to start with on that policy anyway.

2) multi-car policies though god knows if theres a limi to the number of cars on the one policy.

danb21t

insurance companies are a PITA, you cant have your no claims on more than one policy but you can only drive one car at a time (taking into consideration your the only driver on the policies)
but if you have a crash then ALL of your no claims are effected... where is the logic in that.

many companies will mirror them if you ask nicely

rog

iTrader: (2)

Cool, yeah i told her it was a seperate NCB for each car, but she's having none of it!