look at this shit, i'm 23, i've never made a claim or had any kind of points or anything, i've no no claims bonus but this due to being on a traders ploicy for years, i just thought id get this quote to see what it'd be

the car is a std. 1.6 1989 sierra sapphire classic

this takes the piss

 

My Brother is 18.

Passed his test.

1.1 ANYTHING ANY AGE

£2800 tpft

 

it's cheaper just to take the fine and points for not having insurance, no wounder theres so many un-insured cars on the road i blame the insurance companies.

 

my missus is 27
never owned a car
only has provisional licence

i added her to my 4.4 v8 bm for FREE

 

id love insurance that cheap Haha! ...£950 excess tho

 

AGREED !

 

+1 fookin robin bastards

 

for starters dont use those stupid waste of time car insurance sites like those... too bloody expensive anyway.. have a good search about... there are some excellent insurance companies on PF..

 

950 excess though, where the fuck am i going to get that from when i'm driving a sierra i payed £175 for haha

 

Agree

 

Yeh I agree BUT you'll only knock 25% off the quote.. which still makes it too expensive for my brother....

 

If thats what you get on compare the market, I should reckon you should get something for £500 - £600.

You say its only a Sierra, but its got a much higher chance of being nicked than a newer car.

 

im 24, trying to insure my runaround mk3 golf 1.6, car was bought for £600 cheapest quote £999 Think i'll just use my heavy polluting anti social 300bhp 200sx as my daily then, its my only option now

 

im 22, i added my mum as a named driver om my st170 lol.... and it costs less than just me on my own :s

 

Would you still think that if your car gets knicked & you get fuck all for it cause youv'e got no insurance. I bet you'd soon be moaning if somebody took your advice, i.e. had no insurance, and then crashed into your car.

 

My other halfs son did the same thing with his insurance, he added me & his mum on the policy and the price came down, neither of us ever drive the car but the insurance company don't need to know that. I would recommend any young drivers get a quote with both parents on the policy, it might save you a bit which is better in your pocket than the insurance companies.

 

Im 17, 1.1 1996 Mk3 Fiesta and it's roughly £900 TPFT over the year with Tesco as a named driver and the policy holder having 6 years no claims.

 

i did that when i was 17, insured in my mums name on a 1.1 cinq sporting, cost £500 fully comp

 

well there is other things can also be done to bring down the insurance cost... fitting a good thatcham alarm. if you have a garage.. also restrict the ammount he will be using the car... weirdly one thing i was told years ago was that if you have a partner that also can bring down the price.. as they see you as more mature..and starting to settle down..ie as a family man... with responsibilities...and i was told that from an insurance company.. also not smoking or drinking also can go against you... these are all the things they use in the quotes! not many of them they will inform you about.. once he gets to 25 his insurance will come down...

 

get on either Admiral, Bell or Elephant and fill out the form, adding both parents (providing they drive and have had licences for a while) should almost halve the prices you've been getting

 

Fuck that, if you carn't afford it, then fucking get a bus you fucking bum!!!!!

 

using compare the market, same car, i got the quote down to £680
i'm 23 aswell, but i have 6 points on my licence

if you must use a comparison site, use confused, find the cheapest 3 on there, then do direct quotes as they are often slightly more detailed on the insurer's sites, also they tend to get their big calculators out for the comparison site quotes.

4 names i recommend trying are Admiral, Elephant, Bell (parts of the same company- EUI) and Prudential

by adding your parent(s) you should be able to get it into the mid £500's at least

also its only worth doing 3rd party fire and theft on an '89 1.6 sierra as an empty petrol tank will write the bastard off in the insurance company's eyes anyway, even if its a minter and likely as not, your excess would be more than the payout

 

The first few years of driving, I was paying double the cost of the car to insure it

 

If you have been on a traders policy ie named ,that will more than half it, if you can prove you was a named on the policy.

 

that sound gud to me i cant get isurance that cheap as of my area its shit im 26 3 years no claims an 3 points bin driveing 9 year had no claims an i can jus get it under 800

 

Try Directline, i went with them and my insurance on my ford fiesta mk3 1.1 went from £750 to £448 lol

 

I disagree! My existing insurance company that I had been with for years, last year wanted £1350 for renewal - I went on one of these websites you see on TV etc - and I get a £550 policy. That suited me.

 

fine and a mimimum 6 points and you lose your car

 

last year i was 2200 to insure my 309 goodwood

 

thats not bad less i pay £1400 for a 1.6 focus

got a quote for an st170 woz £3500

 

£1200 this year (2nd year) for a 1.3 2001 fiesta. Bit better than the 2grand I paid last year as it was my first year...

 

shop around mate, classic insurance probably be you best bet, I'm through boncaster, but you need to be a member to the rs owners club. fully comp, agreed valuation, rs track day cover, all mods declared £170 for the year. that's on a saph cosi at 29 years old with 1 years no claim. but I dont earn any no claims either, so price probably wont go down.

 

+1 i have to pay mine so i have the piece of mind if my car gets nick i get paid also dread the thought but if i hit someone they will be covered .plus i have to pay more because of wankers driving without it

 

Im paying bout £600 for my st170 fully comp
but i do live in a quiet part of wales and I've been a good boy according to the dvla since i was 17
(im 22 btw)

 

im 19, ive got one years ncb, but 5points and a cd30 on my licence..

i pay £44 a month for my cam'd 1.8si mk5b escort.. all mods told to insurance!
and i was paying about the same for my 2.0 esp focus! and thats fully comp!

 

Try Flux on 0800 081 8989

 

i also did that for the first few years of driving, added mum and dad, save me £100-200 a year

 

BrentAcre used to be quite good for young drivers last year i was insured on a leon cupra r with my mum as named driver for 1450 fully comp im 22 and have 3 points.
Had a quote from them for an erst they want 850 tpft so think there pretty good.