SteveB

iTrader: (3)

Anyone know the limit for withdrawing cash from Halifax or Natwest without prior arrangement???

Tried looking on both website but couldn't find anything...

CheeRS in advance for any help

Steve

wirralphil

Think it's £500-£1000 in some banks.

If your taking like 5k out then they will need notice.

Saaamon

iTrader: (2)

If you go in to the bank, you can withdrawn 5k per day but that may only be with business accounts. (thats with HSBC)

xr_craig

iTrader: (2)

Last time i tried i was told i could only take 1200 without pre arranging it.

burnzy

like stated think it's about 1-2k if you turn up on the day without notice and all documents like id and bank details, but if you give them a day or so notice i don't think there is a limit

daz-cos

you can get 1500 from halifax, get 300 from atm then 1200 from the bank, you have to get the 300 first thoug

MadMac

Well, there is no real set amount. It depends entirely which branch you walk into.

For example, the larger branches in London will allow you to withdraw a few thousand.

But the smaller branches will only let you withdraw maybe a few hundred or 2k.

Depends entirely on if its a high or low risk location and how much money they have in the vault.

The only way you will know is to ring them. And typically for any large withdrawal you need to give them a couple of days notice.

but if your talking about ATM machines, then typically its £300-£500 per day from most machines. But other banks like coutts and UBS or other high profile private banks will allow you to withdraw more.

LHD220Turbo

iTrader: (4)

it will depend on the indivdual branch

assuming they have the cash in the branch (i assume its not 10's of thousands) a quick call in the morning will suffice

dont forget to take extra ID such as passport & driving licence

mrjenrst

used to be with halifax and the big one in town was 2.5k

Roosie

iTrader: (8)

2k here

bj928

i walked into a lloyds tsb and walked out with £5k, no prior warning, just walked in, wasn't even local, i was up in Rugby in the midlands, 150 miles from home, i had bought a car on a buy now at 3am just as i'd got up for work, and the only time i could go get it was the same day straight after work, so got a lift and just went in the bank on way.

SteveB

iTrader: (3)

Well I need £3500 so in theory could transfer £1500 into 1 account and withdraw from 2 accounts then (1 at Halifax and 1 at Natwest) and then get my limit out of the machine as well..... Don't really wanna twat about going in 2 days to get it..

Cheers for ya help peeps!!!

XRT_si

iTrader: (2)

Withdrew £2500 recently with out anyone batting an eyelid in local Natwest.

Psycho Warren

iTrader: (5)

exactly


In theory you can ring up and as long as your branch has enough in the float they can do it. Usually they prefer the day before ringing them but a large town/city branch will usually be able to do a few grand over counter ringing up 5 mins before I know, ive done it

Psycho Warren

iTrader: (5)

oh and dont forget for some large amounts they nowadays have the right to stop a large transaction until you can prove the money is from a legitimate source.

I had to provide written evidence of where my forces compensation lump sum came from as for some reason it flagged up and they froze my account (halifax fucking cunts). This is despite the fact the bank will have had on the screen the transaction ID, where it originated from etc etc etc all at the click of a button. Even i could see from the statements that it had a HMG ref no., shame the cunts at the bank couldnt see that I had to provide them with a letter showing where the money came from. Knocked it up on my laptop in the car and printed it in an internet cafe round corner so despite the system flagging it up i was able to get round it with a convincing yet fake letter

so be aware big transactions they seem to make excuses not to pay out/freeze your money.

SS1

iTrader: (3)

easy as pie

yellowsierra

I can and have pulled 3.5k over the jump in nat west with no issues
Also paid in 25k in cash with no issues

Psycho Warren

iTrader: (5)

Your doing it wrong you need these guys:



and a few colt M733's incase the police interfere:



die motherfucker



funny how they arent too bothered about you giving them money only when you try and take it out??

I was surprised how small large amounts of cash really are.

The Youth.

iTrader: (1)

I once walked into my local bank dressed scruffy as fook and put a cheque in for 160K the bloke looked at the amount looked back up at me and you could see he was confused!
He then said we have special accounts for this amount sir..I said it's ok it's coming out soon as I owe it to my mum (which I did lol)
I borrowed it off her as I hadn't sold my house when we moved

steve

CoupeUK

Let me know what bank your going to and at what time Steve

Shings

Steve I've had 5k over the counter at Natwest on several occasions - they make you fill out a silly form and ask really stupid questions, they went as far as to ask when my debit card got cloned where they told me the money had been spent.

