Nath

I need to source a vehicle for the end of this month by the latest and have been given a budget of £350+VAT. It needs to be based on 3+23 and 20k miles per annum and I would be interested to know how much it would work out with maintainace.

The only thing I'm slightly cautious with is the P11d value as I dont want to be crippled with tax I can have pretty much anything I want and dont need to worry about fuel as long as I pay for my private miles. I know I could get an Evo8 (P11d value is £23,801.00 )but the servicing, running and Insurance costs would be a bit higher and I'd also be interested to know what A Focus RS would work out to be as I can source one at the mo....

Any help mucho appreciated ...

Iain Mac

I'm afraid that £350 won't buy much on a 24m contract. All the depreciation happens when the car is new and this contract doesn't run long enough for it to start to even out. In my opinion it isn't very sensible to change at 2 years if the car will have done only 40,000 miles.

CO2 is 258g/km so BiK tax is payable at 35% of the £23,801 at your highest tax rate.

"Spread rentals" is the term for your requested profile 3x23 and means you pay 26 months rentals on a 24 month agreement. We don't do these but on 3x21 the rental incl maint is £628.00, so an arithmetical calculation would make the spread rental about £580 or thereabouts.

The Focus RS is off our database now and we won't fund used cars or imports, but a Mondeo 2.0 Zetec 5 door is £444, and the new Focus 1.6 Zetec 5 door is £315.