andrewaspinall

picked up my new impreza wrx yesterday dinner 52 plate bug eye a1 condition drove it home 5 mins got hit by an uninsed driver pushed on to the wrong side of the road and hit another 2 cars un insured car fucked off gutted turns out i have to now pay for the over 2 cars and the over car has no keeper on record,my car needs 2x front wings front bumper headlight repeater glass indution 2x alloy repairs and all ns painting cant beleive it 1st crash and its not my fault and i have to pay this countrys shit took police 45 mins to get half a mile to insident

Lambchop

iTrader: (1)

I think the guy deliberately hit it as it's a bug eye

So anyway how you kn ow it was uninsured?

and over means other yes?

andrewaspinall

bought the car because its super clean full subaru history , police rang this morning its no registered keeper no insurance tax or mot so pritty muched fucked

tabetha

It's up to your ins co to chase this, they cannot hold you responsible, your insurance co need to reclaim any monies from the MIB, sadly they are VERY long winded, expect up to 5 years to sort out.
I would pm roosie off here, as he deals with nothing but this sort of thing, the solicitors they use a specific car accident soilicitors also, and quikc as well.
You can also get a courtesy car right away as well, and have nothing to pay, all it will cost a few pence phone call.
tabetha

B16 Will

Thats shit news. Sorry to hear it.

andrewaspinall

and yes should have put other lol

dojj

iTrader: (3)

not your fault, get the insurance compnay to chase the other car

declan morris

If no registered owner, i think the last owner should be responsible. Get that shit alot here, some fucker sells his bag of shite car to scumbags for €50 quid and they rally the bollox out of it in and around the housing estates and when the crash it they just walk away, so if the last owner didnt get rid of it properly, he should be responsible, just my opinion. Sorry to here about your car by the way, can you not claim off the state?? I know we can here in Ireland.

stuboy

what an arse

andrewaspinall

the thing is its on my traders as i run my own paint shop dont want to think about next years price making me sick just thinking about it,first accident in 13 years first jap car should of stuck to my fords think its a sign lol

andrewaspinall

the car was a golf gt150 52 plate accident was in bolton greater manchester last owner was from down south sold it in 2004 and its never had a newkeeper so its been running round for near 6 years seems abit odd

Roosie

iTrader: (8)

Yes Tabethas right 2% of our policys what we pay for goes into a goverment fund called MIB (Motor Insurance Bureau) which pays for any Injured Persons/Damage Vehicles from people that are Uninsured.
Id be supprised if your own insurance company will try persue the owner as they feel its hard work and they get nothing out of it .
There are ways to getting your car money but im not allowed to give advice as i got banned when i last did

andrewaspinall

o right thats made me feel a little better so my insurance might not go up next year or will it still go against me

Roosie

iTrader: (8)

stupid enough it seems i had a accident when someone hit me from behind 3 years ago i didnt even claim for car as it was a scrap car that was about week from running out of MOT so didint cost the other party anything but i notified my insurance company.and my insurance went up a little stupid i dont know how they work that one out.

andrewaspinall

if i just claimed for my vehicle and the 2 other cars on my insurance as it was my fault it would just go against me and my policy would go up but as accident was caused by uninsured driver and my insurance will claim it back from MIB pot will they still see it as the claim was against me and my policy go up as though it was my fault if that makes sense

Roosie

iTrader: (8)

Insurance companys are all different!

But 80% of them ask if you had any accidents in last 5 years fault or Non Fault? WHY surely they should only be notified of accidents that was the clients fault? wrong! The insurance system is stupid i have a client that has had 4 non fault accidents in 2 years. insurance have crippled him this year even tho every accident is proven to be not his fault. but people on here think insurance only goes up because of people claiming PI but all it is Insurance knows us gulible public will pay stupid prices so just keep trying to find reasons to put it up.

What has your insurance company said? and if you dont mind who are you insured with as since i deal with insurance companies day in day out i know how most of there policys work.
cheers

andrewaspinall

had a short chat yesterday but need to ring back monday to speak to a different department as its a motor trade policy,im insured with Allianz but girl was abit unsure how things were done on motor trade ,car is down as a named vehicle .

Roosie

iTrader: (8)

Allianz are not too bad in all honesty at least there uk based! best thing to do is see what they are prepared to do tommorrow dont let them claim off you whatever.

andrewaspinall

thats great so should i not let the other 2 cars i was pushed into claim off my insurance and let chase it up with their own policy, would it be ok to call you on the number thats been sent to my pm box if i get stuck thanks for all your advice cheers Andy

Rick Astley

You can claim that shit back anyway

Psycho Warren

iTrader: (5)

what?? how can they ban you for giving free advice??? isnt that the point of a car forum???

Rick Astley

You'd think so wouldn't you

Passionford works in mysterious ways!

FORD RS MAD

iTrader: (1)

Sorry to hear this,hope you get it sorted all ok

dojj

iTrader: (3)

i think he registered as a trader at some point in the past, stu@carclaims or soemthing?
if he's let it lapse then the mods would do him for it, just ask martin

andrewaspinall

spoke to roosie today put my mind at rest my heads been spinning hopefully things might work out fingers crossed