Fair play like.

Never asked for anymore... but I get grief for Building societies.

If you need it and they're moaning ask for it in £50's as they tend to have surplus amounts in stock and are keen to get rid.

J

cutch

iTrader: (1)

i have walked in and pulled 8k out before with no notice, just have your driving licence with you. if you need a large amount all you need to do is phone them and give them a bit of warning, thats it, nothing hard about it....

JamboRS

withdrew 10k from bank 2 weeks ago,i thought the same,went in to make an appointment to take out the money and they said i can take it the now if i wish,thye ask you shotloads of security questions,some i didnt even know the answer to lol

that was with hbos(halifax/bank of scotland)

furqall

what the amount in cash you can deposit without flagging up or people asking questions?

Shings

When I was a younger bloke (10yrs ago) my boss had me take cash to the local banks to pay his credit card bills - dodgy mo fo - Biggest I ever took in was 37k in cash to the Alliance and Leceister in Shirley Brum - They gave me a right bollocking and closed the branch to count it.

Said I needed to book a courier for that sort of money.

stevos

I took out 5k one day all they needed was my card and my driving licence

bazzle

halifax is defo 1200 over the counter and 300 from the machine , thats per account , ive withdrew 3000 in one day from halifax. 1500 from each account , 1200 at the counter and 300 at the machine

DanW@FastFord

iTrader: (1)

Halifax in Bath would only let me take out £500, plus the £300 out of the ATM! Stingy bastards!!

Mike C

iTrader: (1)

500 over the counter or 300 from the machine is pretty standard without prior arrangement. Let them know 24hrs in advance and you can have what you like

mrjenrst

Cos its money laundering very little. Depends on the bank, i'd imagine out over 10k would get attention

nellyscossy

i just paid 8k into my bank (an insurance cheque) and i had to answer questions about where it was from etc...then i was told i would have to give five days notice for a 5k withdrawal......they had to order the money in

Alan_D

Is this the standard thing in England? I've heard of that happening up here but I'd be pretty pissed if I couldn't withdraw my own money when I wanted. I've withdrawn over £4000 in the past without any sort of notice. If they had a problem with that, I'd close my account and go elsewhere.

Fair enough if they have to order money in, but it's absolutely none of the bank's business what you do with your money, and I certainly would not be up for telling them.

GribbiN

I got told id need to order my money so i went in and asked for 15k and they gave me it over the counter after seeing id. Was shitting it walking the town with it in my bag.

GribbiN

That was with natwest in 2005

Ebonycossie4x4

iTrader: (4)

I took 11k out (well the wife did) with only 2 forms of I.D no prior warning from Lloyds they did say they would have to check if they had that amount first though apparently.

MadMac

10k is usually the referral limit for most transactions.

Working for the bank, whenever any of my customers try to move in excess of 10k I will know about it. Either the branch calls us or our computer systems flag it.

Also, the bank systems automatically pick up an unusual transactions. For example if an account has been sitting there with nothing on it for the last year and then all of a sudden some money came in and was going out I will know about it, regardless of amount.

Same applied to transactions to certain countries.

It quite amazing really seeing as I deal with some very large companies the number of times payments get quizzed.

Rax

iTrader: (1)

10k is usually the referral limit for most transactions.


Thats what I was told but I still had to make arrangements for the next day.I think the biggest amount I took out without prior was 3.5k.I wish I had it all in there now

Ebonycossie4x4

iTrader: (4)

well as said, no prior arrangement but it was not the first or the last since withdrawal of that size.

We actually joked how easy it was and how easy it may be for someone to make a withdrawal that they shouldn't.

Psycho Warren

iTrader: (5)

Does your system show you the source of the transactions??? ie who sent the money?? Several times ive had to prove where money entering my account has come from prior to large withdrawal despite it coming from MoD and having the same HMG code as my regular pay. So why does it make them go skitz even though its obvious where the moneys come from??? Halifax being cunts???

MadMac

All I need to do is make a phone call and I can usually find out where it came from in about 2min. BUT, and there is a but, we can identify the account number, sortcode, bank and the name of that account 100% of the time, but if the sender does not include any reference numbers, description or any other info and name makes no sence then it can be hard to work out where the money came from.

And we can't ring up another bank and ask them to give us the full name of an account either due to data protection.

I had one today which my customer we querying, which had bank, account number, sortcode and the name was some reference number, which to me and anyone else who looked at it meant nothing.

So I would say most of the time we can work it out, but we can only work with the info we get.